Utkarsh Small Finance Bank (UTKARSHBNK) Stock Overview
Provides banking and financial services for individuals and businesses in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 5/6 |
| Past Performance | 0/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for UTKARSHBNK from our risk checks.
UTKARSHBNK Community Fair Values
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Utkarsh Small Finance Bank Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹22.18 |
| 52 Week High | ₹46.23 |
| 52 Week Low | ₹19.90 |
| Beta | 0.15 |
| 1 Month Change | 3.45% |
| 3 Month Change | -7.70% |
| 1 Year Change | -51.50% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -53.79% |
Recent News & Updates
Shareholder Returns
| UTKARSHBNK | IN Banks | IN Market | |
|---|---|---|---|
| 7D | 6.1% | 2.6% | 1.5% |
| 1Y | -51.5% | 7.7% | -4.7% |
Return vs Industry: UTKARSHBNK underperformed the Indian Banks industry which returned 7.7% over the past year.
Return vs Market: UTKARSHBNK underperformed the Indian Market which returned -4.7% over the past year.
Price Volatility
| UTKARSHBNK volatility | |
|---|---|
| UTKARSHBNK Average Weekly Movement | 3.6% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 5.2% |
| 10% most volatile stocks in IN Market | 8.3% |
| 10% least volatile stocks in IN Market | 3.2% |
Stable Share Price: UTKARSHBNK has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: UTKARSHBNK's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2009 | 19,779 | Govind Singh | www.utkarsh.bank |
Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services.
Utkarsh Small Finance Bank Limited Fundamentals Summary
| UTKARSHBNK fundamental statistics | |
|---|---|
| Market cap | ₹24.43b |
| Earnings (TTM) | -₹3.53b |
| Revenue (TTM) | ₹12.23b |
Is UTKARSHBNK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UTKARSHBNK income statement (TTM) | |
|---|---|
| Revenue | ₹12.23b |
| Cost of Revenue | ₹0 |
| Gross Profit | ₹12.23b |
| Other Expenses | ₹15.76b |
| Earnings | -₹3.53b |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -3.21 |
| Gross Margin | 100.00% |
| Net Profit Margin | -28.87% |
| Debt/Equity Ratio | 79.2% |
How did UTKARSHBNK perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/04 09:18 |
| End of Day Share Price | 2025/10/03 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2025/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Utkarsh Small Finance Bank Limited is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Renish Bhuva | ICICI Securities Ltd. |
| Sanjeev Prasad | Kotak Securities (Institutional Equities) |
| Nischint Chawathe | Kotak Securities (Institutional Equities) |