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Unicaja Banco, S.A. Stock Price

BME:UNI Community·€5.9b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 7 Fair Values set on narratives written by author

UNI Share Price Performance

€2.30
1.22 (112.58%)
17.7% undervalued intrinsic discount
€2.79
Fair Value
€2.30
1.22 (112.58%)
20.8% undervalued intrinsic discount
€2.90
Fair Value
Price €2.30
AnalystHighTarget €2.90
AnalystConsensusTarget €2.02
AnalystLowTarget €1.60

UNI Community Narratives

AnalystHighTarget·
Fair Value €2.79 17.7% undervalued intrinsic discount

Digitalization And Economic Convergence In Southern Europe Will Expand Opportunities

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AnalystConsensusTarget·
Fair Value €2.1 9.3% overvalued intrinsic discount

Overvalued Assumptions Will Crumble As Margins Decline

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AnalystLowTarget·
Fair Value €1.6 43.6% overvalued intrinsic discount

Digital Banking Shifts And Spain Demographics Will Erode Profit Margins

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Recent UNI News & Updates

Unicaja Banco, S.A. Key Details

€2.0b

Revenue

€0

Cost of Revenue

€2.0b

Gross Profit

€1.4b

Other Expenses

€609.6m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Oct 31, 2025
Earnings per share (EPS)
0.24
Gross Margin
100.00%
Net Profit Margin
30.61%
Debt/Equity Ratio
138.0%

Unicaja Banco, S.A. Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Solid track record with adequate balance sheet and pays a dividend.

2 Risks
2 Rewards

About UNI

Founded
1991
Employees
7576
CEO
Isidro Gil
WebsiteView website
www.unicajabanco.com

Unicaja Banco, S.A. engages in the retail banking business in Spain. The company offers current, savings, young person, and payment accounts; term deposits; debit, business, and credit cards; mortgages; study, eco-mobility, mobility vehicle, reform, and home loans; and home, car, health, accident, funeral, company and agro uni, company health, SME and retail damage, corporate liability, agricultural, and life insurance products. It also provides pension plans; investment funds; bill and tax payment, and collection management services; payments; POS products; short-term and medium/long-term financing; ATM, foreign trade facility, and currency management and exchange services; private and personal banking services; and digital and mobile banking services. The company was founded in 1991 and is headquartered in Málaga, Spain.

Market Insight

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Spanish Market Performance

  • 7 Days: 0.5%
  • 3 Months: 7.7%
  • 1 Year: 25.1%
  • Year to Date: 27.1%
The Information Technology sector gained 3.2% while the market remained flat over the last week. More promisingly, the market is up 25% over the past year. As for the next few years, earnings are expected to grow by 5.0% per annum. Market details ›