Analysts Have Been Trimming Their Fino Payments Bank Limited (NSE:FINOPB) Price Target After Its Latest Report

Last week, you might have seen that Fino Payments Bank Limited (NSE:FINOPB) released its full-year result to the market. The early response was not positive, with shares down 2.6% to ₹246 in the past week. Fino Payments Bank reported in line with analyst predictions, delivering revenues of ₹17b and statutory earnings per share of ₹11.08, suggesting the business is executing well and in line with its plan. Earnings are an important time for investors, as they can track a company's performance, look at what the analysts are forecasting for next year, and see if there's been a change in sentiment towards the company. With this in mind, we've gathered the latest statutory forecasts to see what the analysts are expecting for next year.

Our free stock report includes 1 warning sign investors should be aware of before investing in Fino Payments Bank. Read for free now.

After the latest results, the twin analysts covering Fino Payments Bank are now predicting revenues of ₹21.3b in 2026. If met, this would reflect a major 22% improvement in revenue compared to the last 12 months. Per-share earnings are expected to swell 20% to ₹13.33. Before this earnings report, the analysts had been forecasting revenues of ₹21.4b and earnings per share (EPS) of ₹13.74 in 2026. So it looks like there's been a small decline in overall sentiment after the recent results - there's been no major change to revenue estimates, but the analysts did make a minor downgrade to their earnings per share forecasts.

See our latest analysis for Fino Payments Bank

The average price target fell 9.2% to ₹345, with reduced earnings forecasts clearly tied to a lower valuation estimate.

Of course, another way to look at these forecasts is to place them into context against the industry itself. The analysts are definitely expecting Fino Payments Bank's growth to accelerate, with the forecast 22% annualised growth to the end of 2026 ranking favourably alongside historical growth of 18% per annum over the past five years. Compare this with other companies in the same industry, which are forecast to see a revenue decline of 1.5% annually. It seems obvious that as part of the brighter growth outlook, Fino Payments Bank is expected to grow faster than the wider industry.

The Bottom Line

The biggest concern is that the analysts reduced their earnings per share estimates, suggesting business headwinds could lay ahead for Fino Payments Bank. Fortunately, they also reconfirmed their revenue estimates, suggesting that it's tracking in line with expectations. Their estimates also suggest that Fino Payments Bank's revenue is expected to perform better than the wider industry. Furthermore, the analysts also cut their price targets, suggesting that the latest news has led to greater pessimism about the intrinsic value of the business.

With that in mind, we wouldn't be too quick to come to a conclusion on Fino Payments Bank. Long-term earnings power is much more important than next year's profits. We have analyst estimates for Fino Payments Bank going out as far as 2028, and you can see them free on our platform here.

Before you take the next step you should know about the 1 warning sign for Fino Payments Bank that we have uncovered.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.