S&T Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
S&T Bancorp has total assets of $9.5B and total equity of $1.3B. Total deposits are $7.6B, and total loans are $7.6B. It earns a Net Interest Margin of 4.1%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $207.5M.
Key information
7.4x
Asset to equity ratio
4.1%
Net interest margin
| Total deposits | US$7.60b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$207.46m |
Recent financial health updates
No updates
Recent updates
S&T Bancorp, Inc. (NASDAQ:STBA) Just Released Its First-Quarter Results And Analysts Are Updating Their Estimates
Apr 22
With EPS Growth And More, S&T Bancorp (NASDAQ:STBA) Makes An Interesting Case
Jan 23S&T Bancorp's (NASDAQ:STBA) Shareholders Will Receive A Bigger Dividend Than Last Year
Oct 31Do S&T Bancorp's (NASDAQ:STBA) Earnings Warrant Your Attention?
Oct 20S&T Bancorp's (NASDAQ:STBA) Upcoming Dividend Will Be Larger Than Last Year's
Apr 30Should You Be Adding S&T Bancorp (NASDAQ:STBA) To Your Watchlist Today?
Mar 08S&T Bancorp (NASDAQ:STBA) Has Announced That It Will Be Increasing Its Dividend To $0.32
Jan 29S&T Bancorp's (NASDAQ:STBA) Dividend Will Be Increased To $0.31
Oct 21S&T Bancorp GAAP EPS of $0.95 beats by $0.12, revenue of $98.88M beats by $3.06M
Oct 20S&T Bancorp: Interest Rate Hikes Are The Biggest Earnings Catalyst Ahead
Sep 27S&T Bancorp (NASDAQ:STBA) Will Pay A Larger Dividend Than Last Year At $0.30
Jul 23S&T Bancorp GAAP EPS of $0.74 beats by $0.08, revenue of $87.82M beats by $2.61M
Jul 21S&T Bancorp: Top Line's High Rate Sensitivity To Benefit Earnings
Jul 15S&T Bancorp's (NASDAQ:STBA) Upcoming Dividend Will Be Larger Than Last Year's
Apr 28S&T Bancorp: Wait On The Sideline
Feb 03S&T Bancorp (NASDAQ:STBA) Is Due To Pay A Dividend Of US$0.29
Jan 29S&T Bancorp (NASDAQ:STBA) Will Pay A Dividend Of US$0.29
Oct 22S&T Bancorp (NASDAQ:STBA) Will Pay A Dividend Of US$0.28
Jul 23What Is The Ownership Structure Like For S&T Bancorp, Inc. (NASDAQ:STBA)?
Mar 11Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: STBA's Assets to Equity ratio (7.4x) is low.
Allowance for Bad Loans: STBA has a sufficient allowance for bad loans (316%).
Low Risk Liabilities: 92% of STBA's liabilities are made up of primarily low risk sources of funding.
Loan Level: STBA has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: STBA's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: STBA has an appropriate level of bad loans (0.4%).