| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 4/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
PCZ Stock Overview
ProCredit Holding AG & Co. KGaA, together with its subsidiaries, provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany.
ProCredit Holding AG & Co. KGaA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €3.45 |
| 52 Week High | €8.70 |
| 52 Week Low | €3.09 |
| Beta | 0.86 |
| 1 Month Change | -4.70% |
| 3 Month Change | -0.86% |
| 1 Year Change | -52.74% |
| 3 Year Change | -49.64% |
| 5 Year Change | -73.36% |
| Change since IPO | -73.47% |
Recent News & Updates
Shareholder Returns
| PCZ | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -1.7% | 2.7% | 1.4% |
| 1Y | -52.7% | -13.0% | -19.6% |
Return vs Industry: PCZ underperformed the German Banks industry which returned -12.9% over the past year.
Return vs Market: PCZ underperformed the German Market which returned -20% over the past year.
Price Volatility
| PCZ volatility | |
|---|---|
| PCZ Average Weekly Movement | 5.9% |
| Banks Industry Average Movement | 4.3% |
| Market Average Movement | 5.7% |
| 10% most volatile stocks in DE Market | 10.7% |
| 10% least volatile stocks in DE Market | 2.8% |
Stable Share Price: PCZ is not significantly more volatile than the rest of German stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: PCZ's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 3,178 | n/a | https://www.procredit-holding.com |
ProCredit Holding AG & Co. KGaA, together with its subsidiaries, provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. The company's financial products; business loans for wholesale and retail trade, agriculture, forestry and fishing, production, transportation and storage, and other activities, as well as investment, working capital, and green loans; and private loans, such as housing, investment, and other loans. It also offers current, savings, and term deposit accounts; mobile and electronic banking services; and card payment services, as well as grants credit lines and overdrafts.
ProCredit Holding AG & Co. KGaA Fundamentals Summary
| PCZ fundamental statistics | |
|---|---|
| Market Cap | €203.20m |
| Earnings (TTM) | €62.31m |
| Revenue (TTM) | €263.39m |
3.3x
P/E Ratio0.2x
P/B RatioIs PCZ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PCZ income statement (TTM) | |
|---|---|
| Revenue | €263.39m |
| Cost of Revenue | €0 |
| Gross Profit | €263.39m |
| Other Expenses | €201.08m |
| Earnings | €62.31m |
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Aug 11, 2022
| Earnings per share (EPS) | 1.06 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.66% |
| Debt/Equity Ratio | 204.8% |
How did PCZ perform over the long term?
See historical performance and comparison