Helia Group (HLI) Stock Overview
Engages in the loan mortgage insurance business primarily in Australia. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
HLI Community Fair Values
Create NarrativeSee what 34 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Helia Group Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$5.09 |
| 52 Week High | AU$6.47 |
| 52 Week Low | AU$4.35 |
| Beta | 0.70 |
| 1 Month Change | -9.75% |
| 3 Month Change | 0.59% |
| 1 Year Change | -2.30% |
| 3 Year Change | 36.10% |
| 5 Year Change | 134.56% |
| Change since IPO | 45.15% |
Recent News & Updates
New Narrative • Aug 04
High Loan To Value Lending And Capital Strength Will Support Long Term Prospects
Catalysts About Helia Group Helia Group is Australia's leading lenders mortgage insurance provider, supporting banks and other lenders to offer home loans to borrowers with smaller deposits. What are the underlying business or industry changes driving this perspective?
New Narrative • Jul 21
Government Deposit Scheme Expansion And Bank Self‑Insurance Will Erode Future Earnings Power
Catalysts About Helia Group Helia Group is an Australian lender mortgage insurance provider that supports banks and homebuyers in high loan-to-value ratio housing finance. What are the underlying business or industry changes driving this perspective?
Narrative Update • Jun 17
HLI: Lowered Return Assumptions Will Pressure P/E And Future Share Price
Analysts have trimmed their price target on Helia Group shares by A$5, reflecting updated assumptions around discount rates, revenue trends, and future P/E expectations, while keeping fair value estimates broadly unchanged. Analyst Commentary Recent research on Helia Group focuses on how updated assumptions flow through to valuation, especially around discount rates, revenue trajectories, and future P/E settings used in models.Narrative Update • Jun 02
HLI: Higher Required Returns Will Temper P/E While Profitability Supports Fair Value
Analysts trimmed their A$ price targets on Helia Group by A$5 to A$12, citing slightly higher required returns, modestly softer revenue expectations and updated P/E assumptions, while still recognising the company’s resilient profitability profile. Analyst Commentary Recent Street research around valuation resets in related financial stocks helps frame how analysts are thinking about Helia Group’s risk and reward, especially around earnings resilience, required returns and P/E multiples.Recent updates
New Narrative • Aug 04
High Loan To Value Lending And Capital Strength Will Support Long Term Prospects
Catalysts About Helia Group Helia Group is Australia's leading lenders mortgage insurance provider, supporting banks and other lenders to offer home loans to borrowers with smaller deposits. What are the underlying business or industry changes driving this perspective?New Narrative • Jul 21
Government Deposit Scheme Expansion And Bank Self‑Insurance Will Erode Future Earnings Power
Catalysts About Helia Group Helia Group is an Australian lender mortgage insurance provider that supports banks and homebuyers in high loan-to-value ratio housing finance. What are the underlying business or industry changes driving this perspective?Narrative Update • Jun 17
HLI: Lowered Return Assumptions Will Pressure P/E And Future Share Price
Analysts have trimmed their price target on Helia Group shares by A$5, reflecting updated assumptions around discount rates, revenue trends, and future P/E expectations, while keeping fair value estimates broadly unchanged. Analyst Commentary Recent research on Helia Group focuses on how updated assumptions flow through to valuation, especially around discount rates, revenue trajectories, and future P/E settings used in models.Narrative Update • Jun 02
HLI: Higher Required Returns Will Temper P/E While Profitability Supports Fair Value
Analysts trimmed their A$ price targets on Helia Group by A$5 to A$12, citing slightly higher required returns, modestly softer revenue expectations and updated P/E assumptions, while still recognising the company’s resilient profitability profile. Analyst Commentary Recent Street research around valuation resets in related financial stocks helps frame how analysts are thinking about Helia Group’s risk and reward, especially around earnings resilience, required returns and P/E multiples.Narrative Update • Apr 27
HLI: Higher Discount Rates Will Pressure Future Earnings Multiple
Analysts have trimmed their A$ price target on Helia Group by a small amount, reflecting slightly higher discount rate assumptions and only marginal tweaks to long term P/E and profitability expectations. Analyst Commentary Recent Street research on Helia Group points to a cautious recalibration of expectations, with modest price target adjustments and a focus on how valuation lines up with long term profitability and P/E assumptions.Narrative Update • Apr 12
HLI: Sector Repricing And Slower Deal Activity Will Pressure Future Earnings Multiple
Analysts have trimmed their price target for Helia Group by A$0.04, reflecting slightly higher discount rate assumptions and a marginally higher future P/E multiple, while keeping fair value and key operating assumptions broadly unchanged. Analyst Commentary Recent research on Helia Group points to a more cautious stance on valuation, with price targets trimmed on the back of higher discount rates and updated P/E assumptions, rather than any major shift in fundamental expectations.Narrative Update • Mar 28
HLI: Sector Repricing And Slowing Deal Activity Will Pressure Future Risk Balance
Analysts have trimmed their price target on Helia Group, reflecting slightly lower discount rate and future P/E assumptions while keeping fair value and key margin and revenue growth inputs effectively unchanged. Analyst Commentary Recent updates from Street research on a comparable advisory firm highlight how analysts are thinking about valuation, execution risk, and growth assumptions, which can be useful context when assessing Helia Group.Narrative Update • Mar 13
HLI: Lower Discount Rate And Sector Repricing Will Shape Future Risk Balance
Analysts have reduced their price target for Helia Group to about A$4.27 from A$4.35, citing slightly softer revenue assumptions, a marginally lower discount rate, improved profit margin expectations, and a modestly reduced future P/E multiple. Analyst Commentary Recent research on valuation-focused peers in financial services points to a mixed backdrop of target price revisions, with some analysts trimming expectations while others still see room for upside.Narrative Update • Feb 26
HLI: Lower Discount Rate Will Keep Shares Vulnerable To Future Risk Repricing
Analysts have raised their price target for Helia Group by A$0.48 to A$4.35, citing updated assumptions that include a lower discount rate, a smaller projected revenue decline, a higher profit margin, and a modestly higher future P/E multiple. Analyst Commentary Recent commentary around Helia Group's valuation focuses on how updated assumptions feed into the higher A$4.35 price target, rather than major changes in the underlying business narrative.Narrative Update • Aug 25
Analysts Forecast Earnings To Fall To A$97 Million By 2028
Despite a worsening revenue growth outlook, a significant increase in Helia Group's future P/E multiple has driven the consensus analyst price target up from A$3.52 to A$3.87. What's in the News Announced fully franked ordinary dividend of AUD 0.16 per share and unfranked special dividend of AUD 0.27 per share for six months ended June 30, 2025.Analysis Article • May 07
Helia Group Limited (ASX:HLI) Surges 25% Yet Its Low P/E Is No Reason For Excitement
Helia Group Limited ( ASX:HLI ) shares have had a really impressive month, gaining 25% after a shaky period beforehand...
New Narrative • Mar 02
Analysts Forecast Earnings To Fall To A$97 Million By 2028
Potential growth is hindered by reliance on government schemes and lender self-insurance, affecting market share and revenue.Analysis Article • Mar 01
There's No Escaping Helia Group Limited's (ASX:HLI) Muted Earnings Despite A 27% Share Price Rise
Helia Group Limited ( ASX:HLI ) shares have continued their recent momentum with a 27% gain in the last month alone...Analysis Article • Jul 18
Is Now The Time To Put Helia Group (ASX:HLI) On Your Watchlist?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • Jun 19
Investors Aren't Buying Helia Group Limited's (ASX:HLI) Earnings
When close to half the companies in Australia have price-to-earnings ratios (or "P/E's") above 19x, you may consider...Analysis Article • May 03
Shareholders May Be More Conservative With Helia Group Limited's (ASX:HLI) CEO Compensation For Now
Key Insights Helia Group's Annual General Meeting to take place on 9th of May Total pay for CEO Pauline Blight-Johnston...Analysis Article • Oct 25
If EPS Growth Is Important To You, Helia Group (ASX:HLI) Presents An Opportunity
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Analysis Article • Aug 08
Genworth Mortgage Insurance Australia's (ASX:GMA) Upcoming Dividend Will Be Larger Than Last Year's
Genworth Mortgage Insurance Australia Limited ( ASX:GMA ) will increase its dividend from last year's comparable...Analysis Article • Aug 04
Bearish: Analysts Just Cut Their Genworth Mortgage Insurance Australia Limited (ASX:GMA) Revenue and EPS estimates
Today is shaping up negative for Genworth Mortgage Insurance Australia Limited ( ASX:GMA ) shareholders, with the...Shareholder Returns
| HLI | AU Diversified Financial | AU Market | |
|---|---|---|---|
| 7D | 1.4% | 3.1% | 3.3% |
| 1Y | -2.3% | 12.9% | 4.0% |
Return vs Industry: HLI underperformed the Australian Diversified Financial industry which returned 12.9% over the past year.
Return vs Market: HLI underperformed the Australian Market which returned 4% over the past year.
Price Volatility
| HLI volatility | |
|---|---|
| HLI Average Weekly Movement | 5.0% |
| Diversified Financial Industry Average Movement | 6.6% |
| Market Average Movement | 9.7% |
| 10% most volatile stocks in AU Market | 16.8% |
| 10% least volatile stocks in AU Market | 3.9% |
Stable Share Price: HLI has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: HLI's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1965 | 170 | Michael Cant | helia.com.au |
Helia Group Limited, together with its subsidiaries, engages in the loan mortgage insurance business primarily in Australia. It offers Lenders Mortgage Insurance (LMI), which provides protection to lenders, helping them facilitate property purchases with smaller deposits and protecting them against the risk of potential losses. The company was formerly known as Genworth Mortgage Insurance Australia Limited and changed its name to Helia Group Limited in November 2022.
Helia Group Limited Fundamentals Summary
| HLI fundamental statistics | |
|---|---|
| Market cap | AU$1.39b |
| Earnings (TTM) | AU$244.90m |
| Revenue (TTM) | AU$478.70m |
5.7x
P/E Ratio2.9x
P/S RatioIs HLI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HLI income statement (TTM) | |
|---|---|
| Revenue | AU$478.70m |
| Cost of Revenue | AU$46.10m |
| Gross Profit | AU$432.60m |
| Other Expenses | AU$187.70m |
| Earnings | AU$244.90m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Aug 11, 2026
| Earnings per share (EPS) | 0.90 |
| Gross Margin | 90.37% |
| Net Profit Margin | 51.16% |
| Debt/Equity Ratio | 0% |
How did HLI perform over the long term?
See historical performance and comparisonDividends
24.8%
Current Dividend Yield36%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/09 22:37 |
| End of Day Share Price | 2026/08/07 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Helia Group Limited is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ashley Dalziell | CGS International |
| Jan van der Schalk | CLSA |
| Y. Li | Goldman Sachs |