Insperity, Inc.

NYSE:NSP Stock Report

Market Cap: US$2.8b

Insperity Balance Sheet Health

Financial Health criteria checks 5/6

Insperity has a total shareholder equity of $125.0M and total debt of $369.0M, which brings its debt-to-equity ratio to 295.2%. Its total assets and total liabilities are $1.9B and $1.8B respectively. Insperity's EBIT is $154.5M making its interest coverage ratio -18.1. It has cash and short-term investments of $486.0M.

Key information

295.2%

Debt to equity ratio

US$369.00m

Debt

Interest coverage ratio-18.1x
CashUS$486.00m
EquityUS$125.00m
Total liabilitiesUS$1.81b
Total assetsUS$1.93b

Recent financial health updates

Insperity (NYSE:NSP) Has A Pretty Healthy Balance Sheet

Dec 13
Insperity (NYSE:NSP) Has A Pretty Healthy Balance Sheet

Is Insperity (NYSE:NSP) Using Too Much Debt?

Feb 22
Is Insperity (NYSE:NSP) Using Too Much Debt?

We Think Insperity (NYSE:NSP) Can Manage Its Debt With Ease

Nov 21
We Think Insperity (NYSE:NSP) Can Manage Its Debt With Ease

These 4 Measures Indicate That Insperity (NYSE:NSP) Is Using Debt Safely

Jul 25
These 4 Measures Indicate That Insperity (NYSE:NSP) Is Using Debt Safely

Recent updates

Insperity (NYSE:NSP) Has A Pretty Healthy Balance Sheet

Dec 13
Insperity (NYSE:NSP) Has A Pretty Healthy Balance Sheet

Returns On Capital At Insperity (NYSE:NSP) Paint A Concerning Picture

Oct 07
Returns On Capital At Insperity (NYSE:NSP) Paint A Concerning Picture

Insperity, Inc.'s (NYSE:NSP) Shareholders Might Be Looking For Exit

Sep 19
Insperity, Inc.'s (NYSE:NSP) Shareholders Might Be Looking For Exit

Results: Insperity, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

Aug 04
Results: Insperity, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

Insperity (NYSE:NSP) May Have Issues Allocating Its Capital

Jun 27
Insperity (NYSE:NSP) May Have Issues Allocating Its Capital

Insperity: Potentially Hitting A Ceiling

Jun 23

Insperity (NYSE:NSP) Is Increasing Its Dividend To $0.60

May 26
Insperity (NYSE:NSP) Is Increasing Its Dividend To $0.60

When Should You Buy Insperity, Inc. (NYSE:NSP)?

May 23
When Should You Buy Insperity, Inc. (NYSE:NSP)?

What Insperity, Inc.'s (NYSE:NSP) P/E Is Not Telling You

Apr 16
What Insperity, Inc.'s (NYSE:NSP) P/E Is Not Telling You

Insperity (NYSE:NSP) Might Be Having Difficulty Using Its Capital Effectively

Mar 11
Insperity (NYSE:NSP) Might Be Having Difficulty Using Its Capital Effectively

Is Insperity (NYSE:NSP) Using Too Much Debt?

Feb 22
Is Insperity (NYSE:NSP) Using Too Much Debt?

When Should You Buy Insperity, Inc. (NYSE:NSP)?

Jan 20
When Should You Buy Insperity, Inc. (NYSE:NSP)?

Insperity, Inc.'s (NYSE:NSP) Intrinsic Value Is Potentially 90% Above Its Share Price

Jan 03
Insperity, Inc.'s (NYSE:NSP) Intrinsic Value Is Potentially 90% Above Its Share Price

Insperity Improves Cost Alignment As 2024 Growth Awaits (Rating Upgrade)

Dec 26

Insperity, Inc.'s (NYSE:NSP) Price Is Out Of Tune With Earnings

Dec 18
Insperity, Inc.'s (NYSE:NSP) Price Is Out Of Tune With Earnings

We Think Insperity (NYSE:NSP) Can Manage Its Debt With Ease

Nov 21
We Think Insperity (NYSE:NSP) Can Manage Its Debt With Ease

Do Insperity's (NYSE:NSP) Earnings Warrant Your Attention?

Oct 23
Do Insperity's (NYSE:NSP) Earnings Warrant Your Attention?

Why Insperity, Inc. (NYSE:NSP) Could Be Worth Watching

Oct 10
Why Insperity, Inc. (NYSE:NSP) Could Be Worth Watching

Insperity Faces Cost Increase Pass-Through Test

Sep 29

Insperity (NYSE:NSP) Is Aiming To Keep Up Its Impressive Returns

Sep 26
Insperity (NYSE:NSP) Is Aiming To Keep Up Its Impressive Returns

Calculating The Intrinsic Value Of Insperity, Inc. (NYSE:NSP)

Sep 11
Calculating The Intrinsic Value Of Insperity, Inc. (NYSE:NSP)

Insperity's (NYSE:NSP) Upcoming Dividend Will Be Larger Than Last Year's

Aug 27
Insperity's (NYSE:NSP) Upcoming Dividend Will Be Larger Than Last Year's

These 4 Measures Indicate That Insperity (NYSE:NSP) Is Using Debt Safely

Jul 25
These 4 Measures Indicate That Insperity (NYSE:NSP) Is Using Debt Safely

Insperity's Risks Outweigh Rewards

Jul 19

What Is Insperity, Inc.'s (NYSE:NSP) Share Price Doing?

Jul 12
What Is Insperity, Inc.'s (NYSE:NSP) Share Price Doing?

Here's Why We Think Insperity (NYSE:NSP) Is Well Worth Watching

Jun 28
Here's Why We Think Insperity (NYSE:NSP) Is Well Worth Watching

Here's What Insperity's (NYSE:NSP) Strong Returns On Capital Mean

Jun 15
Here's What Insperity's (NYSE:NSP) Strong Returns On Capital Mean

Estimating The Fair Value Of Insperity, Inc. (NYSE:NSP)

May 23
Estimating The Fair Value Of Insperity, Inc. (NYSE:NSP)

Financial Position Analysis

Short Term Liabilities: NSP's short term assets ($1.4B) exceed its short term liabilities ($1.2B).

Long Term Liabilities: NSP's short term assets ($1.4B) exceed its long term liabilities ($575.0M).

Debt to Equity History and Analysis

Debt Level: NSP has more cash than its total debt.

Reducing Debt: NSP's debt to equity ratio has reduced from 584.1% to 295.2% over the past 5 years.

Debt Coverage: NSP's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: NSP earns more interest than it pays, so coverage of interest payments is not a concern.

Balance Sheet

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 11:23
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Insperity, Inc. is covered by 13 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark MarconBaird
Ty GovatosCL King & Associates, Inc.
James MacDonaldFirst Analysis Securities Corporation