Bankinter, S.A.

BME:BKT Stock Report

Market Cap: €12.5b

Bankinter Management

Management criteria checks 2/4

We currently do not have sufficient information about the CEO.

Key information

Gloria Ortiz Portero

Chief executive officer

€1.4m

Total compensation

CEO salary percentage34.27%
CEO tenure2.2yrs
CEO ownership0.02%
Management average tenureno data
Board average tenure7.8yrs

Recent management updates

Recent updates

Narrative Update Apr 28

BKT: Asset Quality And Capital Strength Will Anchor Measured Future Re Rating Potential

Bankinter's updated analyst price target edges higher to about €15.35 from roughly €15.09, as analysts factor in their latest views on fair value, discount rate, revenue growth, profit margin and future P/E, along with a mix of recent target changes from Deutsche Bank, JPMorgan, RBC Capital and Citi. Analyst Commentary Recent research on Bankinter gives a mixed picture, with several firms adjusting price targets and at least one major upgrade on the rating side.
Narrative Update Apr 10

BKT: Asset Quality And Capital Strength Will Support Measured Future Upside

Bankinter's analyst price target has been adjusted slightly to about €15.09, with analysts pointing to resilient asset quality, healthy capital generation and updated P/E and growth assumptions as key supports for the new level. Analyst Commentary Bullish Takeaways Bullish analysts highlight strong asset quality as a key support for current P/E assumptions, which they see as consistent with the revised price targets around €15.09 to €15.80.
Narrative Update Mar 26

BKT: Strong Asset Quality And Capital Strength Will Support Higher Future Returns

Analysts have nudged Bankinter's fair value estimate slightly higher from about €14.95 to about €15.10. This reflects updated views on its asset quality, capital generation and future P/E assumptions, in line with recent Street price target increases into the mid €15 to €16 range.
Narrative Update Mar 12

BKT: Asset Quality And Capital Strength Will Support Balanced Future Returns

The Analyst Price Target for Bankinter edges up to about €14.95 from roughly €14.91, with analysts pointing to solid asset quality, healthy capital generation, and a slightly higher assumed profit margin and revenue growth profile, alongside only modest adjustments to the discount rate and future P/E assumptions. Analyst Commentary Recent research updates frame Bankinter as a bank where valuation calls are being fine tuned rather than radically rethought, with price targets edging higher on the back of recurring themes such as asset quality and capital generation.
Narrative Update Feb 25

BKT: Strong Asset Quality And Capital Strength Will Likely Support Fair Value

Analysts have nudged their price target for Bankinter higher, lifting fair value from about €14.65 to €14.91, supported by research that highlights strong asset quality, healthy capital generation and lower assumed future P/E multiples for the shares. Analyst Commentary Bullish Takeaways Bullish analysts point to what they describe as strong asset quality as a key support for current valuation levels, suggesting fewer surprises from credit costs in their models.
Narrative Update Jan 23

BKT: Stable Metrics And Higher Street Views Will Likely Support Fair Value

Analysts have nudged their fair value estimate for Bankinter to about €14.65 from roughly €13.92, citing updated assumptions on revenue growth, profit margins and future P/E, in line with recent upward revisions to Street price targets. Analyst Commentary Recent Street research on Bankinter has clustered around higher price targets, giving you a clearer view of how professional investors are framing valuation, execution risk and growth potential.
Narrative Update Jan 08

BKT: Stable Rates And Solid Fundamentals Will Likely Support Fairly Valued Shares

Analysts have nudged our Bankinter fair value estimate higher to €13.92 from €13.81, reflecting slightly adjusted assumptions on discount rate, revenue growth, profit margin and future P/E, in line with the recent series of price target increases from €12.75 to €16 across major banks. Analyst Commentary Recent research suggests a broadly constructive backdrop around Bankinter, with several firms adjusting their price targets higher and one major house upgrading its stance on the shares.
Narrative Update Dec 23

BKT: Stable Rate Backdrop Will Likely Sustain Returns Amid Rerating Risk

Analysts have nudged their consolidated price target for Bankinter slightly higher to EUR 13.81 from about EUR 13.78, reflecting continued confidence in the bank's solid fundamentals, an improving growth and margin outlook, and a series of recent target increases from major research houses. Analyst Commentary Bullish analysts highlight that Bankinter continues to screen well on both earnings momentum and balance sheet quality, justifying a cluster of recent price target upgrades into the mid teens.
Narrative Update Dec 09

BKT: Stable Rate Backdrop Will Likely Sustain Returns Amid Balanced Risk Reward

Analysts have nudged our Bankinter fair value estimate slightly higher to EUR 13.78 from EUR 13.60, citing a series of upward price target revisions and reinforced confidence in the bank's solid fundamentals and profitability in a stable rate environment. Analyst Commentary Recent Street research on Bankinter has tilted incrementally more positive, reflected in a series of price target increases that cluster around or above our updated fair value estimate.
Narrative Update Nov 25

BKT: Steady Operating Momentum Will Likely Support Fair Value In Stable Market Conditions

Bankinter's analyst price target has been raised slightly, from €13.57 to €13.60. Analysts point to stronger revenue growth and a resilient sector outlook, which are supporting modest valuation increases.
Analysis Article Nov 22

Bankinter's (BME:BKT) Shareholders Will Receive A Bigger Dividend Than Last Year

Bankinter, S.A. ( BME:BKT ) will increase its dividend from last year's comparable payment on the 2nd of December to...
Narrative Update Nov 09

BKT: Stable Rate Environment Will Drive Steady Performance Ahead

Bankinter's analyst price target has increased from €13.34 to €13.57. This reflects analysts' view of the bank's solid fundamentals and steady performance in a stable-rate environment.
Narrative Update Oct 26

Digital Transformation And Geographic Reach Will Drive Stronger Performance Ahead

The analyst price target for Bankinter has increased from €12.17 to €13.34. This change reflects improved growth projections and profit margins, as analysts cite stronger fundamentals and positive revenue outlooks for the bank.
Analysis Article Jun 22

Bankinter (BME:BKT) Will Pay A Larger Dividend Than Last Year At €0.1217

Bankinter, S.A. ( BME:BKT ) will increase its dividend from last year's comparable payment on the 25th of June to...
User avatar
New Narrative Nov 30

Strategic Geographic And Digital Expansion Fuels Dynamic Growth Across Europe

Geographic and product diversification, driven by growth in international markets, positively influences revenue and net margins through increased income streams.

CEO Compensation Analysis

How has Gloria Ortiz Portero's remuneration changed compared to Bankinter's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

€1b

Dec 31 2025n/an/a

€1b

Sep 30 2025n/an/a

€1b

Jun 30 2025n/an/a

€1b

Mar 31 2025n/an/a

€1b

Dec 31 2024€1m€470k

€953m

Compensation vs Market: Gloria's total compensation ($USD1.62M) is below average for companies of similar size in the Spanish market ($USD3.35M).

Compensation vs Earnings: Insufficient data to compare Gloria's compensation with company performance.


CEO

Gloria Ortiz Portero

2.2yrs
Tenure
€1,371,564
Compensation

Ms. Gloria Ortiz Portero serves as Chief Executive Officer & Executive Director at Bankinter S.A. since March 21, 2024. She serves as the Area Director of Digital Banking at Bankinter, S.A. She served as C...


Board Members

NamePositionTenureCompensationOwnership
Gloria Ortiz Portero
CEO & Executive Director2.2yrs€1.37m0.019%
€ 2.4m
Alfonso de Sautuola y Naveda
Executive Vice Chairman28.9yrs€245.89k0.0086%
€ 1.1m
Marcelino de Sautuola y Naveda
External Proprietary Director21.1yrs€126.67k0.028%
€ 3.5m
Fernando Herrero
External Proprietary Director20.7yrs€143.44k0.32%
€ 39.9m
Teresa Rodríguez
Independent External Director2.2yrs€99.06k0.00069%
€ 86.2k
Maria Dolores Trevino
Non-Executive Chairwoman15.6yrs€1.36m0.17%
€ 21.3m
María Jordá Castro
Independent External Director7.2yrs€190.63k0.0028%
€ 347.3k
Maria Teresa Mendoza
Independent External Director11.8yrs€126.05k0.0044%
€ 544.6k
Teresa Rubio
Independent External Director8.5yrs€175.73k0.0011%
€ 138.7k
Juan Zufiria Zatarain
Independent External Director1.2yrsno datano data
Cristina Alvarez
Lead Independent External Director5.1yrs€189.15k0.0096%
€ 1.2m
Alfonso Rodriguez
Independent External Director1.2yrsno datano data
7.8yrs
Average Tenure
60yo
Average Age

Experienced Board: BKT's board of directors are considered experienced (7.8 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/11 04:08
End of Day Share Price 2026/05/11 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bankinter, S.A. is covered by 38 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Javier Esteban LarioBanco de Sabadell. S.A.
Jesús Gómez DominguezBanco Santander
Cecilia Romero ReyesBarclays