InBankshares Balance Sheet Health
Financial Health criteria checks 6/6
InBankshares has total assets of $1.3B and total equity of $119.5M. Total deposits are $1.2B, and total loans are $891.4M. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $99.1M.
Key information
11.2x
Asset to equity ratio
3.7%
Net interest margin
Total deposits | US$1.16b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$99.08m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: INBC's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: INBC has a sufficient allowance for bad loans (474%).
Low Risk Liabilities: 95% of INBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: INBC has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: INBC's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: INBC has an appropriate level of bad loans (0.3%).