FSBC Stock Overview
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Five Star Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$22.13 |
| 52 Week High | US$28.25 |
| 52 Week Low | US$17.74 |
| Beta | 0.36 |
| 1 Month Change | 0.59% |
| 3 Month Change | -4.57% |
| 1 Year Change | 14.49% |
| 3 Year Change | -11.12% |
| 5 Year Change | n/a |
| Change since IPO | -8.74% |
Recent News & Updates
Shareholder Returns
| FSBC | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.7% | -0.03% | 0.7% |
| 1Y | 14.5% | 36.9% | 23.9% |
Return vs Industry: FSBC underperformed the US Banks industry which returned 40.8% over the past year.
Return vs Market: FSBC underperformed the US Market which returned 24.2% over the past year.
Price Volatility
| FSBC volatility | |
|---|---|
| FSBC Average Weekly Movement | 4.5% |
| Banks Industry Average Movement | 4.3% |
| Market Average Movement | 6.1% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: FSBC has not had significant price volatility in the past 3 months.
Volatility Over Time: FSBC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 183 | James Beckwith | www.fivestarbank.com |
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit.
Five Star Bancorp Fundamentals Summary
| FSBC fundamental statistics | |
|---|---|
| Market cap | US$472.89m |
| Earnings (TTM) | US$45.20m |
| Revenue (TTM) | US$112.45m |
10.4x
P/E Ratio1.6x
P/B RatioIs FSBC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FSBC income statement (TTM) | |
|---|---|
| Revenue | US$112.45m |
| Cost of Revenue | US$0 |
| Gross Profit | US$112.45m |
| Other Expenses | US$67.25m |
| Earnings | US$45.20m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.12 |
| Gross Margin | 100.00% |
| Net Profit Margin | 40.20% |
| Debt/Equity Ratio | 66.2% |
How did FSBC perform over the long term?
See historical performance and comparisonDividends
3.6%
Current Dividend Yield30%
Payout RatioDoes FSBC pay a reliable dividends?
See FSBC dividend history and benchmarks| Five Star Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | May 03 2024 |
| Dividend Pay Date | May 13 2024 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 9 days |
Does FSBC pay a reliable dividends?
See FSBC dividend history and benchmarks