Banco Bilbao Vizcaya Argentaria Management
Management criteria checks 3/4
Banco Bilbao Vizcaya Argentaria's CEO is Onur Genc, appointed in Dec 2018, has a tenure of 7.5 years. total yearly compensation is €7.33M, comprised of 29.7% salary and 70.3% bonuses, including company stock and options. directly owns 0.022% of the company’s shares, worth €23.65M. The average tenure of the management team and the board of directors is 7.5 years and 7.9 years respectively.
Key information
Onur Genc
Chief executive officer
€7.3m
Total compensation
| CEO salary percentage | 29.74% |
| CEO tenure | 7.5yrs |
| CEO ownership | 0.02% |
| Management average tenure | 7.5yrs |
| Board average tenure | 7.9yrs |
Recent management updates
Recent updates
Narrative Update • Jun 01
BBVA: Future Upside Will Depend On Execution And Capital Returns
Analysts now set a higher fair value estimate of €26.40 for Banco Bilbao Vizcaya Argentaria, up from €24.90. This reflects updated assumptions on revenue growth, profitability and future P/E following recent mixed price target revisions and rating changes across the Street.
Narrative Update • May 17
BBVA: Elevated Discount Rate And Execution Risks Will Likely Cap Share Price
Analysts have made a slight adjustment to the fair value estimate for Banco Bilbao Vizcaya Argentaria to €15.31. This reflects modest changes to the discount rate and earnings expectations, while recent price target moves, including JPMorgan's trim to €23.40 and RBC's lift to €20.50, show a mix of cautious and more neutral views on the stock.Narrative Update • May 02
BBVA: Rich Rating And Execution Risks Will Likely Limit Share Price Upside
Analysts have edged their average price target for Banco Bilbao Vizcaya Argentaria slightly higher to about €15.31 from roughly €15.19. This reflects updated views on risk assumptions and earnings multiples after a mix of recent target increases and downgrades across the Street.
Narrative Update • Apr 18
BBVA: Capital Returns And Mixed Street Views Will Shape Future Upside Potential
The analyst price target for Banco Bilbao Vizcaya Argentaria has been adjusted slightly lower to €20.97 from €21.12, as analysts factor in updated assumptions for discount rates, revenue growth, profit margins, and future P/E in light of mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria shows a mix of higher and lower price targets, alongside changes in ratings, as analysts reassess where the shares should trade based on updated views of valuation and execution risk.Narrative Update • Apr 04
BBVA: Share Buybacks And Cash Returns Will Support Future Upside
Narrative Update The updated analyst price target for Banco Bilbao Vizcaya Argentaria edges slightly lower to about €21.12. This reflects minor tweaks to inputs such as discount rate and forward P/E as analysts digest a mix of recent target increases and small reductions across the Street.Narrative Update • Mar 20
BBVA: Buybacks And Cash Returns Will Support Medium Term Stability
Analysts have lifted the implied fair value for Banco Bilbao Vizcaya Argentaria to about €21.13 from €19.14, reflecting updated revenue and discount rate assumptions, alongside a mix of recent price target tweaks and rating shifts across the Street. Analyst Commentary Recent Street updates on Banco Bilbao Vizcaya Argentaria show a mix of higher and lower price targets, as well as rating changes, which feed into the refreshed implied fair value of about €21.13.Narrative Update • Mar 06
BBVA: Higher Implied Upside Hinges On Execution And AI Alliance
Our updated narrative on Banco Bilbao Vizcaya Argentaria reflects a higher implied price target, rising from about €18.50 to roughly €24.90, in line with analysts revising their BBVA targets higher and supporting the change with adjusted growth, margin and P/E assumptions. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria has centered on a series of price target changes and rating actions that feed into how the market is thinking about valuation and execution risk.Narrative Update • Feb 20
BBVA: Diverging Ratings And Execution Risks Will Likely Cap Future Upside
Narrative Update Analysts have nudged their price target on Banco Bilbao Vizcaya Argentaria higher to about €15.19 from roughly €14.80. This reflects updated assumptions on growth, margins and a slightly lower future P/E, supported by recent mixed but generally constructive street research, including target changes and rating updates from several major banks.Narrative Update • Feb 06
BBVA: AI Alliance And Diverging Ratings Will Likely Fail To Sustain Upside
Analysts have nudged up their fair value estimate for Banco Bilbao Vizcaya Argentaria to €14.80 from about €14.73, reflecting updated assumptions around discount rates, revenue growth, and future P/E multiples following a mix of recent target hikes and rating changes in Street research. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria has been mixed, with upbeat target moves sitting alongside more cautious rating changes.Narrative Update • Jan 22
BBVA: AI Alliance And Buybacks Will Likely Fail To Justify Bullish Expectations
Narrative Update: Banco Bilbao Vizcaya Argentaria (BBVA) The analyst price target for BBVA has been raised from €14.00 to about €14.73, with analysts pointing to firmer profit margin expectations and supportive recent research that includes higher price targets and renewed positive ratings on the shares. Analyst Commentary Recent research on BBVA has leaned positive overall, with several large banks lifting their views on the name and reaffirming constructive stances on the stock.Narrative Update • Jan 08
BBVA: Growth Markets And AI Partnership Will Support Medium-Term Stability
Analysts have lifted their price target on Banco Bilbao Vizcaya Argentaria to €19.14 from €18.65, reflecting updated assumptions for slightly higher revenue growth, a modestly lower discount rate, and a higher future P/E multiple, consistent with recent upward target revisions from several research firms. Analyst Commentary Street research has recently focused on updated price targets and refreshed coverage for Banco Bilbao Vizcaya Argentaria, giving you a clearer view of how professionals are thinking about valuation, growth potential, and execution risks.Narrative Update • Dec 16
BBVA Future Share Buybacks And Dividend Payouts Will Likely Disappoint
The analyst price target for Banco Bilbao Vizcaya Argentaria has been raised from EUR 12.38 to EUR 14.00 as analysts factor in stronger expected revenue growth, slightly higher future profitability and earnings multiples supported by the bank's exposure to faster growing markets. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria highlights a broadly constructive stance on the stock, with multiple Buy ratings and successive price target upgrades reflecting confidence in the bank's revenue trajectory and earnings power.Narrative Update • Dec 02
BBVA: Diversified Exposure And Digital Expansion Will Support Medium-Term Stability
The analyst price target for Banco Bilbao Vizcaya Argentaria has increased slightly from €18.37 to €18.65. Analysts cite sustained core revenue growth and the group's diversified exposure as key drivers for their positive outlook.Narrative Update • Nov 17
BBVA: Revenue Momentum And Expanding Digital Presence Will Drive Mid-Term Performance
The analyst price target for Banco Bilbao Vizcaya Argentaria has been increased from €17.45 to €18.37, reflecting analysts' expectations for improved revenue growth and profitability. This outlook is driven by the bank's diverse geographic exposure and ongoing market momentum.Narrative Update • Nov 01
BBVA: Earnings Momentum And Digital Banking Expansion Will Shape Outlook
The analyst price target for Banco Bilbao Vizcaya Argentaria has increased modestly to €17.45. Analysts cite improving capital returns, sustained earnings momentum, and strategic optionality as supporting factors for the upward revision.Narrative Update • Oct 18
Emerging Markets And Digital Transformation Will Unlock Value
Banco Bilbao Vizcaya Argentaria's analyst price target has been revised upward from €16.69 to €16.90. Analysts cite ongoing earnings momentum, a favorable valuation, and above-average capital returns in their updated outlook.Narrative Update • Oct 04
Emerging Markets And Digital Transformation Will Unlock Value
Banco Bilbao Vizcaya Argentaria's analyst price target has increased from €16.22 to €16.69. This reflects analysts' expectations for stronger revenue growth, higher profit margins, and a reduced discount rate following recent favorable research updates.Narrative Update • Sep 19
Emerging Markets And Digital Transformation Will Unlock Value
Analysts raised BBVA's price target to €16.22, citing strong Q2 earnings momentum, enhanced capital return potential, and undemanding valuation, reflecting increased confidence in the bank’s earnings trajectory and strategic execution. Analyst Commentary Bullish analysts cite strong Q2 earnings momentum as a key driver for upward price target revisions.Analysis Article • Jul 01
With EPS Growth And More, Banco Bilbao Vizcaya Argentaria (BME:BBVA) Makes An Interesting Case
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
New Narrative • Nov 07
BBVA's Tactical Growth And Efficiency Cast Light Amid Potential Risks From Currency And Regulatory Challenges
Strategic expansion in Spain and Mexico with strong loan growth in key segments supports future revenue growth and healthier net margins.CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | €10b |
| Dec 31 2025 | n/a | n/a | €10b |
| Sep 30 2025 | n/a | n/a | €10b |
| Jun 30 2025 | n/a | n/a | €10b |
| Mar 31 2025 | n/a | n/a | €10b |
| Dec 31 2024 | €7m | €2m | €10b |
| Sep 30 2024 | n/a | n/a | €9b |
| Jun 30 2024 | n/a | n/a | €9b |
| Mar 31 2024 | n/a | n/a | €8b |
| Dec 31 2023 | €7m | €2m | €8b |
| Sep 30 2023 | n/a | n/a | €7b |
| Jun 30 2023 | n/a | n/a | €7b |
| Mar 31 2023 | n/a | n/a | €7b |
| Dec 31 2022 | €7m | €2m | €6b |
| Sep 30 2022 | n/a | n/a | €6b |
| Jun 30 2022 | n/a | n/a | €5b |
| Mar 31 2022 | n/a | n/a | €4b |
| Dec 31 2021 | €6m | €2m | €4b |
| Sep 30 2021 | n/a | n/a | €4b |
| Jun 30 2021 | n/a | n/a | €4b |
| Mar 31 2021 | n/a | n/a | €3b |
| Dec 31 2020 | €4m | €2m | €3b |
| Sep 30 2020 | n/a | n/a | €2b |
| Jun 30 2020 | n/a | n/a | €2b |
| Mar 31 2020 | n/a | n/a | €3b |
| Dec 31 2019 | €5m | €2m | €4b |
Compensation vs Market: Onur's total compensation ($USD8.45M) is above average for companies of similar size in the Spanish market ($USD3.28M).
Compensation vs Earnings: Onur's compensation has been consistent with company performance over the past year.
CEO
Onur Genc (52 yo)
7.5yrs
Tenure
€7,327,000
Compensation
Mr. Onur Genc is Chief Executive Officer of BBVA Group. Mr. Genc has been Director at Banco Bilbao Vizcaya Argentaria, SA - Sucursal em Portugal since December 20, 2018 and is its Chief Executive Officer....
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President & Group Executive Chairman | 11.1yrs | €7.94m | 0.034% € 36.6m | |
| CEO & Executive Director | 7.5yrs | €7.33m | 0.022% € 23.7m | |
| Global Head of Finance & CFO | 2.9yrs | no data | 0.0064% € 6.9m | |
| Executive Director of Institutional Investor Relations | no data | no data | no data | |
| Global Head of Sustainability and Corporate & Investment Banking | 4.9yrs | no data | 0.0072% € 7.8m | |
| Global Head of Shareholder & Investor Relations | no data | no data | no data | |
| Global Head of Legal | 7.5yrs | no data | 0.0033% € 3.6m | |
| Global Head of Commercial Client Solutions | 4.9yrs | no data | 0.0068% € 7.3m | |
| Global Head of Talent & Culture | no data | no data | 0.0034% € 3.6m | |
| Global Head of Retail Client Solutions | 11.1yrs | no data | 0.0044% € 4.8m | |
| Global Head of Country Monitoring | 9.9yrs | no data | 0.0048% € 5.2m | |
| Head of Economic Analysis-BBVA Research | 9.8yrs | no data | no data |
7.5yrs
Average Tenure
56.5yo
Average Age
Experienced Management: BBVA's management team is seasoned and experienced (7.5 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President & Group Executive Chairman | 11.1yrs | €7.94m | 0.034% € 36.6m | |
| CEO & Executive Director | 7.5yrs | €7.33m | 0.022% € 23.7m | |
| External Independent Director | 6.3yrs | €172.00k | 0.049% € 53.1m | |
| Independent Director | 14.3yrs | €342.00k | no data | |
| Independent Director | 8.3yrs | €215.00k | no data | |
| External Independent Director | 2.3yrs | €218.00k | 0.0064% € 6.9m | |
| Independent Deputy Chair of the Board | 11.3yrs | €626.00k | 0.00019% € 205.6k | |
| Independent Director | 4.3yrs | €195.00k | no data | |
| Independent Director | 8.3yrs | €238.00k | no data | |
| Independent Director | 8.3yrs | €449.00k | no data | |
| Independent Director | 6.3yrs | €386.00k | 0.00018% € 194.8k | |
| Lead Independent Director | 6.3yrs | €512.00k | 0.00054% € 584.3k |
7.9yrs
Average Tenure
64yo
Average Age
Experienced Board: BBVA's board of directors are considered experienced (7.9 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/07 10:00 |
| End of Day Share Price | 2026/06/05 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banco Bilbao Vizcaya Argentaria, S.A. is covered by 35 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |