Stock Analysis

3 Reliable Dividend Stocks Yielding At Least 3.1%

NYSE:CADE
Source: Shutterstock

The United States market remained flat over the last week but has seen a 13% increase over the past year, with earnings projected to grow by 15% annually. In this environment, reliable dividend stocks yielding at least 3.1% can offer investors a steady income stream and potential for growth, making them an attractive option in uncertain times.

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Top 10 Dividend Stocks In The United States

NameDividend YieldDividend Rating
Universal (UVV)5.70%★★★★★★
Peoples Bancorp (PEBO)5.14%★★★★★☆
First Interstate BancSystem (FIBK)6.07%★★★★★★
Ennis (EBF)5.43%★★★★★★
Douglas Dynamics (PLOW)3.84%★★★★★☆
Dillard's (DDS)5.89%★★★★★★
CompX International (CIX)4.72%★★★★★★
Columbia Banking System (COLB)5.73%★★★★★★
Citizens & Northern (CZNC)5.56%★★★★★☆
Carter's (CRI)9.97%★★★★★☆

Click here to see the full list of 137 stocks from our Top US Dividend Stocks screener.

Here we highlight a subset of our preferred stocks from the screener.

Cadence Bank (CADE)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Cadence Bank offers commercial banking and financial services in the United States, with a market cap of $6.37 billion.

Operations: Cadence Bank's revenue is primarily derived from its Community Banking segment at $1.19 billion, followed by Corporate Banking at $488.84 million, Banking Services at $143.76 million, and Mortgage services contributing $104.39 million.

Dividend Yield: 3.1%

Cadence Bank offers a stable dividend profile, with dividends consistently growing over the past decade and currently well-covered by earnings (35.4% payout ratio). Despite being dropped from the Russell 2000 Dynamic Index, its recent quarterly cash dividend of US$0.275 per share remains attractive for consistent income. The bank's share repurchase program signals confidence in its financial health, although its 3.12% yield is modest compared to top-tier US dividend payers.

CADE Dividend History as at Jul 2025
CADE Dividend History as at Jul 2025

Polaris (PII)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Polaris Inc. designs, engineers, manufactures, and markets powersports vehicles globally, with a market cap of $2.58 billion.

Operations: Polaris Inc. generates revenue through its distinct segments, including Marine ($472.80 million), On-Road ($932.40 million), and Off-Road ($5.57 billion).

Dividend Yield: 5.7%

Polaris Inc.'s dividend yield is attractive at 5.69%, ranking in the top 25% of US dividend payers, but its high payout ratio (372.5%) indicates dividends are not well covered by earnings. Despite consistent dividend growth over the past decade, recent financial challenges include a net loss of US$66.8 million for Q1 2025 and lower profit margins compared to last year. Restrictions from an amended credit agreement may impact financial flexibility during a covenant relief period ending June 2026.

PII Dividend History as at Jul 2025
PII Dividend History as at Jul 2025

Virtus Investment Partners (VRTS)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Virtus Investment Partners, Inc. is a publicly owned investment manager with a market cap of approximately $1.35 billion.

Operations: Virtus Investment Partners generates revenue primarily through its asset management services, totaling approximately $902.84 million.

Dividend Yield: 4.6%

Virtus Investment Partners offers a quarterly dividend of US$2.25 per share, though its 4.56% yield is slightly below top-tier US dividend payers. Despite stable and reliable growth over the past decade, the high cash payout ratio (240.6%) suggests dividends aren't well covered by cash flows, raising sustainability concerns. Recent index exclusions may affect investor sentiment, but trading at 15.7% below estimated fair value could present an opportunity for long-term investors focused on income stability.

VRTS Dividend History as at Jul 2025
VRTS Dividend History as at Jul 2025

Summing It All Up

  • Get an in-depth perspective on all 137 Top US Dividend Stocks by using our screener here.
  • Already own these companies? Link your portfolio to Simply Wall St and get alerts on any new warning signs to your stocks.
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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