ML Stock Overview
A financial technology company, provides personalized products and financial content for consumers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 5/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for ML from our risk checks.
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Deepening Presence In New Verticals Will Drive Future Market Expansion
MoneyLion Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$86.30 |
| 52 Week High | US$106.82 |
| 52 Week Low | US$36.65 |
| Beta | 3.04 |
| 1 Month Change | -0.64% |
| 3 Month Change | -1.24% |
| 1 Year Change | 40.90% |
| 3 Year Change | 6.94% |
| 5 Year Change | n/a |
| Change since IPO | -70.65% |
Recent News & Updates
Recent updates
MoneyLion: An Illogical Deal
Feb 27MoneyLion Has An Unusual M&A Deal For You
Dec 18MoneyLion: 3 Key Reasons This Under-The-Radar Growth Story Is A 'Strong Buy'
Nov 27MoneyLion: Its 70%+ Month-Over-Month Run Might Resume
Nov 21MoneyLion: Illogical Moves
Nov 11Optimistic Investors Push MoneyLion Inc. (NYSE:ML) Shares Up 39% But Growth Is Lacking
Nov 07
MoneyLion: Discounted Valuation, Revenue Surge, Positive EPS. I'm Buying
Sep 27MoneyLion Inc. (NYSE:ML) Shares May Have Slumped 31% But Getting In Cheap Is Still Unlikely
Aug 07MoneyLion: Ready To Roar Again
Jul 23MoneyLion: Buy This Stock, Before It Moves Higher
Jun 21MoneyLion: Additional Upside Likely After 5.8X Surge
Jun 13MoneyLion: Getting Some Due Respect
May 21Risks To Shareholder Returns Are Elevated At These Prices For MoneyLion Inc. (NYSE:ML)
May 07MoneyLion: More Catalysts Ahead
Mar 08MoneyLion Inc.'s (NYSE:ML) 27% Share Price Plunge Could Signal Some Risk
Feb 07MoneyLion: Upside Remains After End Of 2023 Rally
Jan 22MoneyLion Inc.'s (NYSE:ML) Shares Climb 50% But Its Business Is Yet to Catch Up
Dec 21MoneyLion: Buy This Stock At 5x EBITDA
Nov 17MoneyLion: A Roaring Opportunity That Stands Out In The Fintech Jungle
Nov 08MoneyLion: A Promising Investment Opportunity, Strong EBITDA Potential
Aug 25MoneyLion: What Will It Take For Shares To Trade At Their Intrinsic Value?
May 30Some Confidence Is Lacking In MoneyLion Inc. (NYSE:ML) As Shares Slide 25%
Apr 19MoneyLion: Big Plans For A Penny Stock
Jan 11MoneyLion forecasts 35%-50% adjusted revenue CAGR
Dec 08Shareholder Returns
| ML | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -1.7% | -6.4% | -4.1% |
| 1Y | 40.9% | 17.0% | 6.6% |
Return vs Industry: ML exceeded the US Consumer Finance industry which returned 17% over the past year.
Return vs Market: ML exceeded the US Market which returned 6.6% over the past year.
Price Volatility
| ML volatility | |
|---|---|
| ML Average Weekly Movement | 1.3% |
| Consumer Finance Industry Average Movement | 6.1% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.3% |
| 10% least volatile stocks in US Market | 3.4% |
Stable Share Price: ML has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ML's weekly volatility has decreased from 11% to 1% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2013 | 575 | Dee Choubey | investors.moneylion.com |
MoneyLion Inc., a financial technology company, provides personalized products and financial content for consumers in the United States. The company’s platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program, which enables customers to access and manage funds, establish or rebuild credit history, and monitor financial health; MoneyLion WOW membership program, that provides financial tools, cashback rewards, exclusive savings, and additional benefits; MoneyLion Active Investing, an online investment account offered to WOW members to control their investment journey; MoneyLion Managed Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; MoneyLion Crypto, an online digital asset account; and Roundups, which provides features designed to encourage customers to establish good saving and investing habits.
MoneyLion Inc. Fundamentals Summary
| ML fundamental statistics | |
|---|---|
| Market cap | US$976.02m |
| Earnings (TTM) | US$9.15m |
| Revenue (TTM) | US$545.91m |
106.8x
P/E Ratio1.8x
P/S RatioIs ML overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ML income statement (TTM) | |
|---|---|
| Revenue | US$545.91m |
| Cost of Revenue | US$248.26m |
| Gross Profit | US$297.65m |
| Other Expenses | US$288.50m |
| Earnings | US$9.15m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.81 |
| Gross Margin | 54.52% |
| Net Profit Margin | 1.68% |
| Debt/Equity Ratio | 40.7% |
How did ML perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/14 22:44 |
| End of Day Share Price | 2025/03/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
MoneyLion Inc. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| George Sutton | Craig-Hallum Capital Group LLC |
| Jacob Stephan | Lake Street Capital Markets, LLC |