First Western Financial (Nasdaq:MYFW) - Stock Price, News & Analysis

MYFW Stock Overview

A financial holding company, provides wealth advisory, private baking, personal trust, investment management, mortgage lending, and institutional asset management services. More details

MYFW fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	4/6
Past Performance	1/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 41.7% below our estimate of its fair value

Earnings are forecast to grow 65.6% per year

Risk Analysis

Profit margins (3.1%) are lower than last year (14.5%)

Significant insider selling over the past 3 months

Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

WarrenAI

Based on Analyst Price Targets

Enhanced Liquidity And Market Expansion Point To Robust Growth In The Banking Sector

Key Takeaways Improved balance sheet management and deposit trends are set to enhance liquidity and support future revenue and earnings growth. Strategic expansion into new markets and mortgage growth should drive client and revenue expansion, bolstering profitability.

View narrative

US$23.00

7.1% undervalued

19.04%

Revenue growth p.a.

3 days ago

First Western Financial, Inc. Competitors

First Financial Northwest

NasdaqGS:FFNW

US$209.4m

First Citizens Bancshares

OTCPK:FIZN

US$217.1m

Merchants Financial Group

OTCPK:MFGI

US$212.3m

National Bankshares

NasdaqCM:NKSH

US$203.7m

Price History & Performance

Summary of all time highs, changes and price drops for First Western Financial
Historical stock prices
Current Share Price	US$21.37
52 Week High	US$21.87
52 Week Low	US$12.84
Beta	0.62
11 Month Change	11.77%
3 Month Change	20.33%
1 Year Change	31.91%
33 Year Change	-30.84%
5 Year Change	25.04%
Change since IPO	8.48%

Recent updates

First Western Financial Non-GAAP EPS of $0.66 beats by $0.03, revenue of $29.25M misses by $0.2M

Oct 20

With EPS Growth And More, First Western Financial (NASDAQ:MYFW) Is Interesting

May 04

Shareholder Returns

	MYFW	US Banks	US Market
7D	4.5%	1.8%	2.2%
1Y	31.9%	57.7%	31.6%

Return vs Industry: MYFW underperformed the US Banks industry which returned 57.8% over the past year.

Return vs Market: MYFW matched the US Market which returned 31.7% over the past year.

Price Volatility

Is MYFW's price volatile compared to industry and market?
MYFW volatility
MYFW Average Weekly Movement	4.6%
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: MYFW has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: MYFW's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2002	310	Scott Wylie	www.myfw.com

First Western Financial, Inc., a financial holding company, provides wealth advisory, private baking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, life insurance, and trust and investment management advisory products and services.

First Western Financial, Inc. Fundamentals Summary

How do First Western Financial's earnings and revenue compare to its market cap?
MYFW fundamental statistics
Market cap	US$206.52m
Earnings (TTM)	US$2.51m
Revenue (TTM)	US$79.65m

82.4x

P/E Ratio

0.8x

P/B Ratio

Is MYFW overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MYFW income statement (TTM)
Revenue	US$79.65m
Cost of Revenue	US$0
Gross Profit	US$79.65m
Other Expenses	US$77.14m
Earnings	US$2.51m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.26
Gross Margin	100.00%
Net Profit Margin	3.15%
Debt/Equity Ratio	46.8%

How did MYFW perform over the long term?

See historical performance and comparison

MYFW Stock Overview

Rewards

Risk Analysis

Enhanced Liquidity And Market Expansion Point To Robust Growth In The Banking Sector

First Western Financial, Inc. Competitors

NasdaqGS:FFNW

US$209.4m

OTCPK:FIZN

US$217.1m

OTCPK:MFGI

US$212.3m

NasdaqCM:NKSH

US$203.7m

Price History & Performance

Recent News & Updates

Independent Director recently sold US$88k worth of stock

Independent Director recently sold US$164k worth of stock

Consensus EPS estimates fall by 12%

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

First Western Financial, Inc. to Report Q3, 2024 Results on Oct 24, 2024

Recent updates

Independent Director recently sold US$88k worth of stock

Independent Director recently sold US$164k worth of stock

Consensus EPS estimates fall by 12%

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

First Western Financial, Inc. to Report Q3, 2024 Results on Oct 24, 2024

Founder recently sold US$174k worth of stock

Price target increased by 7.3% to US$22.17

Consensus EPS estimates fall by 22%

Second quarter 2024 earnings: EPS and revenues miss analyst expectations

Investor sentiment improves as stock rises 17%

First Western Financial, Inc. to Report Q2, 2024 Results on Jul 23, 2024

First Western Financial, Inc. Announces Board Changes

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

First Western Financial, Inc., Annual General Meeting, Jun 05, 2024

Investor sentiment improves as stock rises 20%

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

First Western Financial, Inc. to Report Q1, 2024 Results on Apr 18, 2024

Full year 2023 earnings: EPS and revenues miss analyst expectations

Insufficient new directors

Chairman recently sold US$696k worth of stock

Consensus EPS estimates fall by 16%

Price target increased by 8.2% to US$22.00

First Western Financial, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023

First Western Financial, Inc. to Report Q4, 2023 Results on Jan 25, 2024

Investor sentiment deteriorates as stock falls 22%

Price target decreased by 9.9% to US$21.33

Third quarter 2023 earnings: EPS and revenues miss analyst expectations

First Western Financial, Inc. Reports Net Charge-Offs for the Three Months Ended September 30, 2023

First Western Financial, Inc. to Report Q3, 2023 Results on Oct 19, 2023

CFO, COO exercised options to buy US$63k worth of stock.

First Western Financial, Inc. Promotes David Weber to Treasurer, Effective October 1, 2023

First Western Financial, Inc. Announces Executive Promotions

New minor risk - Insider selling

Insider recently sold US$52k worth of stock

Consensus EPS estimates fall by 16%

Price target increased by 7.8% to US$23.00

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

First Western Financial, Inc. to Report Q2, 2023 Results on Jul 27, 2023

Investor sentiment improves as stock rises 16%

Investor sentiment deteriorates as stock falls 16%

Consensus EPS estimates fall by 13%

Price target decreased by 14% to US$27.50

Full year 2022 earnings: EPS and revenues miss analyst expectations

Investor sentiment deteriorates as stock falls 21%

Independent Director exercised options to buy US$78k worth of stock.

Consensus EPS estimates fall by 20%

Price target decreased by 8.6% to US$30.17

Consensus EPS estimates fall by 20%

First Western Financial, Inc. to Report Q4, 2022 Results on Jan 26, 2023

Independent Director recently sold US$95k worth of stock

First Western Financial, Inc. announced that it has received $20 million in funding

Chairman recently sold US$78k worth of stock

Price target decreased to US$33.33

Third quarter 2022 earnings: EPS exceeds analyst expectations

First Western Financial Non-GAAP EPS of $0.66 beats by $0.03, revenue of $29.25M misses by $0.2M

First Western Financial, Inc. to Report Q3, 2022 Results on Oct 20, 2022

Chairman recently sold US$87k worth of stock

Chairman recently sold US$211k worth of stock

Consensus forecasts updated