Top Dividend Stocks For October 2025

As the United States market grapples with the impacts of ongoing U.S.-China trade tensions and fluctuating earnings reports, major stock indexes like the Nasdaq, Dow Jones Industrial Average, and S&P 500 have recently seen declines. In such a volatile environment, dividend stocks can offer investors a measure of stability and income through regular payouts, making them an appealing option for those looking to navigate uncertain times while potentially benefiting from steady returns.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 138 stocks from our Top US Dividend Stocks screener.

We'll examine a selection from our screener results.

Hanmi Financial (HAFC)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Hanmi Financial Corporation, with a market cap of $726.56 million, operates as the holding company for Hanmi Bank, offering business banking products and services in the United States.

Operations: Hanmi Financial Corporation generates revenue through its subsidiary, Hanmi Bank, by providing a range of business banking products and services across the United States.

Dividend Yield: 4.1%

Hanmi Financial's dividends have been volatile over the past decade, though recent earnings growth and a low payout ratio of 10.4% indicate strong coverage by earnings. The company's dividend yield is slightly below the top tier in the US market, but its valuation is attractive compared to peers. Recent buybacks and improved earnings underscore financial strength, yet investors should be cautious of historical dividend instability despite ongoing profit growth forecasts.

• Click here to discover the nuances of Hanmi Financial with our detailed analytical dividend report.
• Upon reviewing our latest valuation report, Hanmi Financial's share price might be too pessimistic.

Qfin Holdings (QFIN)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Qfin Holdings, Inc. operates an AI-driven credit-tech platform under the Qifu Jietiao brand in China and has a market cap of approximately $3.38 billion.

Operations: Qfin Holdings, Inc. generates revenue through its AI-driven credit-tech platform under the Qifu Jietiao brand in China, with revenue from Unclassified Services amounting to CN¥18.76 billion.

Dividend Yield: 5.8%

Qfin Holdings' dividend yield ranks in the top 25% of US market payers, supported by a low payout ratio of 20.5%, ensuring strong coverage by earnings and cash flows. Recent dividend increases reflect positive financial performance, with net income growth and strategic buybacks enhancing shareholder value. However, dividends have been volatile over the past four years, indicating potential instability despite robust earnings growth and favorable valuation compared to industry peers.

• Take a closer look at Qfin Holdings' potential here in our dividend report.
• According our valuation report, there's an indication that Qfin Holdings' share price might be on the cheaper side.

RLI (RLI)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: RLI Corp. is an insurance holding company that offers property, casualty, and surety insurance products, with a market cap of $5.63 billion.

Operations: RLI Corp.'s revenue is derived from three primary segments: Surety at $147.60 million, Casualty at $933.02 million, and Property at $524.51 million.

Dividend Yield: 4.3%

RLI Corp.'s dividend payments are well covered by earnings and cash flows, with a low payout ratio of 15.8% and a cash payout ratio of 38.9%. Despite this coverage, dividends have been volatile over the past decade, showing periods of instability. The recent earnings report indicates solid financial performance with increased revenue and net income compared to last year. However, RLI's dividend yield remains below the top tier in the US market.

• Navigate through the intricacies of RLI with our comprehensive dividend report here.
• Our comprehensive valuation report raises the possibility that RLI is priced higher than what may be justified by its financials.

Key Takeaways

• Click through to start exploring the rest of the 135 Top US Dividend Stocks now.
• Have you diversified into these companies? Leverage the power of Simply Wall St's portfolio to keep a close eye on market movements affecting your investments.
• Discover a world of investment opportunities with Simply Wall St's free app and access unparalleled stock analysis across all markets.

Ready For A Different Approach?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com