UBEE logo

The United BankCASE:UBEE Stock Report

Market Cap ج.م15.7b
Share Price
ج.م13.70
ج.م16.9
18.9% undervalued intrinsic discount
1Y2.4%
7D2.0%
1D
Portfolio Value
View

The United Bank

CASE:UBEE Stock Report

Market Cap: ج.م15.7b

United Bank (UBEE) Stock Overview

Provides commercial and Islamic banking services in Egypt. More details

UBEE fundamental analysis
Snowflake Score
Valuation1/6
Future Growth5/6
Past Performance2/6
Financial Health4/6
Dividends2/6

UBEE Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

The United Bank Competitors

Price History & Performance

Summary of share price highs, lows and changes for United Bank
Historical stock prices
Current Share Priceج.م14.28
52 Week Highج.م19.08
52 Week Lowج.م12.40
Beta0
1 Month Change5.08%
3 Month Change6.65%
1 Year Change2.44%
3 Year Changen/a
5 Year Changen/a
Change since IPO185.60%

Recent News & Updates

Recent updates

Shareholder Returns

UBEEEG BanksEG Market
7D2.0%0.9%-0.05%
1Y2.4%80.8%50.8%

Return vs Industry: UBEE underperformed the EG Banks industry which returned 89.9% over the past year.

Return vs Market: UBEE underperformed the EG Market which returned 62.2% over the past year.

Price Volatility

Is UBEE's price volatile compared to industry and market?
UBEE volatility
UBEE Average Weekly Movement1.7%
Banks Industry Average Movement4.7%
Market Average Movement5.4%
10% most volatile stocks in EG Market8.5%
10% least volatile stocks in EG Market3.4%

Stable Share Price: UBEE has not had significant price volatility in the past 3 months compared to the EG market.

Volatility Over Time: UBEE's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20061,637Tarek Elsayed Fayedwww.theubeg.com

The United Bank provides commercial and Islamic banking services in Egypt. The company offers current, savings, and investment accounts; time and fixed time deposit; EGP and USD certificates; debit, prepaid, and credit cards. It also provides loans, including educational, car, mortgage, personal, and Intalaka microfinance, as well as syndication loans.

The United Bank Fundamentals Summary

How do United Bank's earnings and revenue compare to its market cap?
UBEE fundamental statistics
Market capج.م15.71b
Earnings (TTM)ج.م1.79b
Revenue (TTM)ج.م6.22b
8.8x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UBEE income statement (TTM)
Revenueج.م6.22b
Cost of Revenueج.م0
Gross Profitج.م6.22b
Other Expensesج.م4.43b
Earningsج.م1.79b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.63
Gross Margin100.00%
Net Profit Margin28.81%
Debt/Equity Ratio18.5%

How did UBEE perform over the long term?

See historical performance and comparison

Dividends

5.3%
Current Dividend Yield
35%
Payout Ratio

Does UBEE pay a reliable dividends?

See UBEE dividend history and benchmarks
When do you need to buy UBEE by to receive an upcoming dividend?
United Bank dividend dates
Ex Dividend DateJun 22 2026
Dividend Pay DateJun 24 2026
Days until Ex dividend3 days
Days until Dividend pay date1 day

Does UBEE pay a reliable dividends?

See UBEE dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/21 15:12
End of Day Share Price 2026/06/21 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The United Bank is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sara BoutrosCI Capital Research
Sherif El EtrCI Capital Research