UNI Stock Overview
Engages in retail banking business in Spain. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
Unicaja Banco, S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €1.25 |
| 52 Week High | €1.38 |
| 52 Week Low | €0.83 |
| Beta | 0.91 |
| 1 Month Change | 1.46% |
| 3 Month Change | 6.10% |
| 1 Year Change | 39.89% |
| 3 Year Change | 48.08% |
| 5 Year Change | 33.26% |
| Change since IPO | 7.01% |
Recent News & Updates
Shareholder Returns
| UNI | ES Banks | ES Market | |
|---|---|---|---|
| 7D | -3.8% | -4.7% | -2.2% |
| 1Y | 39.9% | 20.8% | 11.0% |
Return vs Industry: UNI exceeded the Spanish Banks industry which returned 20.8% over the past year.
Return vs Market: UNI exceeded the Spanish Market which returned 11% over the past year.
Price Volatility
| UNI volatility | |
|---|---|
| UNI Average Weekly Movement | 4.6% |
| Banks Industry Average Movement | 4.3% |
| Market Average Movement | 3.2% |
| 10% most volatile stocks in ES Market | 5.8% |
| 10% least volatile stocks in ES Market | 0.6% |
Stable Share Price: UNI's share price has been volatile over the past 3 months compared to the Spanish market.
Volatility Over Time: UNI's weekly volatility (5%) has been stable over the past year, but is still higher than 75% of Spanish stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 7,572 | Isidro Gil | www.unicajabanco.com/es |
Unicaja Banco, S.A. engages in retail banking business in Spain. It offers current and savings accounts; term deposits; mortgage loans; personal and secured loans; credit facilities; investment funds; and insurance products and pension funds. The company also offers commercial banking products and related financial services to retail customers and corporates.
Unicaja Banco, S.A. Fundamentals Summary
| UNI fundamental statistics | |
|---|---|
| Market cap | €3.17b |
| Earnings (TTM) | €425.85m |
| Revenue (TTM) | €1.61b |
7.5x
P/E Ratio0.5x
P/B RatioIs UNI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UNI income statement (TTM) | |
|---|---|
| Revenue | €1.61b |
| Cost of Revenue | €0 |
| Gross Profit | €1.61b |
| Other Expenses | €1.18b |
| Earnings | €425.85m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.17 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.46% |
| Debt/Equity Ratio | 80.3% |
How did UNI perform over the long term?
See historical performance and comparisonDividends
4.0%
Current Dividend Yield33%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:09 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Unicaja Banco, S.A. is covered by 30 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Carlos Peixoto | Banco BPI, S.A. |
| null null | Banco de Sabadell. S.A. |
| Javier Esteban Lario | Banco de Sabadell. S.A. |