Community Bank System Past Earnings Performance
Past criteria checks 1/6
Community Bank System's earnings have been declining at an average annual rate of -1.3%, while the Banks industry saw earnings growing at 10.2% annually. Revenues have been growing at an average rate of 3.3% per year. Community Bank System's return on equity is 7.8%, and it has net margins of 20.5%.
Key information
-1.3%
Earnings growth rate
-2.5%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 3.3% |
| Return on equity | 7.8% |
| Net Margin | 20.5% |
| Next Earnings Update | 23 Apr 2024 |
Recent past performance updates
Recent updates
Community Bank System: The Cost Of Total Deposits Remains Incredibly Low
Jan 28The Community Bank System, Inc. (NYSE:CBU) Yearly Results Are Out And Analysts Have Published New Forecasts
Jan 26
Community Bank: Upgrading To Buy But Keeping Earnings Estimate Largely Unchanged
Sep 15Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.45
Sep 07Community Bank System (NYSE:CBU) Is Increasing Its Dividend To $0.45
Aug 01Community Bank System declares $0.44 dividend
Feb 15Community Bank System Q4 2022 Earnings Preview
Jan 23Community Bank System Enjoys A Bright Top Line Outlook But Appears Fairly Valued
Nov 14Community Bank System Non-GAAP EPS of $0.94 beats by $0.02, revenue of $175.37M beats by $2.01M
Oct 24Community Bank System's (NYSE:CBU) Shareholders Will Receive A Bigger Dividend Than Last Year
Sep 11Community Bank's Earnings Will Likely Grow Next Year But Stock Appears Overvalued
Jul 30Community Bank System's (NYSE:CBU) Dividend Will Be Increased To $0.44
Jul 24Community Bank System raises quarterly dividend by 2.3%
Jul 20Should You Be Adding Community Bank System (NYSE:CBU) To Your Watchlist Today?
Feb 09Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43
Nov 23Community Bank System (NYSE:CBU) Is Increasing Its Dividend To US$0.43
Sep 03Community Bank System: Valuation Is A Concern, But The Stock Is Worth Holding
Aug 03Community Bank System's (NYSE:CBU) Dividend Will Be Increased To US$0.43
Jul 25Revenue & Expenses BreakdownBeta
How Community Bank System makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 641 | 131 | 414 | 0 |
| 30 Sep 23 | 641 | 150 | 405 | 0 |
| 30 Jun 23 | 639 | 155 | 397 | 0 |
| 31 Mar 23 | 626 | 146 | 393 | 0 |
| 31 Dec 22 | 665 | 188 | 381 | 0 |
| 30 Sep 22 | 649 | 179 | 376 | 0 |
| 30 Jun 22 | 636 | 175 | 370 | 0 |
| 31 Mar 22 | 631 | 183 | 360 | 0 |
| 31 Dec 21 | 629 | 189 | 355 | 0 |
| 30 Sep 21 | 625 | 192 | 350 | 0 |
| 30 Jun 21 | 618 | 190 | 343 | 0 |
| 31 Mar 21 | 597 | 177 | 337 | 0 |
| 31 Dec 20 | 582 | 164 | 336 | 0 |
| 30 Sep 20 | 576 | 161 | 333 | 0 |
| 30 Jun 20 | 572 | 157 | 330 | 0 |
| 31 Mar 20 | 584 | 167 | 330 | 0 |
| 31 Dec 19 | 581 | 169 | 323 | 0 |
| 30 Sep 19 | 573 | 166 | 317 | 0 |
| 30 Jun 19 | 567 | 170 | 311 | 0 |
| 31 Mar 19 | 560 | 170 | 309 | 0 |
| 31 Dec 18 | 559 | 168 | 306 | 0 |
| 30 Sep 18 | 554 | 199 | 305 | 0 |
| 30 Jun 18 | 549 | 191 | 300 | 0 |
| 31 Mar 18 | 536 | 164 | 292 | 0 |
| 31 Dec 17 | 507 | 150 | 282 | 0 |
| 30 Sep 17 | 479 | 105 | 265 | 0 |
| 30 Jun 17 | 450 | 96 | 253 | 0 |
| 31 Mar 17 | 427 | 105 | 244 | 0 |
| 31 Dec 16 | 421 | 103 | 237 | 0 |
| 30 Sep 16 | 410 | 97 | 235 | 0 |
| 30 Jun 16 | 395 | 95 | 225 | 0 |
| 31 Mar 16 | 381 | 93 | 216 | 0 |
| 31 Dec 15 | 365 | 91 | 205 | 0 |
| 30 Sep 15 | 360 | 94 | 202 | 0 |
| 30 Jun 15 | 358 | 91 | 202 | 0 |
| 31 Mar 15 | 357 | 91 | 201 | 0 |
| 31 Dec 14 | 356 | 91 | 201 | 0 |
| 30 Sep 14 | 370 | 83 | 199 | 0 |
| 30 Jun 14 | 365 | 83 | 198 | 0 |
| 31 Mar 14 | 376 | 80 | 197 | 0 |
| 31 Dec 13 | 420 | 78 | 196 | 0 |
| 30 Sep 13 | 400 | 82 | 195 | 0 |
| 30 Jun 13 | 396 | 78 | 191 | 0 |
Quality Earnings: CBU has high quality earnings.
Growing Profit Margin: CBU's current net profit margins (20.5%) are lower than last year (28.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CBU's earnings have declined by 1.3% per year over the past 5 years.
Accelerating Growth: CBU's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CBU had negative earnings growth (-29.9%) over the past year, making it difficult to compare to the Banks industry average (-9.7%).
Return on Equity
High ROE: CBU's Return on Equity (7.8%) is considered low.