Unicaja Banco Balance Sheet Health
Financial Health criteria checks 4/6
Unicaja Banco has total assets of €93.6B and total equity of €6.9B. Total deposits are €76.8B, and total loans are €49.8B.
Key information
13.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €76.78b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €9.06b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UNI's Assets to Equity ratio (13.6x) is moderate.
Allowance for Bad Loans: UNI has a low allowance for bad loans (66%).
Low Risk Liabilities: 89% of UNI's liabilities are made up of primarily low risk sources of funding.
Loan Level: UNI has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: UNI's Loans to Deposits ratio (65%) is appropriate.
Level of Bad Loans: UNI has a high level of bad loans (2.7%).