UTKARSHBNK Share Price Performance
₹14.52
-9.95 (-40.66%)
43.1% undervalued intrinsic discount
₹25.50
Fair Value
Price ₹14.52
AnalystConsensusTarget ₹25.50
Fair Value₹20.00
Share Pricen/a
Narrative Update • Jun 26
Utkarsh Small Finance Bank Limited Stock Price
- 1 Narratives written by author
- 0 Comments on narratives written by author
- 26 Fair Values set on narratives written by author
UTKARSHBNK Community Narratives
AN
Fair Value
·Fair Value ₹20 27.4% undervalued intrinsic discount
Secured Lending Expansion And Digital Transformation Will Drive Stronger Long Term Bank Performance
0users have liked this narrative
0users have commented on this narrative
2users have followed this narrative
Secured Lending Expansion And Digital Transformation Will Drive Stronger Long Term Bank Performance
Utkarsh Small Finance Bank is trying to move away from riskier microloans by growing more backed-by-collateral lending and modernizing how it approves and collects loans. The upside is steadier profits and cheaper funding if the shift works, but stressed older loans and heavy exposure to a few states could still keep losses high.Read more
AN
₹20
27.4% undervalued intrinsic discount
Fair Value
Profit Margin
16.17%
Future PE
10.18x
Price in 2029
₹29.2
Trending Discussion
Recently Updated Narratives
AN
UTKARSHBNK: Upcoming Board Moves And Bond Issue Will Support Future Upside
Fair Value: ₹20 27.4% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Utkarsh Small Finance Bank Limited Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
- -6.47
- 100.00%
- -333.86%
- 101.9%
About UTKARSHBNK
- Founded
- 2009
- Employees
- 19779
- CEO
- WebsiteView website
Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; locker facilities; digital products; investment products; joint liability group, business, MSME, commercial vehicle and construction equipment, gold, personal, home and other loans; overdraft against fixed deposit, wholesale lending, LAP retail, and Micro LAP; inward and outward remittance; and bill payment services. It also provides ATM, branch, internet, and mobile banking services; micro and wholesale banking services; mutual funds; and life, health, and general insurance. The company was founded in 2009 and is headquartered in Varanasi, India. Utkarsh Small Finance Bank Limited is a subsidiary of Utkarsh CoreInvest Limited.
