Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides retail and wholesale banking, asset management, and private banking services. More Details
Adequate balance sheet with moderate growth potential.
Share Price & News
How has Banco Bilbao Vizcaya Argentaria's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BBVA is more volatile than 75% of Spanish stocks over the past 3 months, typically moving +/- 9% a week.
Volatility Over Time: BBVA's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of Spanish stocks.
7 Day Return
1 Year Return
Return vs Industry: BBVA exceeded the Spanish Banks industry which returned -24.9% over the past year.
Return vs Market: BBVA underperformed the Spanish Market which returned -9.4% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Banco Bilbao Vizcaya Argentaria's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall StA Look At Banco Bilbao Vizcaya Argentaria's (BME:BBVA) Share Price Returns
5 months ago | Simply Wall StIs Now An Opportune Moment To Examine Banco Bilbao Vizcaya Argentaria, S.A. (BME:BBVA)?
7 months ago | Simply Wall StIntroducing Banco Bilbao Vizcaya Argentaria (BME:BBVA), The Stock That Tanked 71%
Is Banco Bilbao Vizcaya Argentaria undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: BBVA (€3.96) is trading above our estimate of fair value (€1.47)
Significantly Below Fair Value: BBVA is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BBVA is unprofitable, so we can't compare its PE Ratio to the ES Banks industry average.
PE vs Market: BBVA is unprofitable, so we can't compare its PE Ratio to the Spanish market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BBVA's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BBVA is overvalued based on its PB Ratio (0.6x) compared to the ES Banks industry average (0.4x).
How is Banco Bilbao Vizcaya Argentaria forecast to perform in the next 1 to 3 years based on estimates from 22 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BBVA is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1.3%).
Earnings vs Market: BBVA is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: BBVA's is expected to become profitable in the next 3 years.
Revenue vs Market: BBVA's revenue is expected to decline over the next 3 years (-3.2% per year).
High Growth Revenue: BBVA's revenue is forecast to decline over the next 3 years (-3.2% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BBVA's Return on Equity is forecast to be low in 3 years time (7%).
How has Banco Bilbao Vizcaya Argentaria performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BBVA is currently unprofitable.
Growing Profit Margin: BBVA is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: BBVA is unprofitable, and losses have increased over the past 5 years at a rate of 5.7% per year.
Accelerating Growth: Unable to compare BBVA's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: BBVA is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-44%).
Return on Equity
High ROE: BBVA has a negative Return on Equity (1.36%), as it is currently unprofitable.
How is Banco Bilbao Vizcaya Argentaria's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BBVA's Assets to Equity ratio (15x) is moderate.
Allowance for Bad Loans: BBVA has a low allowance for bad loans (87%).
Low Risk Liabilities: 68% of BBVA's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBVA has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: BBVA's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: BBVA has a high level of bad loans (3.9%).
What is Banco Bilbao Vizcaya Argentaria current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BBVA's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BBVA's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BBVA's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BBVA's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: BBVA is not paying a notable dividend for the Spanish market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BBVA's dividend in 3 years as they are not forecast to pay a notable one for the Spanish market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Onur Genc (46 yo)
Mr. Onur Genç is Chief Executive Officer of BBVA Group. Mr. Genç has been Director at Banco Bilbao Vizcaya Argentaria, SA - Sucursal em Portugal since December 20, 2018 and is its Chief Executive Officer. ...
CEO Compensation Analysis
Compensation vs Market: Onur's total compensation ($USD0.00) is below average for companies of similar size in the Spanish market ($USD3.53M).
Compensation vs Earnings: Insufficient data to compare Onur's compensation with company performance.
|Group Executive Chairman||1.92yrs||€2.79m||0.012% |
|CEO & Director||1.92yrs||€2.81m||0.0049% |
|Chief Financial Officer||5.83yrs||no data||0.0070% |
|Global Head of Corporate & Investment Banking||1.92yrs||no data||0.0028% |
|Head of Global Finance||no data||no data||no data|
|Global Head of Shareholder & IR||no data||no data||no data|
|Global Head of Legal||1.92yrs||no data||0.0015% |
|Global Head of Communications & Responsible Business||5.5yrs||no data||no data|
|Head of Human Resources & Services||11.17yrs||no data||no data|
|Head of International Subsidiaries Structure - GA&IM||no data||no data||no data|
|Head of BBVA Foundation||no data||no data||no data|
|Head of Open Architecture Platform Quality Funds||11yrs||no data||no data|
Experienced Management: BBVA's management team is seasoned and experienced (5.5 years average tenure).
|Group Executive Chairman||1.92yrs||€2.79m||0.012% |
|CEO & Director||1.92yrs||€2.81m||0.0049% |
|Independent Director||4.67yrs||€172.00k||0.00015% |
|External Independent Director||20.83yrs||€341.00k||0.00058% |
|External Independent Director||18.5yrs||€448.00k||0.00041% |
|Independent Director||6.67yrs||€254.00k||no data|
|Independent Director||8.67yrs||€349.00k||no data|
|Lead Independent Director||1.58yrs||€494.00k||no data|
|Independent Deputy Chair of the Board||1.58yrs||€484.00k||0.00016% |
|Independent Director||2.67yrs||€240.00k||no data|
|Independent Director||2.67yrs||€527.00k||no data|
|Independent Director||2.67yrs||€172.00k||no data|
Experienced Board: BBVA's board of directors are not considered experienced ( 2.7 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Banco Bilbao Vizcaya Argentaria, S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Banco Bilbao Vizcaya Argentaria, S.A.
- Ticker: BBVA
- Exchange: BME
- Founded: 1857
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €26.273b
- Shares outstanding: 6.64b
- Website: https://www.bbva.com
Number of Employees
- Banco Bilbao Vizcaya Argentaria, S.A.
- Plaza San Nicolás, 4
- Basque Country
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BBVX.F||OTCPK (Pink Sheets LLC)||Yes||Registered Shares||US||USD||Oct 1988|
|BVA||LSE (London Stock Exchange)||Yes||Registered Shares||GB||EUR||Oct 1988|
|BBVA||BME (Bolsas y Mercados Espanoles)||Yes||Registered Shares||ES||EUR||Oct 1988|
|BOY||DB (Deutsche Boerse AG)||Yes||Registered Shares||DE||EUR||Oct 1988|
|BBVA||BIT (Borsa Italiana)||Yes||Registered Shares||IT||EUR||Oct 1988|
|BBVA *||BMV (Bolsa Mexicana de Valores)||Yes||Registered Shares||MX||MXN||Oct 1988|
|BOY||XTRA (XETRA Trading Platform)||Yes||Registered Shares||DE||EUR||Oct 1988|
|BBVAE||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Registered Shares||GB||EUR||Oct 1988|
|BBVA||WBAG (Wiener Boerse AG)||Yes||Registered Shares||AT||EUR||Oct 1988|
|BBV||ENXTBR (Euronext Brussels)||Yes||Registered Shares||BE||EUR||Oct 1988|
|BBVA||NYSE (New York Stock Exchange)||ADS EACH REPR 1 ORD EUR0.49||US||USD||Dec 1988|
|BBVA||BVL (Bolsa de Valores de Lima)||ADS EACH REPR 1 ORD EUR0.49||PE||USD||Dec 1988|
|BBVA||DB (Deutsche Boerse AG)||ADS EACH REPR 1 ORD EUR0.49||DE||EUR||Dec 1988|
|BBVA||XTRA (XETRA Trading Platform)||ADS EACH REPR 1 ORD EUR0.49||DE||EUR||Dec 1988|
|0A2B||LSE (London Stock Exchange)||ADS EACH REPR 1 ORD EUR0.49||GB||USD||Dec 1988|
|BBV||BASE (Buenos Aires Stock Exchange)||CEDEAR EACH REPR 1 ADS||AR||ARS||Dec 2000|
Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides retail and wholesale banking, asset management, and private banking services. The company provides current and savings accoun...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/11/29 20:05|
|End of Day Share Price||2020/11/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.