Pagaya Technologies Ltd.

NasdaqCM:PGY Stock Report

Market Cap: US$2.4b

Pagaya Technologies Management

Management criteria checks 2/4

Pagaya Technologies' CEO is Gal Krubiner, appointed in Apr 2016, has a tenure of 9.25 years. total yearly compensation is $3.70M, comprised of 27% salary and 73% bonuses, including company stock and options. directly owns 6.75% of the company’s shares, worth $160.06M. The average tenure of the management team and the board of directors is 1.8 years and 7.5 years respectively.

Key information

Gal Krubiner

Chief executive officer

US$3.7m

Total compensation

CEO salary percentage27.01%
CEO tenure9.3yrs
CEO ownership6.8%
Management average tenure1.8yrs
Board average tenure7.5yrs

Recent management updates

Recent updates

Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Leap 27% Yet They're Still Not Telling The Full Story

Jul 07
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Leap 27% Yet They're Still Not Telling The Full Story
author-image

Digital Transformation And AI Will Broaden Lending Channels

AI-enhanced products, network effects, and diversified asset classes support sustained revenue growth and improved margins amid ongoing digital transformation in the lending sector.

A Piece Of The Puzzle Missing From Pagaya Technologies Ltd.'s (NASDAQ:PGY) 56% Share Price Climb

May 22
A Piece Of The Puzzle Missing From Pagaya Technologies Ltd.'s (NASDAQ:PGY) 56% Share Price Climb

Pagaya: Risk-Heavy Credit Model Faces Mounting Headwinds

May 05

Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Bounce 74% But Its Business Still Trails The Industry

Feb 15
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Bounce 74% But Its Business Still Trails The Industry

Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy

Jan 24

Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?

Jan 22
Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?
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PGY is a Buy

Core Product: Pagaya’s AI-powered platform for financial underwriting and risk assessment is a key driver of revenue. As financial institutions increasingly adopt AI solutions for more accurate and ef

Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target

Nov 15
Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target

Pagaya Technologies Ltd.'s (NASDAQ:PGY) Price Is Right But Growth Is Lacking After Shares Rocket 28%

Nov 08
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Price Is Right But Growth Is Lacking After Shares Rocket 28%

Pagaya Technologies (NASDAQ:PGY) May Have Issues Allocating Its Capital

Oct 24
Pagaya Technologies (NASDAQ:PGY) May Have Issues Allocating Its Capital

Pagaya Technologies: The Writing Is On The Wall (Rating Downgrade)

Sep 26

Little Excitement Around Pagaya Technologies Ltd.'s (NASDAQ:PGY) Revenues

Sep 18
Little Excitement Around Pagaya Technologies Ltd.'s (NASDAQ:PGY) Revenues

Returns On Capital Signal Tricky Times Ahead For Pagaya Technologies (NASDAQ:PGY)

Jun 20
Returns On Capital Signal Tricky Times Ahead For Pagaya Technologies (NASDAQ:PGY)

Pagaya Technologies Ltd. (NASDAQ:PGY) Soars 30% But It's A Story Of Risk Vs Reward

May 22
Pagaya Technologies Ltd. (NASDAQ:PGY) Soars 30% But It's A Story Of Risk Vs Reward

Pagaya: Everything Is Obvious In Hindsight (Rating Downgrade)

Apr 19

Pagaya's Race Against Time

Mar 18

Even With A 27% Surge, Cautious Investors Are Not Rewarding Pagaya Technologies Ltd.'s (NASDAQ:PGY) Performance Completely

Feb 23
Even With A 27% Surge, Cautious Investors Are Not Rewarding Pagaya Technologies Ltd.'s (NASDAQ:PGY) Performance Completely

Pagaya Technologies (NASDAQ:PGY) Is Carrying A Fair Bit Of Debt

Feb 18
Pagaya Technologies (NASDAQ:PGY) Is Carrying A Fair Bit Of Debt

Many Still Looking Away From Pagaya Technologies Ltd. (NASDAQ:PGY)

Dec 09
Many Still Looking Away From Pagaya Technologies Ltd. (NASDAQ:PGY)

CEO Compensation Analysis

How has Gal Krubiner's remuneration changed compared to Pagaya Technologies's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2025n/an/a

-US$373m

Dec 31 2024US$4mUS$1m

-US$401m

Sep 30 2024n/an/a

-US$178m

Jun 30 2024n/an/a

-US$132m

Mar 31 2024n/an/a

-US$89m

Dec 31 2023US$2mUS$1m

-US$128m

Sep 30 2023n/an/a

-US$148m

Jun 30 2023n/an/a

-US$201m

Mar 31 2023n/an/a

-US$351m

Dec 31 2022US$3mUS$1m

-US$315m

Compensation vs Market: Gal's total compensation ($USD3.70M) is below average for companies of similar size in the US market ($USD6.03M).

Compensation vs Earnings: Gal's compensation has increased whilst the company is unprofitable.


CEO

Gal Krubiner (36 yo)

9.3yrs
Tenure
US$3,703,000
Compensation

Mr. Gal Krubiner co-founded Pagaya Technologies Ltd in April 2016 and has been its Chief Executive Officer since April 2016 and is its Director since 2016. He is the Chief Executive Officer and Co-Founder...


Leadership Team

NamePositionTenureCompensationOwnership
Gal Krubiner
CEO, Co-Founder & Director9.3yrsUS$3.70m6.75%
$ 160.1m
Sanjiv Das
Co-Founder & President1.8yrsUS$8.49m0.13%
$ 3.1m
Avital Pardo
Co-Founder9.5yrsUS$1.12m3.77%
$ 89.3m
Yahav Yulzari
Co-Founder9.3yrsno data5.08%
$ 120.4m
Evangelos Perros
Chief Financial Officer1.7yrsUS$4.29m0.11%
$ 2.6m
Tami Rosen
Chair of Strategic Advisory Board1.3yrsUS$3.00m0.047%
$ 1.1m
Ralph Lok Leung
COO & Chief Commercial Officerless than a yearno datano data
Edward Mallon
Chief Investment Officer7.3yrsno datano data
Cory Vieira
Chief Accounting Officer & Principal Accounting Officerless than a yearno datano data
Josh Fagen
Head of Investor Relations & COO of Financeless than a yearno datano data
Eric Watson
Chief Legal Officer2.5yrsno datano data
Meryem Erzi-Colakoglu
Chief Compliance Officerno datano datano data
1.8yrs
Average Tenure
47.5yo
Average Age

Experienced Management: PGY's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Gal Krubiner
CEO, Co-Founder & Director9.5yrsUS$3.70m6.75%
$ 160.1m
Avital Pardo
Co-Founder9.5yrsUS$1.12m3.77%
$ 89.3m
Yahav Yulzari
Co-Founder9.5yrsno data5.08%
$ 120.4m
Tami Rosen
Chair of Strategic Advisory Board1.3yrsUS$3.00m0.047%
$ 1.1m
Harvey Golub
Independent Director7.5yrsUS$264.00k0.023%
$ 549.9k
Avi Zeevi
Independent Chairman9.5yrsUS$514.00k0.063%
$ 1.5m
Daniel Petrozzo
Independent Director7.5yrsUS$274.00k0.12%
$ 2.8m
Alison Davis
Independent Directorless than a yearUS$168.00k0%
$ 0
Asheet Mehta
Independent Directorless than a yearUS$168.00k0%
$ 0
Mircea Ungureanu
Independent Director5.5yrsno datano data
7.5yrs
Average Tenure
56yo
Average Age

Experienced Board: PGY's board of directors are considered experienced (7.5 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/22 04:04
End of Day Share Price 2025/07/22 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Pagaya Technologies Ltd. is covered by 11 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark PalmerBenchmark Company
Michael LeggBenchmark Company
Harold GoetschB. Riley Securities, Inc.