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Fino Payments Bank LimitedNSEI:FINOPB Stock Report

Market Cap ₹21.5b
Share Price
₹258.90
n/a
1Y-21.1%
7D-1.1%
Portfolio Value
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Fino Payments Bank Limited

NSEI:FINOPB Stock Report

Market Cap: ₹21.5b

Fino Payments Bank (FINOPB) Stock Overview

Provides financial solutions and services in India. More details

FINOPB fundamental analysis
Snowflake Score
Valuation0/6
Future Growth5/6
Past Performance2/6
Financial Health4/6
Dividends0/6

FINOPB Community Fair Values

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₹300
FV
13.7% undervalued intrinsic discount
9.52%
Revenue growth p.a.
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Fino Payments Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Fino Payments Bank
Historical stock prices
Current Share Price₹258.90
52 Week High₹345.00
52 Week Low₹200.00
Beta0.58
1 Month Change-6.90%
3 Month Change-3.09%
1 Year Change-21.06%
3 Year Change1.67%
5 Year Changen/a
Change since IPO-52.40%

Recent News & Updates

Fino Payments Bank Limited (NSE:FINOPB) Analysts Are Reducing Their Forecasts For This Year

Nov 02
Fino Payments Bank Limited (NSE:FINOPB) Analysts Are Reducing Their Forecasts For This Year

Recent updates

Fino Payments Bank Limited (NSE:FINOPB) Analysts Are Reducing Their Forecasts For This Year

Nov 02
Fino Payments Bank Limited (NSE:FINOPB) Analysts Are Reducing Their Forecasts For This Year

Why We Think Fino Payments Bank Limited's (NSE:FINOPB) CEO Compensation Is Not Excessive At All

Aug 23
Why We Think Fino Payments Bank Limited's (NSE:FINOPB) CEO Compensation Is Not Excessive At All

Analysts Have Been Trimming Their Fino Payments Bank Limited (NSE:FINOPB) Price Target After Its Latest Report

May 02
Analysts Have Been Trimming Their Fino Payments Bank Limited (NSE:FINOPB) Price Target After Its Latest Report
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UPI Expansion And Gullak Launch Set To Improve Efficiency And Customer Loyalty

Investments in digital infrastructure and expansion into the UPI ecosystem are expected to boost revenue growth and net margins due to increased efficiency.

Shareholder Returns

FINOPBIN BanksIN Market
7D-1.1%0.5%1.4%
1Y-21.1%13.4%2.7%

Return vs Industry: FINOPB underperformed the Indian Banks industry which returned 13.2% over the past year.

Return vs Market: FINOPB underperformed the Indian Market which returned 2.7% over the past year.

Price Volatility

Is FINOPB's price volatile compared to industry and market?
FINOPB volatility
FINOPB Average Weekly Movement7.1%
Banks Industry Average Movement3.7%
Market Average Movement5.2%
10% most volatile stocks in IN Market8.5%
10% least volatile stocks in IN Market3.1%

Stable Share Price: FINOPB's share price has been volatile over the past 3 months compared to the Indian market.

Volatility Over Time: FINOPB's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of Indian stocks.

About the Company

FoundedEmployeesCEOWebsite
20062,769Rishi Guptafino.bank.in

Fino Payments Bank Limited provides financial solutions and services in India. It operates in four segments: Treasury, Corporate Banking/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, and salary accounts; personal, home and property, gold, and referral loans; debit and prepaid cards; and life, health, general, motor, and shopkeeper insurance products, as well as fixed deposit and sweep account facility.

Fino Payments Bank Limited Fundamentals Summary

How do Fino Payments Bank's earnings and revenue compare to its market cap?
FINOPB fundamental statistics
Market cap₹21.55b
Earnings (TTM)₹802.25m
Revenue (TTM)₹16.85b
26.9x
P/E Ratio
2.7x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FINOPB income statement (TTM)
Revenue₹16.85b
Cost of Revenue₹0
Gross Profit₹16.85b
Other Expenses₹16.05b
Earnings₹802.25m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)9.64
Gross Margin100.00%
Net Profit Margin4.76%
Debt/Equity Ratio110.1%

How did FINOPB perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/12/23 06:55
End of Day Share Price 2025/12/23 00:00
Earnings2025/09/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fino Payments Bank Limited is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shreya ShivaniCLSA
Anand DamaEmkay Global Financial Services Ltd.