Secure Trust Bank (STB) Stock Overview
Provides banking and financial products and services in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
STB Community Fair Values
Create NarrativeSee what 68 others think this stock is worth. Follow their fair value or set your own to get alerts.
Secure Trust Bank PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£10.30 |
| 52 Week High | UK£12.63 |
| 52 Week Low | UK£3.31 |
| Beta | 0.83 |
| 1 Month Change | 5.10% |
| 3 Month Change | -1.44% |
| 1 Year Change | 191.78% |
| 3 Year Change | 60.94% |
| 5 Year Change | 11.23% |
| Change since IPO | 36.42% |
Recent News & Updates
Recent updates
Secure Trust Bank (LON:STB) Will Pay A Dividend Of £0.118
Aug 17
Project Fusion And Consumer Lending Focus Will Improve Future Operational Efficiency
Growth in net lending and cost savings initiatives are expected to boost future revenue and improve net margins.Secure Trust Bank (LON:STB) Is Paying Out A Larger Dividend Than Last Year
Mar 16Secure Trust Bank (LON:STB) Has Announced That Its Dividend Will Be Reduced To £0.113
Aug 17Secure Trust Bank (LON:STB) Has Announced A Dividend Of £0.162
Apr 12Secure Trust Bank (LON:STB) Will Pay A Smaller Dividend Than Last Year
Apr 02Secure Trust Bank's (LON:STB) Dividend Is Being Reduced To £0.16
Aug 07Secure Trust Bank's (LON:STB) Dividend Is Being Reduced To UK£0.41
Apr 13Secure Trust Bank's (LON:STB) Dividend Is Being Reduced To UK£0.41
Mar 30Secure Trust Bank PLC (LON:STB) Just Reported Annual Earnings: Have Analysts Changed Their Mind On The Stock?
Mar 27Are Institutions Heavily Invested In Secure Trust Bank PLC's (LON:STB) Shares?
Mar 04Shareholder Returns
| STB | GB Banks | GB Market | |
|---|---|---|---|
| 7D | 1.5% | -0.7% | -0.4% |
| 1Y | 191.8% | 53.6% | 15.4% |
Return vs Industry: STB exceeded the UK Banks industry which returned 53.6% over the past year.
Return vs Market: STB exceeded the UK Market which returned 15.4% over the past year.
Price Volatility
| STB volatility | |
|---|---|
| STB Average Weekly Movement | 7.0% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in GB Market | 10.9% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: STB has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: STB's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1952 | 915 | Ian Corfield | www.securetrustbank.com |
Secure Trust Bank PLC provides banking and financial products and services in the United Kingdom. The company operates through Retail Finance, Vehicle Finance, Real Estate Finance, and Commercial Finance segments. The Retail Finance segment offers unsecured finance for consumer products, including bicycles, music, furniture, outdoor/leisure, electronics, dental, jewelry, home improvements, and football season tickets.
Secure Trust Bank PLC Fundamentals Summary
| STB fundamental statistics | |
|---|---|
| Market cap | UK£196.66m |
| Earnings (TTM) | UK£23.60m |
| Revenue (TTM) | UK£149.61m |
Is STB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| STB income statement (TTM) | |
|---|---|
| Revenue | UK£149.61m |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£149.61m |
| Other Expenses | UK£126.01m |
| Earnings | UK£23.60m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.24 |
| Gross Margin | 100.00% |
| Net Profit Margin | 15.77% |
| Debt/Equity Ratio | 96.7% |
How did STB perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/12/07 14:49 |
| End of Day Share Price | 2025/12/05 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Secure Trust Bank PLC is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Alexander Bowers | Berenberg |
| null null | Canaccord Genuity |
| Robert Murphy | Edison Investment Research |