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MoneyLion NYSE:ML Stock Report

Last Price

US$86.75

Market Cap

US$963.0m

7D

-0.7%

1Y

45.2%

Updated

22 Dec, 2024

Data

Company Financials +

ML Stock Overview

A financial technology company, provides personalized products and financial content for American consumers. More details

ML fundamental analysis
Snowflake Score
Valuation0/6
Future Growth5/6
Past Performance3/6
Financial Health4/6
Dividends0/6

My Notes

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Community Narratives

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Narratives bring a range of perspectives from our community.

MoneyLion Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for MoneyLion
Historical stock prices
Current Share PriceUS$86.75
52 Week HighUS$106.82
52 Week LowUS$36.65
Beta3.08
1 Month Change-0.49%
3 Month Change94.86%
1 Year Change45.21%
3 Year Change-23.50%
5 Year Changen/a
Change since IPO-70.49%

Recent News & Updates

MoneyLion Has An Unusual M&A Deal For You

Dec 18

Recent updates

MoneyLion Has An Unusual M&A Deal For You

Dec 18

MoneyLion: 3 Key Reasons This Under-The-Radar Growth Story Is A 'Strong Buy'

Nov 27

MoneyLion: Its 70%+ Month-Over-Month Run Might Resume

Nov 21

MoneyLion: Illogical Moves

Nov 11

Optimistic Investors Push MoneyLion Inc. (NYSE:ML) Shares Up 39% But Growth Is Lacking

Nov 07
Optimistic Investors Push MoneyLion Inc. (NYSE:ML) Shares Up 39% But Growth Is Lacking

MoneyLion: Discounted Valuation, Revenue Surge, Positive EPS. I'm Buying

Sep 27

MoneyLion Inc. (NYSE:ML) Shares May Have Slumped 31% But Getting In Cheap Is Still Unlikely

Aug 07
MoneyLion Inc. (NYSE:ML) Shares May Have Slumped 31% But Getting In Cheap Is Still Unlikely

MoneyLion: Ready To Roar Again

Jul 23

MoneyLion: Buy This Stock, Before It Moves Higher

Jun 21

MoneyLion: Additional Upside Likely After 5.8X Surge

Jun 13

MoneyLion: Getting Some Due Respect

May 21

Risks To Shareholder Returns Are Elevated At These Prices For MoneyLion Inc. (NYSE:ML)

May 07
Risks To Shareholder Returns Are Elevated At These Prices For MoneyLion Inc. (NYSE:ML)

MoneyLion: More Catalysts Ahead

Mar 08

MoneyLion Inc.'s (NYSE:ML) 27% Share Price Plunge Could Signal Some Risk

Feb 07
MoneyLion Inc.'s (NYSE:ML) 27% Share Price Plunge Could Signal Some Risk

MoneyLion: Upside Remains After End Of 2023 Rally

Jan 22

MoneyLion Inc.'s (NYSE:ML) Shares Climb 50% But Its Business Is Yet to Catch Up

Dec 21
MoneyLion Inc.'s (NYSE:ML) Shares Climb 50% But Its Business Is Yet to Catch Up

MoneyLion: Buy This Stock At 5x EBITDA

Nov 17

MoneyLion: A Roaring Opportunity That Stands Out In The Fintech Jungle

Nov 08

MoneyLion: A Promising Investment Opportunity, Strong EBITDA Potential

Aug 25

MoneyLion: What Will It Take For Shares To Trade At Their Intrinsic Value?

May 30

Some Confidence Is Lacking In MoneyLion Inc. (NYSE:ML) As Shares Slide 25%

Apr 19
Some Confidence Is Lacking In MoneyLion Inc. (NYSE:ML) As Shares Slide 25%

MoneyLion: Big Plans For A Penny Stock

Jan 11

MoneyLion forecasts 35%-50% adjusted revenue CAGR

Dec 08

MoneyLion Q3 2022 Earnings Preview

Nov 09

MoneyLion: The Valuation Has Fallen Below The Floor

Oct 31

MoneyLion stock plummets after CFPB files lawsuit on overcharging service members

Sep 29

Shareholder Returns

MLUS Consumer FinanceUS Market
7D-0.7%-2.8%-2.4%
1Y45.2%47.3%23.3%

Return vs Industry: ML underperformed the US Consumer Finance industry which returned 47.3% over the past year.

Return vs Market: ML exceeded the US Market which returned 23.3% over the past year.

Price Volatility

Is ML's price volatile compared to industry and market?
ML volatility
ML Average Weekly Movement13.3%
Consumer Finance Industry Average Movement7.3%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: ML's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: ML's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
2013600Dee Choubeywww.moneylion.com

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company’s platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account.

MoneyLion Inc. Fundamentals Summary

How do MoneyLion's earnings and revenue compare to its market cap?
ML fundamental statistics
Market capUS$963.03m
Earnings (TTM)US$3.23m
Revenue (TTM)US$500.28m

298.6x

P/E Ratio

1.9x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ML income statement (TTM)
RevenueUS$500.28m
Cost of RevenueUS$234.57m
Gross ProfitUS$265.72m
Other ExpensesUS$262.49m
EarningsUS$3.23m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.29
Gross Margin53.11%
Net Profit Margin0.64%
Debt/Equity Ratio60.6%

How did ML perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 02:01
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

MoneyLion Inc. is covered by 8 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Harold GoetschB. Riley Securities, Inc.
Joshua SieglerCantor Fitzgerald & Co.
George SuttonCraig-Hallum Capital Group LLC