S&T Bancorp Past Earnings Performance
Past criteria checks 2/6
S&T Bancorp has been growing earnings at an average annual rate of 7.9%, while the Banks industry saw earnings growing at 2.8% annually. Revenues have been growing at an average rate of 6.3% per year. S&T Bancorp's return on equity is 9.5%, and it has net margins of 34.1%.
Key information
7.93%
Earnings growth rate
8.51%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | 6.31% |
| Return on equity | 9.50% |
| Net Margin | 34.09% |
| Last Earnings Update | 31 Mar 2026 |
Recent past performance updates
Recent updates
Narrative Update • May 12
STBA: Neutral Stance Will Weigh Future Returns Against Uncertain Deal Activity
Analysts have raised their fair value estimate for S&T Bancorp by about $1 to $45.67, citing the new $47 Street price target as well as updated assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent coverage has centered on a Neutral stance with a US$47 price target, which is close to the updated fair value estimate.Narrative Update • Apr 27
STBA: Neutral Outlook Suggests Returns Will Track Execution On Deal Decisions
Analysts now peg S&T Bancorp's price target at $47, aligning with their updated assumptions on revenue growth, margins and future P/E, while highlighting ongoing uncertainty around potential deal activity as a key swing factor for the shares. Analyst Commentary Recent coverage initiations frame S&T Bancorp as fairly valued around US$47, with analysts signaling a balanced view on upside potential and execution risks.Narrative Update • Apr 13
STBA: Buybacks And Sound Quarter Will Support Returns As Deal Uncertainty Persists
Narrative Update on S&T Bancorp The analyst price target for S&T Bancorp has been adjusted slightly lower from $45.00 to about $44.67 as analysts factor in recent initiations at Neutral with a $47 price target and ongoing uncertainty around potential deal activity, while still reflecting relatively steady assumptions for growth, margins, and future P/E. Analyst Commentary Recent research on S&T Bancorp presents a mix of cautious and constructive views, with targets and ratings reflecting both confidence in current execution and reservations around potential deal activity.Narrative Update • Mar 29
STBA: Sound Quarter And Buybacks Will Support Returns While Deal Uncertainty Persists
Narrative update The updated analyst price target for S&T Bancorp now sits alongside a fair value view of $45, with recent Street research pointing to a $47 target and mixed views on deal uncertainty after a sound quarter. This has prompted only a modest tweak to key model inputs rather than a major reset.Narrative Update • Mar 12
STBA: Sound Quarter And Buybacks Will Support Returns Despite Deal Uncertainty
Narrative Update The analyst price target for S&T Bancorp has been revised to $47. Analysts point to a slightly lower assumed future P/E multiple, along with ongoing uncertainty around potential deal activity, as key reasons for the adjustment.Narrative Update • Feb 26
STBA: Sound Quarter And Buybacks Will Offset Deal Uncertainty Going Forward
Narrative Update: S&T Bancorp The analyst fair value estimate for S&T Bancorp has moved from $43.25 to $45.00. This reflects updated assumptions on revenue growth, margins, and future P/E that align with recent Street research, where analysts cite a mix of cautious views on potential deal activity and higher price targets from firms highlighting a solid recent quarter.Narrative Update • Feb 11
STBA: Sound Quarter, Upgrades And Buybacks Will Shape Balanced Outlook
Analysts have trimmed their fair value estimate for S&T Bancorp from $43.80 to $43.25, reflecting updated assumptions on revenue growth, profit margins, and a lower future P/E multiple, even as recent research cites a sound quarter and higher Street price targets. Analyst Commentary Recent Street research points to a mixed but generally constructive read on S&T Bancorp, with some analysts adjusting ratings and price targets following what has been described as a sound quarter.Narrative Update • Jan 27
STBA: Sound Quarter And Buyback Activity Will Shape Balanced Outlook
Narrative Update Analysts have lifted their price target on S&T Bancorp by about $2.63 to $43.80, citing updated assumptions around fair value, discount rate, revenue, profit margin and future P/E following recent research reviews and a positive quarterly readout. Analyst Commentary Recent research updates on S&T Bancorp point to a more constructive stance after what has been described as a sound quarter, with some analysts also revisiting their valuation assumptions and price targets.Analysis Article • Oct 28
S&T Bancorp, Inc. Just Recorded A 6.0% EPS Beat: Here's What Analysts Are Forecasting Next
Investors in S&T Bancorp, Inc. ( NASDAQ:STBA ) had a good week, as its shares rose 3.1% to close at US$36.78 following...Analysis Article • Jul 27
S&T Bancorp, Inc. (NASDAQ:STBA) Just Released Its Second-Quarter Earnings: Here's What Analysts Think
Last week, you might have seen that S&T Bancorp, Inc. ( NASDAQ:STBA ) released its second-quarter result to the market...Seeking Alpha • Jun 07
S&T Bancorp: Earnings Likely To Decline, Stock Appears Fairly Valued
Summary S&T Bancorp’s loan pipelines have surged, but everything in the pipeline may not convert into loans because of macroeconomic headwinds. Upcoming Fed funds rate cuts will likely make the net interest margin start declining again. I’m expecting the EPS to dip by 9% to $3.11. The year-end target price is close to the current market price. STBA is offering a moderate dividend yield of 3.7%. The dividend payout appears secure. Read the full article on Seeking AlphaAnalysis Article • Feb 02
S&T Bancorp, Inc. (NASDAQ:STBA) Just Reported Annual Earnings: Have Analysts Changed Their Mind On The Stock?
It's been a good week for S&T Bancorp, Inc. ( NASDAQ:STBA ) shareholders, because the company has just released its...Analysis Article • Oct 27
S&T Bancorp's (NASDAQ:STBA) Upcoming Dividend Will Be Larger Than Last Year's
S&T Bancorp, Inc. ( NASDAQ:STBA ) has announced that it will be increasing its periodic dividend on the 21st of...
New Narrative • Oct 20
Shrinking Margins And Regulatory Hurdles Threaten Future Profitability In The Banking Sector
Reduced commercial loan balances and profitable payoffs could hinder short-term revenue growth amid elevated competition and declining market rates.Analysis Article • Apr 22
S&T Bancorp, Inc. (NASDAQ:STBA) Just Released Its First-Quarter Results And Analysts Are Updating Their Estimates
It's been a good week for S&T Bancorp, Inc. ( NASDAQ:STBA ) shareholders, because the company has just released its...Analysis Article • Jan 23
With EPS Growth And More, S&T Bancorp (NASDAQ:STBA) Makes An Interesting Case
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Oct 31
S&T Bancorp's (NASDAQ:STBA) Shareholders Will Receive A Bigger Dividend Than Last Year
S&T Bancorp, Inc. ( NASDAQ:STBA ) has announced that it will be increasing its dividend from last year's comparable...Analysis Article • Oct 20
Do S&T Bancorp's (NASDAQ:STBA) Earnings Warrant Your Attention?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Revenue & Expenses Breakdown
Revenue & Expenses Breakdown
How S&T Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 399 | 136 | 190 | 0 |
| 31 Dec 25 | 395 | 134 | 188 | 0 |
| 30 Sep 25 | 392 | 133 | 187 | 0 |
| 30 Jun 25 | 388 | 131 | 186 | 0 |
| 31 Mar 25 | 387 | 133 | 182 | 0 |
| 31 Dec 24 | 384 | 131 | 182 | 0 |
| 30 Sep 24 | 387 | 135 | 182 | 0 |
| 30 Jun 24 | 384 | 136 | 179 | 0 |
| 31 Mar 24 | 380 | 136 | 174 | 0 |
| 31 Dec 23 | 387 | 145 | 171 | 0 |
| 30 Sep 23 | 388 | 148 | 167 | 0 |
| 30 Jun 23 | 390 | 151 | 165 | 0 |
| 31 Mar 23 | 383 | 146 | 165 | 0 |
| 31 Dec 22 | 364 | 135 | 160 | 0 |
| 30 Sep 22 | 342 | 117 | 159 | 0 |
| 30 Jun 22 | 327 | 108 | 157 | 0 |
| 31 Mar 22 | 323 | 107 | 154 | 0 |
| 31 Dec 21 | 325 | 110 | 153 | 0 |
| 30 Sep 21 | 322 | 112 | 149 | 0 |
| 30 Jun 21 | 309 | 101 | 149 | 0 |
| 31 Mar 21 | 227 | 40 | 147 | 0 |
| 31 Dec 20 | 208 | 21 | 144 | 0 |
| 30 Sep 20 | 206 | 19 | 141 | 0 |
| 30 Jun 20 | 207 | 29 | 133 | 0 |
| 31 Mar 20 | 279 | 88 | 130 | 0 |
| 31 Dec 19 | 282 | 98 | 128 | 0 |
| 30 Sep 19 | 272 | 103 | 123 | 0 |
| 30 Jun 19 | 274 | 106 | 122 | 0 |
| 31 Mar 19 | 264 | 102 | 118 | 0 |
| 31 Dec 18 | 266 | 105 | 114 | 0 |
| 30 Sep 18 | 265 | 88 | 115 | 0 |
| 30 Jun 18 | 262 | 79 | 114 | 0 |
| 31 Mar 18 | 268 | 81 | 115 | 0 |
| 31 Dec 17 | 264 | 73 | 116 | 0 |
| 30 Sep 17 | 254 | 81 | 115 | 0 |
| 30 Jun 17 | 248 | 79 | 113 | 0 |
| 31 Mar 17 | 238 | 73 | 111 | 0 |
| 31 Dec 16 | 234 | 71 | 112 | 0 |
| 30 Sep 16 | 232 | 71 | 110 | 0 |
| 30 Jun 16 | 228 | 69 | 108 | 0 |
| 31 Mar 16 | 231 | 70 | 108 | 0 |
| 31 Dec 15 | 225 | 67 | 102 | 0 |
| 30 Sep 15 | 216 | 64 | 98 | 0 |
| 30 Jun 15 | 206 | 60 | 95 | 0 |
Quality Earnings: STBA has high quality earnings.
Growing Profit Margin: STBA's current net profit margins (34.1%) are lower than last year (34.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: STBA's earnings have grown by 7.9% per year over the past 5 years.
Accelerating Growth: STBA's earnings growth over the past year (1.9%) is below its 5-year average (7.9% per year).
Earnings vs Industry: STBA earnings growth over the past year (1.9%) did not outperform the Banks industry 22.8%.
Return on Equity
High ROE: STBA's Return on Equity (9.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/25 03:22 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
S&T Bancorp, Inc. is covered by 15 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Andrew Stapp | B. Riley Securities, Inc. |
| Jacob Civiello | D.A. Davidson & Co. |