PGY Stock Overview
A product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial institutions and investors in the United States, Israel, the Cayman Islands, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
Community Narratives
Create a narrativeNarratives bring a range of perspectives from our community.
My Notes
Capture your thoughts, links and company narrative
Pagaya Technologies Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$11.07 |
| 52 Week High | US$20.00 |
| 52 Week Low | US$8.20 |
| Beta | 6.12 |
| 1 Month Change | 13.31% |
| 3 Month Change | -24.28% |
| 1 Year Change | -16.14% |
| 3 Year Change | -90.67% |
| 5 Year Change | n/a |
| Change since IPO | -90.77% |
Recent News & Updates
Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy
Jan 24Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?
Jan 22
Recent updates
Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy
Jan 24Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?
Jan 22Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target
Nov 15Pagaya Technologies Ltd.'s (NASDAQ:PGY) Price Is Right But Growth Is Lacking After Shares Rocket 28%
Nov 08Pagaya Technologies (NASDAQ:PGY) May Have Issues Allocating Its Capital
Oct 24Pagaya Technologies: The Writing Is On The Wall (Rating Downgrade)
Sep 26Little Excitement Around Pagaya Technologies Ltd.'s (NASDAQ:PGY) Revenues
Sep 18Returns On Capital Signal Tricky Times Ahead For Pagaya Technologies (NASDAQ:PGY)
Jun 20Pagaya Technologies Ltd. (NASDAQ:PGY) Soars 30% But It's A Story Of Risk Vs Reward
May 22Pagaya: Everything Is Obvious In Hindsight (Rating Downgrade)
Apr 19Pagaya's Race Against Time
Mar 18Even With A 27% Surge, Cautious Investors Are Not Rewarding Pagaya Technologies Ltd.'s (NASDAQ:PGY) Performance Completely
Feb 23Pagaya Technologies (NASDAQ:PGY) Is Carrying A Fair Bit Of Debt
Feb 18Many Still Looking Away From Pagaya Technologies Ltd. (NASDAQ:PGY)
Dec 09Pagaya Technologies Ltd.'s (NASDAQ:PGY) Intrinsic Value Is Potentially 93% Above Its Share Price
Sep 09Shareholder Returns
| PGY | US Software | US Market | |
|---|---|---|---|
| 7D | 15.0% | -1.8% | 0.6% |
| 1Y | -16.1% | 12.1% | 22.4% |
Return vs Industry: PGY underperformed the US Software industry which returned 12.1% over the past year.
Return vs Market: PGY underperformed the US Market which returned 22.4% over the past year.
Price Volatility
| PGY volatility | |
|---|---|
| PGY Average Weekly Movement | 15.0% |
| Software Industry Average Movement | 8.2% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: PGY's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: PGY's weekly volatility (15%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2016 | 534 | Gal Krubiner | pagaya.com |
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial institutions and investors in the United States, Israel, the Cayman Islands, and internationally. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers.
Pagaya Technologies Ltd. Fundamentals Summary
| PGY fundamental statistics | |
|---|---|
| Market cap | US$769.70m |
| Earnings (TTM) | -US$177.90m |
| Revenue (TTM) | US$970.90m |
0.8x
P/S Ratio-4.6x
P/E RatioIs PGY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PGY income statement (TTM) | |
|---|---|
| Revenue | US$970.90m |
| Cost of Revenue | US$573.93m |
| Gross Profit | US$396.97m |
| Other Expenses | US$574.87m |
| Earnings | -US$177.90m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 13, 2025
| Earnings per share (EPS) | -2.42 |
| Gross Margin | 40.89% |
| Net Profit Margin | -18.32% |
| Debt/Equity Ratio | 106.0% |
How did PGY perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 23:01 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Pagaya Technologies Ltd. is covered by 10 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mark Palmer | Benchmark Company |
| Michael Legg | Benchmark Company |
| Harold Goetsch | B. Riley Securities, Inc. |