Banco de Sabadell, S.A. provides banking products and services to personal, business, and private customers in Spain and internationally. More Details
Adequate balance sheet with moderate growth potential.
Share Price & News
How has Banco de Sabadell's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: SAB is more volatile than 75% of Spanish stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: SAB's weekly volatility (6%) has been stable over the past year, but is still higher than 75% of Spanish stocks.
7 Day Return
1 Year Return
Return vs Industry: SAB exceeded the Spanish Banks industry which returned 90% over the past year.
Return vs Market: SAB exceeded the Spanish Market which returned 36.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Banco de Sabadell's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 months ago | Simply Wall StWhat Type Of Returns Would Banco de Sabadell's(BME:SAB) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
6 months ago | Simply Wall StHere's What Banco de Sabadell, S.A.'s (BME:SAB) Shareholder Ownership Structure Looks Like
7 months ago | Simply Wall StDoes Banco de Sabadell's (BME:SAB) CEO Salary Compare Well With Industry Peers?
Is Banco de Sabadell undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: SAB (€0.68) is trading above our estimate of fair value (€0.31)
Significantly Below Fair Value: SAB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: SAB is unprofitable, so we can't compare its PE Ratio to the Spanish Banks industry average.
PE vs Market: SAB is unprofitable, so we can't compare its PE Ratio to the Spanish market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate SAB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: SAB is good value based on its PB Ratio (0.3x) compared to the ES Banks industry average (0.7x).
How is Banco de Sabadell forecast to perform in the next 1 to 3 years based on estimates from 16 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: SAB is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1%).
Earnings vs Market: SAB is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: SAB's is expected to become profitable in the next 3 years.
Revenue vs Market: SAB's revenue (2% per year) is forecast to grow slower than the Spanish market (7.6% per year).
High Growth Revenue: SAB's revenue (2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: SAB's Return on Equity is forecast to be low in 3 years time (3.8%).
How has Banco de Sabadell performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SAB is currently unprofitable.
Growing Profit Margin: SAB is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: SAB is unprofitable, and losses have increased over the past 5 years at a rate of 25.6% per year.
Accelerating Growth: Unable to compare SAB's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: SAB is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-57%).
Return on Equity
High ROE: SAB has a negative Return on Equity (-0.11%), as it is currently unprofitable.
How is Banco de Sabadell's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: SAB's Assets to Equity ratio (19.4x) is moderate.
Allowance for Bad Loans: SAB has a low allowance for bad loans (58%).
Low Risk Liabilities: 83% of SAB's liabilities are made up of primarily low risk sources of funding.
Loan Level: SAB has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: SAB's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: SAB has a high level of bad loans (3.5%).
What is Banco de Sabadell current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate SAB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate SAB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if SAB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if SAB's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: SAB is not paying a notable dividend for the Spanish market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of SAB's dividend in 3 years as they are not forecast to pay a notable one for the Spanish market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Cesar Gonzalez-Bueno Wittgenstein (60 yo)
Mr. Cesar Gonzalez-Bueno Mayer Wittgenstein is Chief Executive Officer and Executive Director at Banco de Sabadell, S.A. since December 17, 2020. Mr. Wittgenstein has been Non-Executive Director at TSB Ban...
Experienced Management: SAB's management team is considered experienced (2.3 years average tenure).
Experienced Board: SAB's board of directors are considered experienced (6.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Banco de Sabadell, S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Banco de Sabadell, S.A.
- Ticker: SAB
- Exchange: BME
- Founded: 1881
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €3.799b
- Shares outstanding: 5.58b
- Website: https://www.bancsabadell.com
Number of Employees
- Banco de Sabadell, S.A.
- Avenida Óscar Esplá, 37
Banco de Sabadell, S.A. provides banking products and services to personal, business, and private customers in Spain and internationally. The company offers retail banking products, such as current and sav...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/16 00:57|
|End of Day Share Price||2021/05/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.