InBankshares Balance Sheet Health
Financial Health criteria checks 6/6
InBankshares has total assets of $1.4B and total equity of $129.3M. Total deposits are $1.2B, and total loans are $928.0M.
Key information
10.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.16b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$75.64m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: INBC's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: INBC has a sufficient allowance for bad loans (137%).
Low Risk Liabilities: 95% of INBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: INBC has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: INBC's Loans to Deposits ratio (80%) is appropriate.
Level of Bad Loans: INBC has an appropriate level of bad loans (1%).