Banco de Sabadell (SAB) Stock Overview
Provides banking products and services in Spain, the United Kingdom, and Mexico. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
SAB Community Fair Values
Create NarrativeSee what 53 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Top Community Narratives
€3.6
FV
3.2% undervalued intrinsic discount10.47%
Revenue growth p.a.
28
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Banco de Sabadell, S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €3.40 |
| 52 Week High | €3.48 |
| 52 Week Low | €2.63 |
| Beta | 0.56 |
| 1 Month Change | 7.91% |
| 3 Month Change | 4.81% |
| 1 Year Change | 21.49% |
| 3 Year Change | 251.40% |
| 5 Year Change | 442.12% |
| Change since IPO | -29.17% |
Recent News & Updates
Recent updates
Narrative Update • May 01
SAB: Strong Asset Quality And Capital Generation Will Support Future Repricing
The updated analyst price target narrative for Banco de Sabadell reflects a small fair value adjustment from €4.32 to €4.31. Analysts attribute this to revised discount rate assumptions and slightly higher revenue growth and profit margin expectations informed by recent rating changes and target moves from major research houses.
Narrative Update • Apr 17
SAB: CEO Transition Will Expose Fragile Earnings And Margin Sustainability Risks
Analysts have made a small upward adjustment to the fair value estimate for Banco de Sabadell. The refined price target now reflects a slightly lower discount rate and modestly higher profit margin assumptions, in the wake of mixed recent research that includes both target increases up to €3.80 and trims to around €3.10.
Narrative Update • Apr 03
SAB: Asset Quality And Capital Strength Will Drive Future Share Performance
Analysts have trimmed the fair value estimate for Banco de Sabadell slightly to €3.46 from €3.48, reflecting a mix of recent price target cuts and downgrades, alongside supportive views on asset quality and capital generation. Analyst Commentary Bullish Takeaways Bullish analysts point to "strong" asset quality as a key support for the current fair value, suggesting the balance sheet is viewed as resilient by parts of the market.Narrative Update • Mar 20
SAB: Strong Asset Quality And Capital Generation Will Support Further Upside
The analyst price target for Banco de Sabadell has been revised to €4.32 from €4.00. Analysts point to strong asset quality, healthy capital generation and mixed recent rating changes across banks as key drivers of this update.Narrative Update • Mar 06
SAB: CEO Change Will Expose Overvaluation And Heighten Earnings Execution Risks
The analyst price target for Banco de Sabadell has edged higher, with recent moves such as Deutsche Bank's lift to €3.80 and other mixed target revisions reflecting analysts' focus on asset quality, capital generation, and updated assumptions around growth, margins, and future P/E multiples. Analyst Commentary Recent research has highlighted a mix of optimism and caution around Banco de Sabadell, with differing views on how sustainable current assumptions on asset quality, capital generation, and earnings visibility may be.Narrative Update • Feb 20
SAB: CEO Transition Will Intensify Concerns Over Rising Execution Risks
Analysts have nudged their fair value estimate for Banco de Sabadell slightly lower from about €2.64 to €2.62, reflecting a blend of recent Street price target moves, including Citi's trim to €3.10 and earlier target increases from both Citi and RBC, along with updated assumptions on growth, margins and future P/E. Analyst Commentary Recent research has shown a mixed but increasingly cautious tone around Banco de Sabadell, with some Bearish analysts trimming price targets and reassessing execution risks.Narrative Update • Feb 06
SAB: Dividend Yield And Fair Value Views Will Guide Share Performance
Our updated fair value estimate for Banco de Sabadell edges higher to €3.48 from €3.44. This reflects analysts' slightly higher price targets around €3.25 to €3.30 and the rationale that current trading levels are broadly in line with fair value, supported by modest tweaks to the discount rate, profit margin and future P/E assumptions.Narrative Update • Jan 22
SAB: Higher P E Expectations Will Struggle Against Rising Execution Risks
Analysts have inched their fair value estimate for Banco de Sabadell up from €2.48 to about €2.64, reflecting updated assumptions on discount rates, revenue trends, margins and future P/E multiples in the wake of recent price target revisions and rating changes across the Street. Analyst Commentary Street research around Banco de Sabadell has tilted more cautious recently, with several Bearish analysts adjusting ratings and targets in a way that signals growing focus on execution risk and upside limits at current levels.Narrative Update • Jan 07
SAB: Dividend Support Will Struggle To Offset Rising Execution Concerns
The analyst price target for Banco de Sabadell edges higher, with fair value moving from €2.38 to €2.48 as analysts factor in updated discount rates, revised expectations for revenue contraction and margins, and a price-to-earnings ratio closer to recent target moves around €2.80 to €3.50. Analyst Commentary Recent research points to a more balanced, and in some cases cautious, stance on Banco de Sabadell, even as headline price targets cluster between about €2.80 and €3.50.Narrative Update • Dec 15
SAB: Dividend Yield And Post Takeover Fair Value Will Shape Share Performance
Banco de Sabadell's analyst price target has edged higher to approximately EUR 3.44, up from around EUR 3.43 previously. Analysts point to slightly improved profit margin expectations and a still-supportive valuation backdrop, despite a cluster of neutral and sector-perform ratings around the EUR 3.00 to EUR 3.50 range.Narrative Update • Nov 30
SAB: Dividend Yield And Takeover Uncertainty Will Influence Share Price Ahead
Banco de Sabadell's analyst price target has been modestly raised to €3.43 from €3.41, as analysts note improved profit margin expectations and a more favorable revenue outlook, both of which support the updated valuation. Analyst Commentary Market opinion on Banco de Sabadell remains mixed, with analysts highlighting both strengths and several areas of concern regarding the bank’s near-term prospects and valuation.Narrative Update • Nov 16
SAB: Dividend Yield And Recent Deal Outcome Will Shape Share Performance
Banco de Sabadell's analyst price target has been raised from €3.34 to €3.41. Analysts cite improved revenue growth forecasts and valuation adjustments as key drivers of the updated outlook.Narrative Update • Oct 31
SAB: Dividend Yield And Takeover Dynamics Will Shape Future Performance
Analysts have slightly raised their fair value estimate for Banco de Sabadell from €3.33 to €3.34. This change reflects modest updates to profitability projections and consideration of revised price targets in recent research reports.Narrative Update • Oct 17
Focused Spanish Lending And Digital Progress Will Drive Future Resilience
Analysts have raised their fair value estimate for Banco de Sabadell from €3.27 to €3.33. They cite improved fundamentals and expectations of a higher takeover offer for BBVA as key factors behind the upward revision.Narrative Update • Oct 03
Focused Spanish Lending And Digital Progress Will Drive Future Resilience
Banco de Sabadell’s analyst price target has been raised from €3.19 to €3.27, as analysts cite incremental adjustments in fair value estimates along with ongoing strategic considerations surrounding its takeover negotiations and recent market performance. Analyst Commentary Recent street research on Banco de Sabadell has led to a more nuanced view among financial analysts, with divergent opinions emerging on the bank's valuation prospects and execution risks as takeover discussions continue.Narrative Update • Aug 27
Focused Spanish Lending And Digital Progress Will Drive Future Resilience
Despite a notable downgrade in revenue growth forecasts and a rise in the future P/E ratio, the consensus analyst price target for Banco de Sabadell has increased slightly from €3.11 to €3.19. What's in the News BBVA’s hostile takeover bid for Banco de Sabadell remains active after Spanish regulatory approval, but is subject to conditions requiring both banks to operate separately for at least three years.
New Narrative • Nov 19
Tactical Hedge Contributions And Asset Quality Propel A Bright Future For Banking Growth
Effective management of interest rate sensitivities and cost reductions could enhance net margins and profitability.Shareholder Returns
| SAB | ES Banks | ES Market | |
|---|---|---|---|
| 7D | 4.8% | 2.6% | 1.3% |
| 1Y | 21.5% | 44.8% | 23.4% |
Return vs Industry: SAB underperformed the Spanish Banks industry which returned 46.5% over the past year.
Return vs Market: SAB underperformed the Spanish Market which returned 24% over the past year.
Price Volatility
| SAB volatility | |
|---|---|
| SAB Average Weekly Movement | 4.1% |
| Banks Industry Average Movement | 4.2% |
| Market Average Movement | 3.9% |
| 10% most volatile stocks in ES Market | 6.8% |
| 10% least volatile stocks in ES Market | 1.0% |
Stable Share Price: SAB has not had significant price volatility in the past 3 months compared to the Spanish market.
Volatility Over Time: SAB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1881 | 18,482 | Marc Dulcet | www.grupbancsabadell.com |
Banco de Sabadell, S.A. provides banking products and services in Spain, the United Kingdom, and Mexico. The company offers retail banking products, including investment products and medium- and long-term finance, such as consumer loans, mortgages, leasing and rental services, as well as other short-term finance; and cards and insurance products to individuals for personal use. It also provides financial products and services comprising investment and financing products, which include working capital products, revolving loans, and medium- and long-term finance; and custom structured finance and capital market solutions, and specialized advice for businesses; and cards and PoS terminals, as well as import and export and personalized expert advice services to companies and self-employed persons.
Banco de Sabadell, S.A. Fundamentals Summary
| SAB fundamental statistics | |
|---|---|
| Market cap | €16.98b |
| Earnings (TTM) | €1.10b |
| Revenue (TTM) | €4.25b |
15.4x
P/E Ratio1.2x
P/B RatioIs SAB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SAB income statement (TTM) | |
|---|---|
| Revenue | €4.25b |
| Cost of Revenue | €0 |
| Gross Profit | €4.25b |
| Other Expenses | €3.15b |
| Earnings | €1.10b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.22 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.99% |
| Debt/Equity Ratio | 292.1% |
How did SAB perform over the long term?
See historical performance and comparisonDividends
7.8%
Current Dividend Yield51%
Payout RatioDoes SAB pay a reliable dividends?
See SAB dividend history and benchmarks| Banco de Sabadell dividend dates | |
|---|---|
| Ex Dividend Date | May 27 2026 |
| Dividend Pay Date | May 29 2026 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 3 days |
Does SAB pay a reliable dividends?
See SAB dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/25 16:00 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banco de Sabadell, S.A. is covered by 36 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |
| Thomas Andrew Rayner | Barclays |