S&T Bancorp (STBA) Stock Overview
Operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
STBA Community Fair Values
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Analyst Price Targets
S&T Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$53.36 |
| 52 Week High | US$53.50 |
| 52 Week Low | US$34.01 |
| Beta | 0.83 |
| 1 Month Change | 8.81% |
| 3 Month Change | 20.92% |
| 1 Year Change | 44.72% |
| 3 Year Change | 69.40% |
| 5 Year Change | 85.60% |
| Change since IPO | 994.56% |
Recent News & Updates
Narrative Update • Jul 27
STBA: Buybacks And Strong ROA Outlook Will Support Balanced Future Returns
Analysts have lifted the price target on S&T Bancorp stock from $48.50 to $53.00, reflecting updated views that factor in continued strong reported results, expectations for ROA in the 1.35% to 1.4% range, ongoing share buybacks, and loan growth that some expect could track around mid single digit levels if recent hiring gains traction. Analyst Commentary Recent research activity around S&T Bancorp highlights a cluster of higher price targets and a consistent view that the company is executing well, even as opinions differ on how much upside is left in the stock at current levels.Narrative Update • Jul 09
STBA: Governance Changes And Buybacks Will Support Balanced Future Stock Outlook
Analysts have raised the fair value estimate for S&T Bancorp from about $45.67 to $48.50, citing updated price targets in the Northeast bank group along with modest adjustments to revenue growth, profit margin assumptions, and future P/E expectations. What’s in the News for S&T Bancorp S&T Bancorp amended and restated its Bylaws to remove provisions related to "Grandfathered Directors" and the "Credit Risk Committee" from Article II, Section 203 and Article III, Sections 301, 306 and 308.Narrative Update • Jun 17
STBA: Governance Revamp And Buybacks Will Support Balanced Stock Outlook
Analysts kept their $45.67 price target for S&T Bancorp unchanged. This reflects a view that the stock's fair value, discount rate, revenue growth, profit margin, and future P/E assumptions remain broadly consistent with prior expectations.Recent updates
Narrative Update • Jul 27
STBA: Buybacks And Strong ROA Outlook Will Support Balanced Future Returns
Analysts have lifted the price target on S&T Bancorp stock from $48.50 to $53.00, reflecting updated views that factor in continued strong reported results, expectations for ROA in the 1.35% to 1.4% range, ongoing share buybacks, and loan growth that some expect could track around mid single digit levels if recent hiring gains traction. Analyst Commentary Recent research activity around S&T Bancorp highlights a cluster of higher price targets and a consistent view that the company is executing well, even as opinions differ on how much upside is left in the stock at current levels.Narrative Update • Jul 09
STBA: Governance Changes And Buybacks Will Support Balanced Future Stock Outlook
Analysts have raised the fair value estimate for S&T Bancorp from about $45.67 to $48.50, citing updated price targets in the Northeast bank group along with modest adjustments to revenue growth, profit margin assumptions, and future P/E expectations. What’s in the News for S&T Bancorp S&T Bancorp amended and restated its Bylaws to remove provisions related to "Grandfathered Directors" and the "Credit Risk Committee" from Article II, Section 203 and Article III, Sections 301, 306 and 308.Narrative Update • Jun 17
STBA: Governance Revamp And Buybacks Will Support Balanced Stock Outlook
Analysts kept their $45.67 price target for S&T Bancorp unchanged. This reflects a view that the stock's fair value, discount rate, revenue growth, profit margin, and future P/E assumptions remain broadly consistent with prior expectations.Narrative Update • Jun 01
STBA: Committee Overhaul And Buybacks Will Shape Balanced Return Prospects
Analysts have maintained the fair value estimate for S&T Bancorp at $45.67, making only modest adjustments to inputs such as discount rate, revenue growth, profit margin, and a slightly lower future P/E assumption that together support the unchanged price target. What's in the News S&T Bancorp held its 2026 Annual Meeting of Shareholders on May 12, 2026, and approved a reorganization of board committees, dissolving the Credit Risk Committee and creating an executive management level credit risk committee overseen by the Risk Committee, along with a new Technology and Operations Committee to support oversight of technology and operations matters.Narrative Update • May 12
STBA: Neutral Stance Will Weigh Future Returns Against Uncertain Deal Activity
Analysts have raised their fair value estimate for S&T Bancorp by about $1 to $45.67, citing the new $47 Street price target as well as updated assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent coverage has centered on a Neutral stance with a US$47 price target, which is close to the updated fair value estimate.Narrative Update • Apr 27
STBA: Neutral Outlook Suggests Returns Will Track Execution On Deal Decisions
Analysts now peg S&T Bancorp's price target at $47, aligning with their updated assumptions on revenue growth, margins and future P/E, while highlighting ongoing uncertainty around potential deal activity as a key swing factor for the shares. Analyst Commentary Recent coverage initiations frame S&T Bancorp as fairly valued around US$47, with analysts signaling a balanced view on upside potential and execution risks.Narrative Update • Apr 13
STBA: Buybacks And Sound Quarter Will Support Returns As Deal Uncertainty Persists
Narrative Update on S&T Bancorp The analyst price target for S&T Bancorp has been adjusted slightly lower from $45.00 to about $44.67 as analysts factor in recent initiations at Neutral with a $47 price target and ongoing uncertainty around potential deal activity, while still reflecting relatively steady assumptions for growth, margins, and future P/E. Analyst Commentary Recent research on S&T Bancorp presents a mix of cautious and constructive views, with targets and ratings reflecting both confidence in current execution and reservations around potential deal activity.Narrative Update • Mar 29
STBA: Sound Quarter And Buybacks Will Support Returns While Deal Uncertainty Persists
Narrative update The updated analyst price target for S&T Bancorp now sits alongside a fair value view of $45, with recent Street research pointing to a $47 target and mixed views on deal uncertainty after a sound quarter. This has prompted only a modest tweak to key model inputs rather than a major reset.Narrative Update • Mar 12
STBA: Sound Quarter And Buybacks Will Support Returns Despite Deal Uncertainty
Narrative Update The analyst price target for S&T Bancorp has been revised to $47. Analysts point to a slightly lower assumed future P/E multiple, along with ongoing uncertainty around potential deal activity, as key reasons for the adjustment.Narrative Update • Feb 26
STBA: Sound Quarter And Buybacks Will Offset Deal Uncertainty Going Forward
Narrative Update: S&T Bancorp The analyst fair value estimate for S&T Bancorp has moved from $43.25 to $45.00. This reflects updated assumptions on revenue growth, margins, and future P/E that align with recent Street research, where analysts cite a mix of cautious views on potential deal activity and higher price targets from firms highlighting a solid recent quarter.Narrative Update • Feb 11
STBA: Sound Quarter, Upgrades And Buybacks Will Shape Balanced Outlook
Analysts have trimmed their fair value estimate for S&T Bancorp from $43.80 to $43.25, reflecting updated assumptions on revenue growth, profit margins, and a lower future P/E multiple, even as recent research cites a sound quarter and higher Street price targets. Analyst Commentary Recent Street research points to a mixed but generally constructive read on S&T Bancorp, with some analysts adjusting ratings and price targets following what has been described as a sound quarter.Narrative Update • Jan 27
STBA: Sound Quarter And Buyback Activity Will Shape Balanced Outlook
Narrative Update Analysts have lifted their price target on S&T Bancorp by about $2.63 to $43.80, citing updated assumptions around fair value, discount rate, revenue, profit margin and future P/E following recent research reviews and a positive quarterly readout. Analyst Commentary Recent research updates on S&T Bancorp point to a more constructive stance after what has been described as a sound quarter, with some analysts also revisiting their valuation assumptions and price targets.Analysis Article • Oct 28
S&T Bancorp, Inc. Just Recorded A 6.0% EPS Beat: Here's What Analysts Are Forecasting Next
Investors in S&T Bancorp, Inc. ( NASDAQ:STBA ) had a good week, as its shares rose 3.1% to close at US$36.78 following...Analysis Article • Jul 27
S&T Bancorp, Inc. (NASDAQ:STBA) Just Released Its Second-Quarter Earnings: Here's What Analysts Think
Last week, you might have seen that S&T Bancorp, Inc. ( NASDAQ:STBA ) released its second-quarter result to the market...Seeking Alpha • Jun 07
S&T Bancorp: Earnings Likely To Decline, Stock Appears Fairly Valued
Summary S&T Bancorp’s loan pipelines have surged, but everything in the pipeline may not convert into loans because of macroeconomic headwinds. Upcoming Fed funds rate cuts will likely make the net interest margin start declining again. I’m expecting the EPS to dip by 9% to $3.11. The year-end target price is close to the current market price. STBA is offering a moderate dividend yield of 3.7%. The dividend payout appears secure. Read the full article on Seeking AlphaAnalysis Article • Feb 02
S&T Bancorp, Inc. (NASDAQ:STBA) Just Reported Annual Earnings: Have Analysts Changed Their Mind On The Stock?
It's been a good week for S&T Bancorp, Inc. ( NASDAQ:STBA ) shareholders, because the company has just released its...Analysis Article • Oct 27
S&T Bancorp's (NASDAQ:STBA) Upcoming Dividend Will Be Larger Than Last Year's
S&T Bancorp, Inc. ( NASDAQ:STBA ) has announced that it will be increasing its periodic dividend on the 21st of...
New Narrative • Oct 20
Shrinking Margins And Regulatory Hurdles Threaten Future Profitability In The Banking Sector
Reduced commercial loan balances and profitable payoffs could hinder short-term revenue growth amid elevated competition and declining market rates.Analysis Article • Apr 22
S&T Bancorp, Inc. (NASDAQ:STBA) Just Released Its First-Quarter Results And Analysts Are Updating Their Estimates
It's been a good week for S&T Bancorp, Inc. ( NASDAQ:STBA ) shareholders, because the company has just released its...Analysis Article • Jan 23
With EPS Growth And More, S&T Bancorp (NASDAQ:STBA) Makes An Interesting Case
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Oct 31
S&T Bancorp's (NASDAQ:STBA) Shareholders Will Receive A Bigger Dividend Than Last Year
S&T Bancorp, Inc. ( NASDAQ:STBA ) has announced that it will be increasing its dividend from last year's comparable...Analysis Article • Oct 20
Do S&T Bancorp's (NASDAQ:STBA) Earnings Warrant Your Attention?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Shareholder Returns
| STBA | US Banks | US Market | |
|---|---|---|---|
| 7D | 7.6% | 1.7% | -1.5% |
| 1Y | 44.7% | 23.8% | 16.0% |
Return vs Industry: STBA exceeded the US Banks industry which returned 22.4% over the past year.
Return vs Market: STBA exceeded the US Market which returned 15.3% over the past year.
Price Volatility
| STBA volatility | |
|---|---|
| STBA Average Weekly Movement | 2.8% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: STBA has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: STBA's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1902 | 1,209 | Chris McComish | www.stbancorp.com |
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services to consumer, commercial, and small businesses in Pennsylvania and Ohio. It accepts time and demand deposits; originates commercial and consumer loans; and cash management, brokerage, and trust services, as well as act as guardian of employee benefits. The company also manages private investment accounts for individuals and institutions.
S&T Bancorp, Inc. Fundamentals Summary
| STBA fundamental statistics | |
|---|---|
| Market cap | US$1.88b |
| Earnings (TTM) | US$140.64m |
| Revenue (TTM) | US$404.69m |
13.4x
P/E Ratio1.3x
P/B RatioIs STBA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| STBA income statement (TTM) | |
|---|---|
| Revenue | US$404.69m |
| Cost of Revenue | US$0 |
| Gross Profit | US$404.69m |
| Other Expenses | US$264.04m |
| Earnings | US$140.64m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.99 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.75% |
| Debt/Equity Ratio | 19.6% |
How did STBA perform over the long term?
See historical performance and comparisonDividends
2.8%
Current Dividend Yield38%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/29 15:22 |
| End of Day Share Price | 2026/07/28 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
S&T Bancorp, Inc. is covered by 15 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Andrew Stapp | B. Riley Securities, Inc. |
| Jacob Civiello | D.A. Davidson & Co. |