United Bank Balance Sheet Health

Financial Health criteria checks 5/6

United Bank has total assets of EGP106.5B and total equity of EGP12.8B. Total deposits are EGP54.8B, and total loans are EGP27.9B.

Key information

8.4x

Asset to equity ratio

n/a

Net interest margin

Total deposits

ج.م54.77b

Loan to deposit ratio

Appropriate

Bad loans

2.4%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

ج.م906.02m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: UBEE's Assets to Equity ratio (8.4x) is low.

Allowance for Bad Loans: UBEE has a sufficient allowance for bad loans (119%).

Low Risk Liabilities: 58% of UBEE's liabilities are made up of primarily low risk sources of funding.

Loan Level: UBEE has an appropriate level of Loans to Assets ratio (26%).

Low Risk Deposits: UBEE's Loans to Deposits ratio (51%) is appropriate.

Level of Bad Loans: UBEE has a high level of bad loans (2.4%).


Discover healthy companies