Fino Payments Bank Full Year 2025 Earnings: EPS Misses Expectations

Fino Payments Bank (NSE:FINOPB) Full Year 2025 Results

Key Financial Results

• Revenue: ₹17.5b (up 25% from FY 2024).
• Net income: ₹925.3m (up 7.3% from FY 2024).
• Profit margin: 5.3% (down from 6.2% in FY 2024). The decrease in margin was driven by higher expenses.
• EPS: ₹11.12 (up from ₹10.36 in FY 2024).

We've discovered 1 warning sign about Fino Payments Bank. View them for free.

All figures shown in the chart above are for the trailing 12 month (TTM) period

Fino Payments Bank EPS Misses Expectations

Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.5%.

Looking ahead, revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 1.5% decline forecast for the Banks industry in India.

Performance of the Indian Banks industry.

The company's shares are down 5.3% from a week ago.

Risk Analysis

You still need to take note of risks, for example - Fino Payments Bank has 1 warning sign we think you should be aware of.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.