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Utkarsh Small Finance Bank NSEI:UTKARSHBNK Stock Report

Last Price

₹30.50

Market Cap

₹33.6b

7D

5.2%

1Y

-48.5%

Updated

31 Jan, 2025

Data

Company Financials +

Utkarsh Small Finance Bank Limited

NSEI:UTKARSHBNK Stock Report

Market Cap: ₹33.6b

UTKARSHBNK Stock Overview

Provides banking and financial services in India. More details

UTKARSHBNK fundamental analysis
Snowflake Score
Valuation5/6
Future Growth5/6
Past Performance2/6
Financial Health4/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

Utkarsh Small Finance Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Utkarsh Small Finance Bank
Historical stock prices
Current Share Price₹30.50
52 Week High₹68.30
52 Week Low₹27.43
Beta0
1 Month Change-11.34%
3 Month Change-27.96%
1 Year Change-48.52%
3 Year Changen/a
5 Year Changen/a
Change since IPO-36.46%

Recent News & Updates

Recent updates

Shareholder Returns

UTKARSHBNKIN BanksIN Market
7D5.2%1.6%-1.8%
1Y-48.5%4.0%6.2%

Return vs Industry: UTKARSHBNK underperformed the Indian Banks industry which returned 4% over the past year.

Return vs Market: UTKARSHBNK underperformed the Indian Market which returned 6.2% over the past year.

Price Volatility

Is UTKARSHBNK's price volatile compared to industry and market?
UTKARSHBNK volatility
UTKARSHBNK Average Weekly Movement5.1%
Banks Industry Average Movement4.6%
Market Average Movement6.3%
10% most volatile stocks in IN Market9.1%
10% least volatile stocks in IN Market4.3%

Stable Share Price: UTKARSHBNK has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: UTKARSHBNK's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
200916,081Govind Singhwww.utkarsh.bank

Utkarsh Small Finance Bank Limited provides banking and financial services in India. The company offers savings account, and fixed, recurring, and tax saver fixed deposits; debit, credit, and other cards; home, LAP retail, personal, gold, and other loans; life and general insurance; investment products; and remittance, bill payment, locker facility, overdraft facility against fixed deposits, ATM and branch banking, corporate net banking, and internet and mobile banking services. It also provides current, institutional, and escrow banking accounts; micro banking group, MSME, wholesale, micro banking business, commercial vehicle and construction equipment, and other loans; life, health, and general insurance; various investment products; and inward and outward remittance, bill payment, ATM, and internet and mobile banking services for business customers.

Utkarsh Small Finance Bank Limited Fundamentals Summary

How do Utkarsh Small Finance Bank's earnings and revenue compare to its market cap?
UTKARSHBNK fundamental statistics
Market cap₹33.60b
Earnings (TTM)₹4.65b
Revenue (TTM)₹20.49b

7.2x

P/E Ratio

1.1x

P/B Ratio

Is UTKARSHBNK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UTKARSHBNK income statement (TTM)
Revenue₹20.49b
Cost of Revenue₹0
Gross Profit₹20.49b
Other Expenses₹15.85b
Earnings₹4.65b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.22
Gross Margin100.00%
Net Profit Margin22.67%
Debt/Equity Ratio63.9%

How did UTKARSHBNK perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

12%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 18:51
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Utkarsh Small Finance Bank Limited is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Renish BhuvaICICI Securities Ltd.
Sanjeev PrasadKotak Securities (Institutional Equities)
Ashlesh SonjeKotak Securities (Institutional Equities)