First Western Financial Balance Sheet Health
Financial Health criteria checks 6/6
First Western Financial has total assets of $2.9B and total equity of $248.8M. Total deposits are $2.5B, and total loans are $2.4B. It earns a Net Interest Margin of 2.6%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $277.7M.
Key information
11.7x
Asset to equity ratio
2.6%
Net interest margin
Total deposits | US$2.50b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.6% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$277.66m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MYFW's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: MYFW has a sufficient allowance for bad loans (130%).
Low Risk Liabilities: 94% of MYFW's liabilities are made up of primarily low risk sources of funding.
Loan Level: MYFW has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: MYFW's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: MYFW has an appropriate level of bad loans (0.6%).