PGY Share Price Performance

PGY Community Fair Values

AN
AnalystConsensusTarget
Consensus Narrative from 10 Analysts
Digital Transformation And AI Will Broaden Lending Channels
Key Takeaways AI-enhanced products, network effects, and diversified asset classes support sustained revenue growth and improved margins amid ongoing digital transformation in the lending sector. Regulatory focus on fair lending favors compliant, explainable AI models, strengthening adoption, recurring revenue, and resilience to potential regulatory disruptions.
US$30.98
FV
1.6% overvalued intrinsic discount
17.16%
Revenue growth p.a.
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5 days ago author updated this narrative
YY
yyzjons
Community Contributor
PGY is a Buy
Catalysts 1. Products or Services That Could Move Sales or Earnings Meaningfully (for Pagaya Technologies - PGY) Pagaya is well-positioned to benefit from a few key products and services that could significantly drive its sales or earnings in the future: AI-Driven Underwriting Platform Core Product : Pagaya’s AI-powered platform for financial underwriting and risk assessment is a key driver of revenue.
US$34.05
FV
7.6% undervalued intrinsic discount
16.00%
Revenue growth p.a.
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7 months ago author updated this narrative

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Recent PGY News & Updates

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Pagaya Technologies Ltd. Key Details

Last Reported Earnings

Mar 31, 2025

Next Reporting Earnings

Aug 07, 2025

Earnings per share (EPS): -4.92
Gross Margin: 42.44%
Net Profit Margin: -34.61%
Debt/Equity Ratio: 125.0%

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Pagaya Technologies Ltd. Competitors

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About PGY

Founded: 2016
Employees: 527
CEO: Gal Krubiner
WebsiteView website: pagaya.com

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was incorporated in 2016 and is headquartered in New York, New York.

U.S. Market Performance

7 Days: 1.4%
3 Months: 16.3%
1 Year: 17.3%
Year to Date: 8.7%

Over the last 7 days, the market has risen 1.4%, driven by gains in every sector, especially the Healthcare sector. In the last year, the market has climbed 17%. Earnings are forecast to grow by 15% annually. Market details ›

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Pagaya Technologies Stock Price