Unicaja Banco Balance Sheet Health
Financial Health criteria checks 4/6
Unicaja Banco has total assets of €97.2B and total equity of €6.6B. Total deposits are €73.7B, and total loans are €52.4B.
Key information
14.6x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €73.70b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €2.67b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UNI's Assets to Equity ratio (14.6x) is moderate.
Allowance for Bad Loans: UNI has a low allowance for bad loans (64%).
Low Risk Liabilities: 81% of UNI's liabilities are made up of primarily low risk sources of funding.
Loan Level: UNI has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: UNI's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: UNI has a high level of bad loans (3%).