SMMF Stock Overview
Summit Financial Group, Inc. operates as a financial holding company for Summit Community Bank, Inc.
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Summit Financial Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$25.08 |
| 52 Week High | US$31.49 |
| 52 Week Low | US$17.06 |
| Beta | 0.40 |
| 1 Month Change | -0.79% |
| 3 Month Change | -12.15% |
| 1 Year Change | 30.76% |
| 3 Year Change | -1.49% |
| 5 Year Change | -3.50% |
| Change since IPO | 395.41% |
Recent News & Updates
Recent updates
If EPS Growth Is Important To You, Summit Financial Group (NASDAQ:SMMF) Presents An Opportunity
Jun 08
Summit Financial Group's (NASDAQ:SMMF) Upcoming Dividend Will Be Larger Than Last Year's
Aug 29Summit Financial raises dividend by 11% to $0.20
Aug 25Summit Financial Q2 GAAP EPS, revenue up Y/Y
Jul 28Summit Financial Group (NASDAQ:SMMF) Will Pay A Dividend Of US$0.18
Jun 03Summit Financials: Reasonably Priced With Acquisition Upside
Jan 19Summit Financial Group (NASDAQ:SMMF) Will Pay A Larger Dividend Than Last Year At US$0.18
Nov 23Summit Financial Group's (NASDAQ:SMMF) Shareholders Will Receive A Bigger Dividend Than Last Year
Sep 02Summit Financial declares $0.17 dividend
May 28Some Shareholders May find It Hard To Increase Summit Financial Group, Inc.'s (NASDAQ:SMMF) CEO Compensation This Year
May 14If You Like EPS Growth Then Check Out Summit Financial Group (NASDAQ:SMMF) Before It's Too Late
May 07How Does Summit Financial Group, Inc. (NASDAQ:SMMF) Stand Up To These Simple Dividend Safety Checks?
Apr 02Here's What We Like About Summit Financial Group's (NASDAQ:SMMF) Upcoming Dividend
Mar 07Shareholders Of Summit Financial Group (NASDAQ:SMMF) Must Be Happy With Their 87% Return
Feb 22Summit Financial reports Q4 results
Feb 01Is Summit Financial Group, Inc. (NASDAQ:SMMF) Popular Amongst Insiders?
Jan 26What Can We Conclude About Summit Financial Group's (NASDAQ:SMMF) CEO Pay?
Dec 30
Here's What We Like About Summit Financial Group's (NASDAQ:SMMF) Upcoming Dividend
Dec 09Independent Director Gary Hinkle Just Bought 1.2% More Shares In Summit Financial Group, Inc. (NASDAQ:SMMF)
Dec 06Shareholder Returns
| SMMF | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.9% | -3.3% | -3.7% |
| 1Y | 30.8% | 21.0% | 20.2% |
Return vs Industry: SMMF exceeded the US Banks industry which returned 19.9% over the past year.
Return vs Market: SMMF exceeded the US Market which returned 20.5% over the past year.
Price Volatility
| SMMF volatility | |
|---|---|
| SMMF Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: SMMF has not had significant price volatility in the past 3 months.
Volatility Over Time: SMMF's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1987 | 496 | Charlie Maddy | www.summitfgi.com |
Summit Financial Group, Inc. operates as a financial holding company for Summit Community Bank, Inc. that provides community banking and other financial services to individuals and businesses primarily in the Eastern Panhandle, Southern and North Central regions of West Virginia and the Northern, Shenandoah Valley, and Southwestern regions of Virginia, and the Central region of Kentucky. Its community banking services include demand, savings, and time deposits; commercial, commercial real estate, construction and land development, residential real estate, and consumer loans; and mortgage warehouse lines of credit, as well as trust and wealth management, cash management, and insurance services. Summit Financial Group, Inc. was incorporated in 1987 and is headquartered in Moorefield, West Virginia.
Summit Financial Group, Inc. Fundamentals Summary
| SMMF fundamental statistics | |
|---|---|
| Market cap | US$368.27m |
| Earnings (TTM) | US$54.34m |
| Revenue (TTM) | US$165.20m |
6.8x
P/E Ratio0.9x
P/B RatioIs SMMF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SMMF income statement (TTM) | |
|---|---|
| Revenue | US$165.20m |
| Cost of Revenue | US$0 |
| Gross Profit | US$165.20m |
| Other Expenses | US$110.86m |
| Earnings | US$54.34m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.70 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.89% |
| Debt/Equity Ratio | 97.1% |
How did SMMF perform over the long term?
See historical performance and comparison