Bankinter (BKT) Stock Overview
Provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
BKT Community Fair Values
Create NarrativeSee what 29 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Bankinter, S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €13.78 |
| 52 Week High | €15.07 |
| 52 Week Low | €10.82 |
| Beta | 0.059 |
| 1 Month Change | -0.86% |
| 3 Month Change | 4.28% |
| 1 Year Change | 23.64% |
| 3 Year Change | 139.32% |
| 5 Year Change | 216.20% |
| Change since IPO | 7,475.88% |
Recent News & Updates
Narrative Update • Jun 06
BKT: Blended P E Assumptions Will Shape Measured Future Re Rating Potential
Bankinter's analyst fair value has inched up to €15.37 from €15.35 as recent Street research blends modest price target increases and trims, with analysts citing updated views on discount rates, revenue growth, profit margins and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts have nudged their targets higher, with several upward adjustments in recent research pointing to confidence that the current share price leaves room relative to their implied fair values.Narrative Update • Apr 28
BKT: Asset Quality And Capital Strength Will Anchor Measured Future Re Rating Potential
Bankinter's updated analyst price target edges higher to about €15.35 from roughly €15.09, as analysts factor in their latest views on fair value, discount rate, revenue growth, profit margin and future P/E, along with a mix of recent target changes from Deutsche Bank, JPMorgan, RBC Capital and Citi. Analyst Commentary Recent research on Bankinter gives a mixed picture, with several firms adjusting price targets and at least one major upgrade on the rating side.Narrative Update • Apr 10
BKT: Asset Quality And Capital Strength Will Support Measured Future Upside
Bankinter's analyst price target has been adjusted slightly to about €15.09, with analysts pointing to resilient asset quality, healthy capital generation and updated P/E and growth assumptions as key supports for the new level. Analyst Commentary Bullish Takeaways Bullish analysts highlight strong asset quality as a key support for current P/E assumptions, which they see as consistent with the revised price targets around €15.09 to €15.80.Recent updates
Narrative Update • Jun 06
BKT: Blended P E Assumptions Will Shape Measured Future Re Rating Potential
Bankinter's analyst fair value has inched up to €15.37 from €15.35 as recent Street research blends modest price target increases and trims, with analysts citing updated views on discount rates, revenue growth, profit margins and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts have nudged their targets higher, with several upward adjustments in recent research pointing to confidence that the current share price leaves room relative to their implied fair values.Narrative Update • Apr 28
BKT: Asset Quality And Capital Strength Will Anchor Measured Future Re Rating Potential
Bankinter's updated analyst price target edges higher to about €15.35 from roughly €15.09, as analysts factor in their latest views on fair value, discount rate, revenue growth, profit margin and future P/E, along with a mix of recent target changes from Deutsche Bank, JPMorgan, RBC Capital and Citi. Analyst Commentary Recent research on Bankinter gives a mixed picture, with several firms adjusting price targets and at least one major upgrade on the rating side.Narrative Update • Apr 10
BKT: Asset Quality And Capital Strength Will Support Measured Future Upside
Bankinter's analyst price target has been adjusted slightly to about €15.09, with analysts pointing to resilient asset quality, healthy capital generation and updated P/E and growth assumptions as key supports for the new level. Analyst Commentary Bullish Takeaways Bullish analysts highlight strong asset quality as a key support for current P/E assumptions, which they see as consistent with the revised price targets around €15.09 to €15.80.Narrative Update • Mar 26
BKT: Strong Asset Quality And Capital Strength Will Support Higher Future Returns
Analysts have nudged Bankinter's fair value estimate slightly higher from about €14.95 to about €15.10. This reflects updated views on its asset quality, capital generation and future P/E assumptions, in line with recent Street price target increases into the mid €15 to €16 range.Narrative Update • Mar 12
BKT: Asset Quality And Capital Strength Will Support Balanced Future Returns
The Analyst Price Target for Bankinter edges up to about €14.95 from roughly €14.91, with analysts pointing to solid asset quality, healthy capital generation, and a slightly higher assumed profit margin and revenue growth profile, alongside only modest adjustments to the discount rate and future P/E assumptions. Analyst Commentary Recent research updates frame Bankinter as a bank where valuation calls are being fine tuned rather than radically rethought, with price targets edging higher on the back of recurring themes such as asset quality and capital generation.Narrative Update • Feb 25
BKT: Strong Asset Quality And Capital Strength Will Likely Support Fair Value
Analysts have nudged their price target for Bankinter higher, lifting fair value from about €14.65 to €14.91, supported by research that highlights strong asset quality, healthy capital generation and lower assumed future P/E multiples for the shares. Analyst Commentary Bullish Takeaways Bullish analysts point to what they describe as strong asset quality as a key support for current valuation levels, suggesting fewer surprises from credit costs in their models.Narrative Update • Jan 23
BKT: Stable Metrics And Higher Street Views Will Likely Support Fair Value
Analysts have nudged their fair value estimate for Bankinter to about €14.65 from roughly €13.92, citing updated assumptions on revenue growth, profit margins and future P/E, in line with recent upward revisions to Street price targets. Analyst Commentary Recent Street research on Bankinter has clustered around higher price targets, giving you a clearer view of how professional investors are framing valuation, execution risk and growth potential.Narrative Update • Jan 08
BKT: Stable Rates And Solid Fundamentals Will Likely Support Fairly Valued Shares
Analysts have nudged our Bankinter fair value estimate higher to €13.92 from €13.81, reflecting slightly adjusted assumptions on discount rate, revenue growth, profit margin and future P/E, in line with the recent series of price target increases from €12.75 to €16 across major banks. Analyst Commentary Recent research suggests a broadly constructive backdrop around Bankinter, with several firms adjusting their price targets higher and one major house upgrading its stance on the shares.Narrative Update • Dec 23
BKT: Stable Rate Backdrop Will Likely Sustain Returns Amid Rerating Risk
Analysts have nudged their consolidated price target for Bankinter slightly higher to EUR 13.81 from about EUR 13.78, reflecting continued confidence in the bank's solid fundamentals, an improving growth and margin outlook, and a series of recent target increases from major research houses. Analyst Commentary Bullish analysts highlight that Bankinter continues to screen well on both earnings momentum and balance sheet quality, justifying a cluster of recent price target upgrades into the mid teens.Narrative Update • Dec 09
BKT: Stable Rate Backdrop Will Likely Sustain Returns Amid Balanced Risk Reward
Analysts have nudged our Bankinter fair value estimate slightly higher to EUR 13.78 from EUR 13.60, citing a series of upward price target revisions and reinforced confidence in the bank's solid fundamentals and profitability in a stable rate environment. Analyst Commentary Recent Street research on Bankinter has tilted incrementally more positive, reflected in a series of price target increases that cluster around or above our updated fair value estimate.Narrative Update • Nov 25
BKT: Steady Operating Momentum Will Likely Support Fair Value In Stable Market Conditions
Bankinter's analyst price target has been raised slightly, from €13.57 to €13.60. Analysts point to stronger revenue growth and a resilient sector outlook, which are supporting modest valuation increases.Analysis Article • Nov 22
Bankinter's (BME:BKT) Shareholders Will Receive A Bigger Dividend Than Last Year
Bankinter, S.A. ( BME:BKT ) will increase its dividend from last year's comparable payment on the 2nd of December to...Narrative Update • Nov 09
BKT: Stable Rate Environment Will Drive Steady Performance Ahead
Bankinter's analyst price target has increased from €13.34 to €13.57. This reflects analysts' view of the bank's solid fundamentals and steady performance in a stable-rate environment.Narrative Update • Oct 26
Digital Transformation And Geographic Reach Will Drive Stronger Performance Ahead
The analyst price target for Bankinter has increased from €12.17 to €13.34. This change reflects improved growth projections and profit margins, as analysts cite stronger fundamentals and positive revenue outlooks for the bank.Analysis Article • Jun 22
Bankinter (BME:BKT) Will Pay A Larger Dividend Than Last Year At €0.1217
Bankinter, S.A. ( BME:BKT ) will increase its dividend from last year's comparable payment on the 25th of June to...
New Narrative • Nov 30
Strategic Geographic And Digital Expansion Fuels Dynamic Growth Across Europe
Geographic and product diversification, driven by growth in international markets, positively influences revenue and net margins through increased income streams.Shareholder Returns
| BKT | ES Banks | ES Market | |
|---|---|---|---|
| 7D | -2.2% | -2.5% | -0.02% |
| 1Y | 23.6% | 46.5% | 23.9% |
Return vs Industry: BKT underperformed the Spanish Banks industry which returned 46.5% over the past year.
Return vs Market: BKT matched the Spanish Market which returned 23.9% over the past year.
Price Volatility
| BKT volatility | |
|---|---|
| BKT Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 4.1% |
| Market Average Movement | 3.6% |
| 10% most volatile stocks in ES Market | 6.7% |
| 10% least volatile stocks in ES Market | 0.9% |
Stable Share Price: BKT has not had significant price volatility in the past 3 months compared to the Spanish market.
Volatility Over Time: BKT's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1965 | 6,648 | Gloria Ortiz Portero | www.bankinter.com |
Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. The company operates through Commercial Banking, Corporate Banking, BKCF Spain, BK Portugal, BK Ireland, and Other Businesses segments. It offers smart digital, payroll, pension, business, non-salary, currency, youth, current, and management accounts; debit and credit cards; cash management cash pooling; guarantees; mortgages and loan products; financing; and investment banking and wealth management services.
Bankinter, S.A. Fundamentals Summary
| BKT fundamental statistics | |
|---|---|
| Market cap | €12.38b |
| Earnings (TTM) | €1.11b |
| Revenue (TTM) | €2.77b |
11.2x
P/E Ratio1.9x
P/B RatioIs BKT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BKT income statement (TTM) | |
|---|---|
| Revenue | €2.77b |
| Cost of Revenue | €0 |
| Gross Profit | €2.77b |
| Other Expenses | €1.65b |
| Earnings | €1.11b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.24 |
| Gross Margin | 100.00% |
| Net Profit Margin | 40.16% |
| Debt/Equity Ratio | 156.5% |
How did BKT perform over the long term?
See historical performance and comparisonDividends
4.4%
Current Dividend Yield37%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/10 23:28 |
| End of Day Share Price | 2026/06/10 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bankinter, S.A. is covered by 36 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Cecilia Romero Reyes | Barclays |