Insperity
Market Cap
US$3.3b
Last Updated
2021/01/15 23:31 UTC
Data Sources
Company Financials +
Executive Summary
Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. More Details
Rewards
Risk Analysis
Snowflake Analysis
Adequate balance sheet average dividend payer.
Similar Companies
Share Price & News
How has Insperity's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: NSP is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: NSP's weekly volatility has decreased from 11% to 5% over the past year.
Market Performance
7 Day Return
0.05%
NSP
-3.5%
US Professional Services
-0.9%
US Market
1 Year Return
-8.9%
NSP
14.8%
US Professional Services
19.6%
US Market
Return vs Industry: NSP underperformed the US Professional Services industry which returned 16.5% over the past year.
Return vs Market: NSP underperformed the US Market which returned 21% over the past year.
Shareholder returns
| NSP | Industry | Market | |
|---|---|---|---|
| 7 Day | 0.05% | -3.5% | -0.9% |
| 30 Day | -2.1% | -1.6% | 3.0% |
| 90 Day | 15.3% | 6.9% | 11.5% |
| 1 Year | -6.7%-8.9% | 15.6%14.8% | 22.3%19.6% |
| 3 Year | 46.3%39.9% | 53.6%49.2% | 45.3%35.7% |
| 5 Year | 322.1%285.8% | 131.3%118.6% | 124.8%99.9% |
Long-Term Price Volatility Vs. Market
How volatile is Insperity's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Did You Participate In Any Of Insperity's (NYSE:NSP) Incredible 327% Return?3 weeks ago | Simply Wall St
The Attractive Combination That Could Earn Insperity, Inc. (NYSE:NSP) A Place In Your Dividend Portfolio1 month ago | Simply Wall St
How Much is Insperity's (NYSE:NSP) CEO Getting Paid?Valuation
Is Insperity undervalued compared to its fair value and its price relative to the market?
19.4%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: NSP ($84.9) is trading below our estimate of fair value ($105.32)
Significantly Below Fair Value: NSP is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: NSP is good value based on its PE Ratio (21.5x) compared to the US Professional Services industry average (25.3x).
PE vs Market: NSP is poor value based on its PE Ratio (21.5x) compared to the US market (21.3x).
Price to Earnings Growth Ratio
PEG Ratio: NSP is poor value based on its PEG Ratio (3.5x)
Price to Book Ratio
PB vs Industry: NSP is overvalued based on its PB Ratio (80.1x) compared to the US Professional Services industry average (3.3x).
Next Steps
Future Growth
How is Insperity forecast to perform in the next 1 to 3 years based on estimates from 4 analysts?
6.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: NSP's forecast earnings growth (6.1% per year) is above the savings rate (2%).
Earnings vs Market: NSP's earnings (6.1% per year) are forecast to grow slower than the US market (21.6% per year).
High Growth Earnings: NSP's earnings are forecast to grow, but not significantly.
Revenue vs Market: NSP's revenue (6.3% per year) is forecast to grow slower than the US market (10.2% per year).
High Growth Revenue: NSP's revenue (6.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: NSP's Return on Equity is forecast to be very high in 3 years time (77%).
Next Steps
Past Performance
How has Insperity performed over the past 5 years?
26.4%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: NSP has high quality earnings.
Growing Profit Margin: NSP's current net profit margins (3.6%) are lower than last year (3.6%).
Past Earnings Growth Analysis
Earnings Trend: NSP's earnings have grown significantly by 26.4% per year over the past 5 years.
Accelerating Growth: NSP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NSP had negative earnings growth (-0.06%) over the past year, making it difficult to compare to the Professional Services industry average (-0.06%).
Return on Equity
High ROE: Whilst NSP's Return on Equity (379.8%) is outstanding, this metric is skewed due to their high level of debt.
Next Steps
Financial Health
How is Insperity's financial position?
Financial Position Analysis
Short Term Liabilities: NSP's short term assets ($1.0B) exceed its short term liabilities ($841.1M).
Long Term Liabilities: NSP's short term assets ($1.0B) exceed its long term liabilities ($641.6M).
Debt to Equity History and Analysis
Debt Level: NSP's debt to equity ratio (871.7%) is considered high.
Reducing Debt: Insufficient data to determine if NSP's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: NSP's debt is well covered by operating cash flow (74.7%).
Interest Coverage: NSP's interest payments on its debt are well covered by EBIT (52x coverage).
Balance Sheet
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Dividend
What is Insperity current dividend yield, its reliability and sustainability?
1.88%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: NSP's dividend (1.88%) is higher than the bottom 25% of dividend payers in the US market (1.38%).
High Dividend: NSP's dividend (1.88%) is low compared to the top 25% of dividend payers in the US market (3.84%).
Stability and Growth of Payments
Stable Dividend: NSP's dividends per share have been stable in the past 10 years.
Growing Dividend: NSP's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (37.9%), NSP's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
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Management
How experienced are the management team and are they aligned to shareholders interests?
12.7yrs
Average management tenure
CEO
Paul Sarvadi (63 yo)
32yrs
Tenure
US$7,363,179
Compensation
Mr. Paul J. Sarvadi has been Chairman and Chief Executive Officer at Insperity Inc since 1989. Mr. Sarvadi, Co-Founded Insperity, Inc. (also known as Administaff Inc.) in 1986 and has been its Executive Ch...
CEO Compensation Analysis
Compensation vs Market: Paul's total compensation ($USD7.36M) is above average for companies of similar size in the US market ($USD4.98M).
Compensation vs Earnings: Paul's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Co-Founder | 32yrs | US$7.36m | 4.24% $ 138.0m | |
| President & COO | 1.67yrs | US$2.85m | 0.37% $ 12.1m | |
| Senior VP of Finance | 17.42yrs | US$2.18m | 0.025% $ 816.3k | |
| Senior VP of Legal | 12.67yrs | US$1.82m | 0.048% $ 1.6m | |
| Executive Vice President of Sales & Marketing | 22yrs | US$2.57m | 0.16% $ 5.2m | |
| Senior Vice President of Enterprise & Technology Solutions | no data | no data | no data | |
| Public Relations Manager | 20.42yrs | no data | no data | |
| Senior Vice President of Marketing & Business Development | 5.08yrs | no data | no data | |
| Senior Vice President of Corporate Human Resources | 2yrs | no data | no data | |
| Senior Vice President of Service Operations | no data | no data | no data | |
| Senior Vice President of Sales | 5.83yrs | no data | no data | |
| Senior Vice President of Gross Profit Operations | no data | no data | 0.099% $ 3.2m |
12.7yrs
Average Tenure
58yo
Average Age
Experienced Management: NSP's management team is seasoned and experienced (12.7 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Co-Founder | 32yrs | US$7.36m | 4.24% $ 138.0m | |
| Director | 32yrs | US$216.50k | 1.19% $ 38.7m | |
| Independent Director | 7.17yrs | US$241.50k | 0.084% $ 2.7m | |
| Independent Director | 4.67yrs | US$231.90k | 0.018% $ 589.1k | |
| Lead Independent Director | 1yr | US$247.12k | 0.034% $ 1.1m | |
| Independent Director | 1.08yrs | US$75.39k | 0.011% $ 356.6k | |
| Independent Director | 0.083yr | US$62.25k | 0.0019% $ 60.9k | |
| Independent Director | 3.08yrs | US$226.50k | 0.028% $ 915.7k | |
| Independent Director | 3.33yrs | US$231.50k | 0.020% $ 654.8k | |
| Independent Director | 1.08yrs | US$75.39k | 0.011% $ 356.6k |
3.2yrs
Average Tenure
66yo
Average Age
Experienced Board: NSP's board of directors are considered experienced (3.2 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: NSP insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Insperity, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Insperity, Inc.
- Ticker: NSP
- Exchange: NYSE
- Founded: 1986
- Industry: Human Resource and Employment Services
- Sector: Commercial Services
- Market Cap: US$3.256b
- Shares outstanding: 38.35m
- Website: https://www.insperity.com
Number of Employees
Location
- Insperity, Inc.
- 19001 Crescent Springs Drive
- Kingwood
- Texas
- 77339
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| NSP | NYSE (New York Stock Exchange) | Yes | Common Stock | US | USD | Jan 1997 |
| ASF | DB (Deutsche Boerse AG) | Yes | Common Stock | DE | EUR | Jan 1997 |
Biography
Insperity, Inc. provides human resources (HR) and business solutions to improve business performance for small and medium-sized businesses. The company offers its HR services through its Workforce Optimiza...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/01/15 23:31 |
| End of Day Share Price | 2021/01/15 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.