Utkarsh Small Finance Bank Past Earnings Performance
Past criteria checks 2/6
Utkarsh Small Finance Bank has been growing earnings at an average annual rate of 33.1%, while the Banks industry saw earnings growing at 41.3% annually. Revenues have been growing at an average rate of 28.9% per year. Utkarsh Small Finance Bank's return on equity is 16.7%, and it has net margins of 25.5%.
Key information
33.1%
Earnings growth rate
25.1%
EPS growth rate
| Banks Industry Growth | 38.0% |
| Revenue growth rate | 28.9% |
| Return on equity | 16.7% |
| Net Margin | 25.5% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Utkarsh Small Finance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 19,483 | 4,976 | 7,370 | 0 |
| 31 Dec 23 | 18,079 | 4,718 | 9,067 | 0 |
| 30 Sep 23 | 17,245 | 4,492 | 8,727 | 0 |
| 30 Jun 23 | 16,225 | 4,225 | 8,346 | 0 |
| 31 Mar 23 | 15,276 | 4,045 | 7,912 | 0 |
| 31 Dec 22 | 13,570 | 3,191 | 6,986 | 0 |
| 30 Sep 22 | 10,973 | 2,010 | 6,644 | 0 |
| 30 Jun 22 | 9,773 | 1,345 | 6,245 | 0 |
| 31 Mar 22 | 7,725 | 615 | 5,900 | 0 |
| 31 Dec 21 | 7,229 | 267 | 5,163 | 0 |
| 30 Sep 21 | 7,259 | 716 | 4,858 | 0 |
| 30 Jun 21 | 7,010 | 893 | 4,341 | 0 |
| 31 Mar 21 | 6,965 | 1,118 | 4,406 | 0 |
| 31 Dec 20 | 6,937 | 1,338 | 3,561 | 0 |
| 30 Sep 20 | 6,493 | 1,492 | 4,563 | 0 |
| 30 Jun 20 | 6,562 | 1,680 | 4,181 | 0 |
| 31 Mar 20 | 7,269 | 1,867 | 3,798 | 0 |
| 31 Dec 19 | 6,643 | 1,682 | 4,272 | 0 |
| 30 Sep 19 | 5,563 | 1,498 | 2,876 | 0 |
| 30 Jun 19 | 4,884 | 1,218 | 2,711 | 0 |
| 31 Mar 19 | 4,202 | 939 | 2,647 | 0 |
| 31 Dec 18 | 3,484 | 584 | 1,756 | 0 |
| 30 Sep 18 | 2,995 | 229 | 1,749 | 0 |
| 30 Jun 18 | 2,360 | -201 | 1,749 | 0 |
| 31 Mar 18 | 1,725 | -630 | 1,749 | 0 |
| 31 Mar 17 | 2,384 | 290 | 1,653 | 0 |
Quality Earnings: UTKARSHBNK has high quality earnings.
Growing Profit Margin: UTKARSHBNK's current net profit margins (25.5%) are lower than last year (26.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UTKARSHBNK's earnings have grown significantly by 33.1% per year over the past 5 years.
Accelerating Growth: UTKARSHBNK's earnings growth over the past year (23%) is below its 5-year average (33.1% per year).
Earnings vs Industry: UTKARSHBNK earnings growth over the past year (23%) did not outperform the Banks industry 38.7%.
Return on Equity
High ROE: UTKARSHBNK's Return on Equity (16.7%) is considered low.