Pagaya Technologies Ltd.

NasdaqCM:PGY Stock Report

Market Cap: US$1.1b

Pagaya Technologies Future Growth

Future criteria checks 5/6

Pagaya Technologies is forecast to grow earnings and revenue by 149.5% and 12.2% per annum respectively. EPS is expected to grow by 145.3% per annum. Return on equity is forecast to be 30.5% in 3 years.

Key information

149.5%

Earnings growth rate

145.3%

EPS growth rate

Software earnings growth17.6%
Revenue growth rate12.2%
Future return on equity30.5%
Analyst coverage

Good

Last updated14 Feb 2025

Recent future growth updates

Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target

Nov 15
Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target

Recent updates

Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Bounce 74% But Its Business Still Trails The Industry

Feb 15
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Bounce 74% But Its Business Still Trails The Industry

Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy

Jan 24

Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?

Jan 22
Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?

Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target

Nov 15
Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target

Pagaya Technologies Ltd.'s (NASDAQ:PGY) Price Is Right But Growth Is Lacking After Shares Rocket 28%

Nov 08
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Price Is Right But Growth Is Lacking After Shares Rocket 28%

Pagaya Technologies (NASDAQ:PGY) May Have Issues Allocating Its Capital

Oct 24
Pagaya Technologies (NASDAQ:PGY) May Have Issues Allocating Its Capital

Pagaya Technologies: The Writing Is On The Wall (Rating Downgrade)

Sep 26

Little Excitement Around Pagaya Technologies Ltd.'s (NASDAQ:PGY) Revenues

Sep 18
Little Excitement Around Pagaya Technologies Ltd.'s (NASDAQ:PGY) Revenues

Returns On Capital Signal Tricky Times Ahead For Pagaya Technologies (NASDAQ:PGY)

Jun 20
Returns On Capital Signal Tricky Times Ahead For Pagaya Technologies (NASDAQ:PGY)

Pagaya Technologies Ltd. (NASDAQ:PGY) Soars 30% But It's A Story Of Risk Vs Reward

May 22
Pagaya Technologies Ltd. (NASDAQ:PGY) Soars 30% But It's A Story Of Risk Vs Reward

Pagaya: Everything Is Obvious In Hindsight (Rating Downgrade)

Apr 19

Pagaya's Race Against Time

Mar 18

Even With A 27% Surge, Cautious Investors Are Not Rewarding Pagaya Technologies Ltd.'s (NASDAQ:PGY) Performance Completely

Feb 23
Even With A 27% Surge, Cautious Investors Are Not Rewarding Pagaya Technologies Ltd.'s (NASDAQ:PGY) Performance Completely

Pagaya Technologies (NASDAQ:PGY) Is Carrying A Fair Bit Of Debt

Feb 18
Pagaya Technologies (NASDAQ:PGY) Is Carrying A Fair Bit Of Debt

Many Still Looking Away From Pagaya Technologies Ltd. (NASDAQ:PGY)

Dec 09
Many Still Looking Away From Pagaya Technologies Ltd. (NASDAQ:PGY)

Pagaya Technologies Ltd.'s (NASDAQ:PGY) Intrinsic Value Is Potentially 93% Above Its Share Price

Sep 09
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Intrinsic Value Is Potentially 93% Above Its Share Price

Earnings and Revenue Growth Forecasts

NasdaqCM:PGY - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20271,415N/AN/AN/A1
12/31/20261,35683N/A2068
12/31/20251,19511N/A1479
12/31/20241,032-4014367N/A
9/30/2024971-1783553N/A
6/30/2024925-1325271N/A
3/31/2024871-893454N/A
12/31/2023812-128-1110N/A
9/30/2023787-148-31-11N/A
6/30/2023779-201-71-40N/A
3/31/2023765-351-87-61N/A
12/31/2022749-315-62-40N/A
9/30/2022711-297-49-26N/A
6/30/2022643-255815N/A
3/31/2022553-1163542N/A
12/31/2021475-1344350N/A
9/30/2021356-1164042N/A
6/30/2021256-801617N/A
3/31/2021178-38911N/A
12/31/202099534N/A
12/31/201936-8-9-8N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: PGY is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (2.8%).

Earnings vs Market: PGY is forecast to become profitable over the next 3 years, which is considered above average market growth.

High Growth Earnings: PGY is expected to become profitable in the next 3 years.

Revenue vs Market: PGY's revenue (12.2% per year) is forecast to grow faster than the US market (8.9% per year).

High Growth Revenue: PGY's revenue (12.2% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: PGY's Return on Equity is forecast to be high in 3 years time (30.5%)


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/16 03:20
End of Day Share Price 2025/02/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Pagaya Technologies Ltd. is covered by 10 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark PalmerBenchmark Company
Michael LeggBenchmark Company
Harold GoetschB. Riley Securities, Inc.