Civista Bancshares And 2 Other US Dividend Stocks To Consider

As the U.S. stock market experiences fluctuations ahead of major tech earnings, with gold reaching record highs, investors are keenly observing economic indicators and corporate performances to gauge future trends. Amidst this backdrop, dividend stocks offer a compelling option for those seeking steady income streams in uncertain times.

Top 10 Dividend Stocks In The United States

Name	Dividend Yield	Dividend Rating
WesBanco (NasdaqGS:WSBC)	4.57%	★★★★★★
Isabella Bank (OTCPK:ISBA)	5.17%	★★★★★★
Peoples Bancorp (NasdaqGS:PEBO)	5.08%	★★★★★★
Dillard's (NYSE:DDS)	5.57%	★★★★★★
Columbia Banking System (NasdaqGS:COLB)	4.94%	★★★★★★
Silvercrest Asset Management Group (NasdaqGM:SAMG)	4.55%	★★★★★★
Financial Institutions (NasdaqGS:FISI)	4.90%	★★★★★★
Premier Financial (NasdaqGS:PFC)	5.00%	★★★★★★
First Interstate BancSystem (NasdaqGS:FIBK)	5.95%	★★★★★★
Citizens & Northern (NasdaqCM:CZNC)	5.87%	★★★★★★

Click here to see the full list of 167 stocks from our Top US Dividend Stocks screener.

Let's explore several standout options from the results in the screener.

Civista Bancshares (NasdaqCM:CIVB)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Civista Bancshares, Inc. is the financial holding company for Civista Bank, offering community banking services with a market cap of $294.90 million.

Operations: Civista Bancshares, Inc. generates its revenue primarily through community banking services provided by Civista Bank.

Dividend Yield: 3.2%

Civista Bancshares offers a stable dividend yield of 3.16%, with dividends well-covered by earnings, reflecting an 8% payout ratio currently and a forecasted 30.3% in three years. Despite recent declines in net income and earnings per share, the company has maintained consistent dividend growth over the past decade. Trading at 36.5% below estimated fair value, it presents good relative value compared to peers, though its yield is lower than top-tier US dividend payers.

• Click here and access our complete dividend analysis report to understand the dynamics of Civista Bancshares.
• The analysis detailed in our Civista Bancshares valuation report hints at an deflated share price compared to its estimated value.

First Capital (NasdaqCM:FCAP)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: First Capital, Inc. is the bank holding company for First Harrison Bank, offering a range of banking services to individuals and businesses, with a market cap of $119.67 million.

Operations: First Capital, Inc. generates its revenue primarily from its banking segment, which accounted for $41.07 million.

Dividend Yield: 3.2%

First Capital's dividend yield of 3.16% is reliable and has shown growth over the past decade, supported by a low payout ratio of 31.2%. Despite recent declines in net income and earnings per share, the company increased its quarterly dividend by $0.02 to $0.29 per share in August 2024. Trading at a significant discount to estimated fair value, First Capital offers good relative value but lags behind top-tier US dividend payers in yield competitiveness.

• Delve into the full analysis dividend report here for a deeper understanding of First Capital.
• Our valuation report here indicates First Capital may be undervalued.

Virtus Investment Partners (NYSE:VRTS)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Virtus Investment Partners, Inc. is a publicly owned investment manager with a market cap of approximately $1.59 billion.

Operations: Virtus Investment Partners generates revenue primarily from its asset management services, totaling $888.04 million.

Dividend Yield: 4%

Virtus Investment Partners offers a stable and reliable dividend, with a recent increase to US$2.25 per share, reflecting an 18% rise. The dividends are well-covered by earnings and cash flows, with payout ratios of 47.5% and 39.6%, respectively. Despite trading below estimated fair value, its dividend yield of 3.99% is slightly lower than the top quartile in the US market. Recent earnings growth supports its dividend sustainability and value proposition for investors seeking income stability.

• Click to explore a detailed breakdown of our findings in Virtus Investment Partners' dividend report.
• Upon reviewing our latest valuation report, Virtus Investment Partners' share price might be too pessimistic.

Taking Advantage

• Explore the 167 names from our Top US Dividend Stocks screener here.
• Are any of these part of your asset mix? Tap into the analytical power of Simply Wall St's portfolio to get a 360-degree view on how they're shaping up.
• Unlock the power of informed investing with Simply Wall St, your free guide to navigating stock markets worldwide.

Want To Explore Some Alternatives?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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