International Personal Finance Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

BATS-CHIXE:IPFL Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
28 Jun 24	BuyUK£20,002	Gary Thompson	Individual	15,700	UK£1.27
10 Jun 24	BuyUK£11,811	Aileen Wallace	Individual	9,489	UK£1.24
02 Apr 24	BuyUK£18,636	Aileen Wallace	Individual	16,903	UK£1.10

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of IPFL?
Owner Type	Number of Shares	Ownership Percentage
Public Companies	136,001	0.0626%
Private Companies	295,196	0.136%
Employee Share Scheme	918,796	0.423%
Individual Insiders	16,264,184	7.49%
General Public	40,226,766	18.5%
Institutions	159,316,346	73.4%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 76% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
12.2%	Schroder Investment Management Limited	26,567,039	UK£33.5m	10.2%	0.03%
10.7%	Aberforth Partners LLP	23,278,844	UK£29.3m	-19.5%	1.49%
8.31%	Artemis Investment Management LLP	18,043,747	UK£22.7m	1%	0.11%
6.49%	Hendrik Van Heijst	14,085,000	UK£17.7m	0%	no data
5.81%	abrdn plc	12,618,494	UK£15.9m	0.98%	0.02%
5.36%	Janus Henderson Group plc	11,642,042	UK£14.7m	0%	0.01%
5.05%	J O Hambro Capital Management Limited	10,958,363	UK£13.8m	-1.43%	0.15%
4.99%	Marathon Asset Management Limited	10,826,188	UK£13.6m	0.7%	0.11%
4.72%	Castlefield Investments	10,250,000	UK£12.9m	-6.82%	2.04%
2.73%	Dimensional Fund Advisors LP	5,930,377	UK£7.5m	-0.6%	no data
1.87%	BlackRock, Inc.	4,052,043	UK£5.1m	-9.84%	no data
1.51%	Legal & General Investment Management Limited	3,272,700	UK£4.1m	-0.16%	no data
1.08%	UBS Asset Management AG	2,354,874	UK£3.0m	16.3%	no data
0.67%	Gerard Ryan	1,460,466	UK£1.8m	0%	no data
0.58%	The Vanguard Group, Inc.	1,265,337	UK£1.6m	0%	no data
0.58%	HBOS Investment Fund Managers Limited	1,263,636	UK£1.6m	-5.58%	0.01%
0.44%	Merrill Lynch & Co. Inc., Banking Investments	962,604	UK£1.2m	11.1%	no data
0.44%	Acadian Asset Management LLC	952,266	UK£1.2m	0%	no data
0.42%	International Personal Finance Plc, Employee Benefit Trust	918,796	UK£1.2m	-11.9%	no data
0.42%	River Global Investors LLP	905,803	UK£1.1m	48.1%	0.07%
0.38%	Swedbank Robur Fonder AB	831,215	UK£1.0m	-0.28%	no data
0.31%	Goldman Sachs Group, Investment Banking and Securities Investments	670,952	UK£845.4k	19.1%	no data
0.31%	Dowgate Wealth Limited	668,000	UK£841.7k	42.7%	0.64%
0.3%	JPMorgan Chase & Co, Brokerage and Securities Investments	655,888	UK£826.4k	3.47%	no data
0.28%	Cape Wrath Capital	614,662	UK£774.5k	47.1%	4.91%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 06:15
End of Day Share Price	2024/12/20 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

International Personal Finance plc is covered by 22 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Graham Webster	Arden Partners Plc.
Prasaanna Jeyanandhan	Berenberg
Martin Price	BofA Global Research