IPFL Stock Overview
Provides consumer credit in Europe and Mexico. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
International Personal Finance plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£1.33 |
| 52 Week High | UK£1.65 |
| 52 Week Low | UK£0.99 |
| Beta | 1.31 |
| 11 Month Change | -5.34% |
| 3 Month Change | -17.52% |
| 1 Year Change | 10.83% |
| 33 Year Change | 1.37% |
| 5 Year Change | -5.94% |
| Change since IPO | -49.49% |
Recent News & Updates
Recent updates
Shareholder Returns
| IPFL | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | 0.8% | -1.6% | 0.7% |
| 1Y | 10.8% | 0.6% | 6.1% |
Return vs Industry: IPFL exceeded the UK Consumer Finance industry which returned 0.6% over the past year.
Return vs Market: IPFL exceeded the UK Market which returned 6.1% over the past year.
Price Volatility
| IPFL volatility | |
|---|---|
| IPFL Average Weekly Movement | 3.1% |
| Consumer Finance Industry Average Movement | 6.2% |
| Market Average Movement | 4.7% |
| 10% most volatile stocks in GB Market | 10.4% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: IPFL has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: IPFL's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1997 | 8,279 | Gerard Ryan | www.ipfin.co.uk |
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers credit products, such as online payment transaction; revolving credit line; digital installment loans; credit card; hybrid loans; and home credit installment loans. It also offers medical and life insurances.
International Personal Finance plc Fundamentals Summary
| IPFL fundamental statistics | |
|---|---|
| Market cap | UK£289.90m |
| Earnings (TTM) | UK£49.00m |
| Revenue (TTM) | UK£759.50m |
5.9x
P/E Ratio0.4x
P/S RatioIs IPFL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IPFL income statement (TTM) | |
|---|---|
| Revenue | UK£759.50m |
| Cost of Revenue | UK£144.50m |
| Gross Profit | UK£615.00m |
| Other Expenses | UK£566.00m |
| Earnings | UK£49.00m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Feb 26, 2025
| Earnings per share (EPS) | 0.23 |
| Gross Margin | 80.97% |
| Net Profit Margin | 6.45% |
| Debt/Equity Ratio | 113.3% |
How did IPFL perform over the long term?
See historical performance and comparison