InBankshares (INBC) Stock Overview

Provides banking and mortgage services to individual and business customers in the United States. More details

INBC fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Risk Analysis

No risks detected for INBC from our risk checks.

INBC Community Fair Values

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InBankshares, Corp Competitors

Price History & Performance

Summary of share price highs, lows and changes for InBankshares
Historical stock prices
Current Share Price	US$13.54
52 Week High	US$13.54
52 Week Low	US$11.00
Beta	0.29
1 Month Change	11.90%
3 Month Change	14.75%
1 Year Change	20.89%
3 Year Change	78.16%
5 Year Change	12.83%
Change since IPO	35.40%

Recent updates

Shareholder Returns

	INBC	US Banks	US Market
7D	2.2%	2.4%	0.8%
1Y	20.9%	21.7%	20.2%

Return vs Industry: INBC matched the US Banks industry which returned 21.7% over the past year.

Return vs Market: INBC matched the US Market which returned 20.2% over the past year.

Price Volatility

Is INBC's price volatile compared to industry and market?
INBC volatility
INBC Average Weekly Movement	3.3%
Banks Industry Average Movement	3.4%
Market Average Movement	7.3%
10% most volatile stocks in US Market	16.7%
10% least volatile stocks in US Market	3.2%

Stable Share Price: INBC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine INBC's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2017	170	Ed Francis	inbank.com

InBankshares, Corp provides banking and mortgage services to individual and business customers in the United States. It offers business and personal checking and savings accounts, and credit cards; and vehicle loans, residential construction loans, home equity lines of credit, and lot loans, as well as equipment term loans, owner occupied real estate loans, investor real estate loans, construction loans, working capital lines of credit, and small business administration loans. It also provides InPayables, a platform for vendor enrollment, single payment file, cashback rebate, and management; merchant services, online and mobile banking, automated clearing house origination, wire transfers, and bills payment; remote and mobile check deposit, lockbox, and cash services; fraud protection; Zelle application; and mobile wallet services.

InBankshares, Corp Fundamentals Summary

How do InBankshares's earnings and revenue compare to its market cap?
INBC fundamental statistics
Market cap	US$161.16m
Earnings (TTM)	US$7.18m
Revenue (TTM)	US$46.31m

22.4x

P/E Ratio

1.1x

P/B Ratio

Is INBC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
INBC income statement (TTM)
Revenue	US$46.31m
Cost of Revenue	US$0
Gross Profit	US$46.31m
Other Expenses	US$39.13m
Earnings	US$7.18m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)	0.60
Gross Margin	100.00%
Net Profit Margin	15.50%
Debt/Equity Ratio	41.9%

How did INBC perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/07/07 13:01
End of Day Share Price	2026/07/01 00:00
Earnings	2026/03/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

InBankshares, Corp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

InBankshares, CorpOTCPK:INBC Stock Report