U.S. Undiscovered Gems With Strong Fundamentals

Southern Michigan Bancorp

Market Cap: US$115.3m

Operates as the bank holding company for Southern Michigan Bank & Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest and south-central Michigan communities.

Sound Financial Bancorp

Market Cap: US$115.5m

Operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses.

Valhi

Market Cap: US$408.1m

Engages in the chemicals, component products, and real estate management and development businesses in Europe, North America, the Asia Pacific, and internationally.

Oakworth Capital

Market Cap: US$161.7m

Operates as a bank holding company for Oakworth Capital Bank that provides range of banking services in the United States.

Greenfire Resources

Market Cap: US$352.7m

Engages in the exploration, development, and operation of oil and gas properties in the Athabasca oil sands region of Alberta, Canada.

First Bancorp

Market Cap: US$283.4m

Operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers.

FineMark Holdings

Market Cap: US$444.1m

Operates as the bank holding company for FineMark National Bank & Trust that provides various banking and financial services to individual and corporate clients.

FRMO

Market Cap: US$378.6m

Through Horizon Kinetics, LLC, operates as an investment advisory and independent research company in the United States.

Gulf Island Fabrication

Market Cap: US$124.1m

Operates as a fabricator of steel structures and modules in the United States.

Pure Cycle

Market Cap: US$266.0m

Provides wholesale water and wastewater services in the United States.

Linkhome Holdings

Market Cap: US$168.8m

An artificial intelligence-driven property technology company, provides real estate related services in the United States.

Metalpha Technology Holding

Market Cap: US$121.6m

Provides wealth management services in Hong Kong.

ASA Gold and Precious Metals

Market Cap: US$873.0m

A publicly owned investment manager.

Senstar Technologies

Market Cap: US$116.2m

Provides physical, video, and access control security products and solutions worldwide.

First Northern Community Bancorp

Market Cap: US$204.4m

Operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses.

Affinity Bancshares

Market Cap: US$118.2m

Operates as the holding company for Affinity Bank that provides various banking products and services in Georgia.

Solesence

Market Cap: US$260.8m

A science-driven company, develops, manufactures, and sells integrated family of technologies in the United States.

Morris State Bancshares

Market Cap: US$236.6m

Operates as the bank holding company for Morris Bank that provides various financial services to individuals and small businesses in Georgia.

Tri-County Financial Group

Market Cap: US$112.8m

Operates as a bank holding company for First State Bank, providing various banking and mortgage banking services and insurance services to individuals and businesses in the United States.

First Ottawa Bancshares

Market Cap: US$144.9m

Operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and other counties in Illinois.

Calvin B. Taylor Bankshares

Market Cap: US$150.1m

Operates as the holding company for Calvin B.

Hingham Institution for Savings

Market Cap: US$650.8m

Provides various financial services to individuals and small businesses in the United States.

Ohio Valley Banc

Market Cap: US$169.5m

Operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services.

Meridian

Market Cap: US$166.2m

Operates as the bank holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, Maryland, and Florida.

First National Bank Alaska

Market Cap: US$863.1m

A commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska.

Community Bancorp

Market Cap: US$129.5m

Operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont.

Village Super Market

Market Cap: US$486.9m

Engages in the operation of a chain of supermarkets in the United States.

InBankshares

Market Cap: US$137.8m

Offers a range of banking and mortgage services to individual and business customers in the United States.

Alpine Banks of Colorado

Market Cap: US$534.3m

Provides banking products and services to individuals and businesses.

Oil-Dri Corporation of America

Market Cap: US$895.3m

Develops, manufactures, and markets sorbent products in the United States and internationally.

Tiptree

Market Cap: US$674.3m

Through its subsidiaries, provides specialty insurance products and related services in the United States and Europe.

Agencia Comercial Spirits

Market Cap: US$136.8m

Imports, procures, distributes, and sells bottled, raw cask, and proprietary brand whisky products in Taiwan and international markets.

Embassy Bancorp

Market Cap: US$131.1m

Operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides various banking and related financial products and services to individual, business, and government customers in Pennsylvania.

Jiayin Group

Market Cap: US$528.4m

Engages in the provision of online consumer finance services in the People’s Republic of China.

Butler National

Market Cap: US$155.8m

Designs, engineers, manufactures, sells, integrates, installs, repairs, modifies, overhauls, services, and distributes a portfolio of aerostructures, aircraft components, avionics, accessories, subassemblies, and systems.

Kish Bancorp

Market Cap: US$121.5m

A diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas.