United Bank (CASE:UBEE) - Stock Price, News & Analysis

UBEE Stock Overview

Provides commercial and Islamic banking services in Egypt. More details

UBEE fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	2/6
Financial Health	5/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (2.7x) is below the EG market (9.1x)

Revenue grew by 31% over the past year

Risk Analysis

Shares are highly illiquid

Less than 3 years of financial data is available

The United Bank Competitors

Société Arabe Internationale de BanqueE

CASE:SAIB

US$69.8m

Suez Canal Bank (S.A.E)

CASE:CANA

ج.م11.4b

Abu Dhabi Islamic Bank - Egypt -E

CASE:ADIB

ج.م25.4b

Faisal Islamic Bank of Egypt

CASE:FAITA

US$571.5m

Price History & Performance

Summary of all time highs, changes and price drops for United Bank
Historical stock prices
Current Share Price	ج.م5.00
52 Week High	ج.م0
52 Week Low	ج.م0
Beta	0
11 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
33 Year Change	n/a
5 Year Change	n/a
Change since IPO	0%

Recent updates

Shareholder Returns

	UBEE	EG Banks	EG Market
7D	0%	-0.2%	-1.6%
1Y	n/a	13.3%	26.5%

Return vs Industry: Insufficient data to determine how UBEE performed against the EG Banks industry.

Return vs Market: Insufficient data to determine how UBEE performed against the EG Market.

Price Volatility

Is UBEE's price volatile compared to industry and market?
UBEE volatility
UBEE Average Weekly Movement	n/a
Banks Industry Average Movement	4.1%
Market Average Movement	5.4%
10% most volatile stocks in EG Market	9.8%
10% least volatile stocks in EG Market	3.8%

Stable Share Price: UBEE's share price has been volatile over the past 3 months compared to the EG market.

Volatility Over Time: Insufficient data to determine UBEE's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2006	1,660	Ashraf Abdel Fattah ElKady	www.theubeg.com

The United Bank provides commercial and Islamic banking services in Egypt. The company offers current, savings, and investment accounts; time and fixed time deposit; EGP and USD certificates; debit, prepaid, and credit cards. It also provides loans, including educational, car, mortgage, personal, and Intalaka microfinance, as well as syndication loans.

The United Bank Fundamentals Summary

How do United Bank's earnings and revenue compare to its market cap?
UBEE fundamental statistics
Market cap	ج.م5.50b
Earnings (TTM)	ج.م2.00b
Revenue (TTM)	ج.م4.72b

2.7x

P/E Ratio

0.4x

P/B Ratio

Is UBEE overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UBEE income statement (TTM)
Revenue	ج.م4.72b
Cost of Revenue	ج.م0
Gross Profit	ج.م4.72b
Other Expenses	ج.م2.71b
Earnings	ج.م2.00b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.82
Gross Margin	100.00%
Net Profit Margin	42.45%
Debt/Equity Ratio	276.5%

How did UBEE perform over the long term?

See historical performance and comparison

United Bank CASE:UBEE Stock Report