InBankshares Past Earnings Performance
Past criteria checks 2/6
InBankshares has been growing earnings at an average annual rate of 68.3%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 31.2% per year. InBankshares's return on equity is 7.4%, and it has net margins of 18.3%.
Key information
68.3%
Earnings growth rate
65.1%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 31.2% |
| Return on equity | 7.4% |
| Net Margin | 18.3% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How InBankshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 48 | 9 | 26 | 0 |
| 30 Sep 23 | 49 | 11 | 29 | 0 |
| 30 Jun 23 | 51 | 12 | 29 | 0 |
| 31 Mar 23 | 51 | 12 | 25 | 0 |
| 31 Dec 22 | 44 | 9 | 26 | 0 |
| 30 Sep 22 | 38 | 6 | 23 | 0 |
| 30 Jun 22 | 30 | 4 | 21 | 0 |
| 31 Mar 22 | 26 | 3 | 20 | 0 |
| 31 Dec 21 | 27 | 3 | 20 | 0 |
| 30 Sep 21 | 26 | 2 | 20 | 0 |
| 30 Jun 21 | 24 | 2 | 19 | 0 |
| 31 Mar 21 | 24 | 2 | 19 | 0 |
| 31 Dec 20 | 22 | 1 | 18 | 0 |
| 30 Sep 20 | 19 | 0 | 17 | 0 |
| 30 Jun 20 | 18 | 0 | 17 | 0 |
| 31 Mar 20 | 16 | -1 | 16 | 0 |
| 31 Dec 19 | 15 | -2 | 15 | 0 |
| 31 Dec 18 | 8 | -1 | 8 | 0 |
Quality Earnings: INBC has high quality earnings.
Growing Profit Margin: INBC's current net profit margins (18.3%) are lower than last year (20.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: INBC has become profitable over the past 5 years, growing earnings by 68.3% per year.
Accelerating Growth: INBC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: INBC had negative earnings growth (-0.03%) over the past year, making it difficult to compare to the Banks industry average (-12.4%).
Return on Equity
High ROE: INBC's Return on Equity (7.4%) is considered low.