Global Banks Undervalued based on future growth

California BanCorp

Market Cap: US$492.8m

Operates as the bank holding company for California Bank of Commerce, N.A.

Credit Agricole - Egypt Bank (S.A.E.)

Market Cap: ج.م23.7b

Provides corporate, retail, and investment banking services in the Arab Republic of Egypt and internationally.

Peoples Financial Services

Market Cap: US$472.5m

Provides commercial and retail banking services.

Bar Harbor Bankshares

Market Cap: US$461.2m

Operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses.

CNB Financial

Market Cap: US$457.3m

Operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers.

DCB Bank

Market Cap: ₹40.0b

Provides various banking and financial products and services in India.

Heartland Group Holdings

Market Cap: NZ$752.1m

Provides various financial services in New Zealand and Australia.

Northfield Bancorp (Staten Island NY)

Market Cap: US$441.6m

Operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers.

ACNB

Market Cap: US$439.2m

A financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States.

Arrow Financial

Market Cap: US$437.6m

A bank holding company, provides various commercial and consumer banking, and financial products and services in the Unites States.

Peapack-Gladstone Financial

Market Cap: US$435.9m

Operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States.

ChoiceOne Financial Services

Market Cap: US$427.2m

Operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan.

Bridgewater Bancshares

Market Cap: US$424.3m

Operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States.

Carter Bankshares

Market Cap: US$387.4m

Operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.

First Bank

Market Cap: US$373.6m

Provides various banking products and services to small and mid-sized businesses and individuals.

Civista Bancshares

Market Cap: US$372.4m

Operates as the financial holding company for Civista Bank that provides community banking services in the United States.

Midland States Bancorp

Market Cap: US$370.5m

Operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.

Community West Bancshares

Market Cap: US$355.4m

Operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in California.

Bank of Marin Bancorp

Market Cap: US$349.2m

Operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States.

VersaBank

Market Cap: CA$471.8m

Provides various banking products and services in Canada and the United States.

Southern First Bancshares

Market Cap: US$329.3m

Operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia.

USCB Financial Holdings

Market Cap: US$322.9m

Operates as the bank holding company for U.S.

RBB Bancorp

Market Cap: US$322.3m

Operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities.

United Bank

Market Cap: ج.م15.4b

Provides commercial and Islamic banking services in Egypt.

Orange County Bancorp

Market Cap: US$313.5m

Through its subsidiaries, provides commercial and consumer banking products and services.

West Bancorporation

Market Cap: US$301.5m

Operates as the financial holding company provides community banking and trust services to individuals and small- to medium-sized businesses in the United States.

Bankwell Financial Group

Market Cap: US$300.0m

Operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers.

Morrow Bank

Market Cap: NOK 3.1b

Provides unsecured financing to private individuals in Norway, Finland, Sweden, Netherlands, and Germany.

MVB Financial

Market Cap: US$294.4m

Operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients.

Secure Trust Bank

Market Cap: UK£209.8m

Provides banking and financial products and services in the United Kingdom.

Plumas Bancorp

Market Cap: US$280.2m

Operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals in California, Nevada, and Oregon.

Colony Bankcorp

Market Cap: US$278.0m

Operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States.

Primis Financial

Market Cap: US$272.4m

Operates as the bank holding company for Primis Bank that provides various financial services to individuals, and small and medium sized businesses in the United States.

John Marshall Bancorp

Market Cap: US$264.8m

Operates as the bank holding company for John Marshall Bank that provides banking products and financial services in the United States.

Kina Securities

Market Cap: AU$389.9m

Provides commercial banking and financial, fund administration, investment management, and share brokerage services in Papua New Guinea.

CoastalSouth Bancshares

Market Cap: US$248.4m

Operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers.