ProCredit Holding AG

XTRA:PCZ Stock Report

Market Cap: €484.7m

ProCredit Holding Dividends and Buybacks

Dividend criteria checks 4/6

ProCredit Holding is a dividend paying company with a current yield of 5.71% that is well covered by earnings.

Key information

5.7%

Dividend yield

n/a

Buyback Yield

Total Shareholder Yieldn/a
Future Dividend Yield9.9%
Dividend Growth7.2%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio35%

Recent dividend and buyback updates

Analysis Article Apr 24

ProCredit Holding (ETR:PCZ) Has Announced That Its Dividend Will Be Reduced To €0.59

ProCredit Holding AG ( ETR:PCZ ) has announced that on 9th of June, it will be paying a dividend of€0.59, which a...

Recent updates

Narrative Update Jun 08

PCZ: Dividend Visibility And Bullish Coverage Should Support Future Re Rating

Analysts now set their price target for ProCredit Holding at €15.90, with the latest update reflecting slightly adjusted assumptions on discount rate, revenue growth, profit margin and future P/E, following fresh bullish coverage from the Street. What's in the News ProCredit Holding AG announced an annual dividend of €0.47 per share.
Narrative Update May 25

PCZ: Stable Profitability And Dividend Prospects Should Support Future Re Rating

Analysts now estimate ProCredit Holding's fair value at €15.90, reduced from €18.80. This revision reflects updated assumptions for revenue growth, profit margins and future P/E multiples, together with recently published bullish Street research.
Narrative Update Apr 17

PCZ: Future Earnings Power Should Outweigh Higher Discount Rate Assumptions

Analysts have kept their average price target for ProCredit Holding steady at €18.80, reflecting slightly adjusted assumptions on discount rate, revenue growth, profit margin and future P/E following fresh research, including a bullish initiation from Berenberg. Analyst Commentary Recent bullish analysts highlight that the steady average price target of €18.80 reflects confidence that the latest research adjustments on discount rate, revenue growth, profit margin and future P/E still support the current valuation framework.
Analysis Article Mar 24

ProCredit Holding AG (ETR:PCZ) Just Released Its Full-Year Earnings: Here's What Analysts Think

ProCredit Holding AG ( ETR:PCZ ) shareholders are probably feeling a little disappointed, since its shares fell 4.2% to...
Narrative Update Feb 05

PCZ: Future Revenue Expectations Will Outweigh Index Removal Risk

Analysts have adjusted their fair value estimate for ProCredit Holding from €20.00 to €18.80. The change reflects updated views on revenue growth, profit margin expectations, the discount rate and the forward P/E multiple.
Narrative Update Aug 27

Expanding Smaller Banks And Ukraine Operations Will Broaden Reach

The downward revision in ProCredit Holding’s Price Target reflects reduced optimism on growth, as indicated by lower revenue growth forecasts and a declining future P/E, with the consensus price target now at €16.00. What's in the News ProCredit Holding AG's 2025 AGM approved a dividend of EUR 0.59 per ordinary share, distributing EUR 34.8 million for the 2024 financial year, in line with a policy to pay out one third of consolidated results as dividends.
Analysis Article Apr 24

ProCredit Holding (ETR:PCZ) Has Announced That Its Dividend Will Be Reduced To €0.59

ProCredit Holding AG ( ETR:PCZ ) has announced that on 9th of June, it will be paying a dividend of€0.59, which a...
User avatar
New Narrative Feb 07

Bank Will Expand In Eastern Europe, Diversifying Lending Portfolio

Strategic focus on expanding small banks and granular loans aims to boost revenue by diversifying the lending portfolio.
Analysis Article May 01

Growth Investors: Industry Analysts Just Upgraded Their ProCredit Holding AG (ETR:PCZ) Revenue Forecasts By 12%

ProCredit Holding AG ( ETR:PCZ ) shareholders will have a reason to smile today, with the analysts making substantial...
Analysis Article Sep 05

These Analysts Think ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Sales Are Under Threat

The analysts covering ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) delivered a dose of negativity to shareholders today...
Analysis Article Jun 07

Analysts Just Published A Bright New Outlook For ProCredit Holding AG & Co. KGaA's (ETR:PCZ)

ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) shareholders will have a reason to smile today, with the analysts making...
Analysis Article Nov 25

Analysts Are Betting On ProCredit Holding AG & Co. KGaA (ETR:PCZ) With A Big Upgrade This Week

ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) shareholders will have a reason to smile today, with the analysts making...
Analysis Article Sep 03

The ProCredit Holding AG & Co. KGaA (ETR:PCZ) Analysts Have Been Trimming Their Sales Forecasts

One thing we could say about the analysts on ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) - they aren't optimistic...
Analysis Article Aug 17

News Flash: Analysts Just Made A Meaningful Upgrade To Their ProCredit Holding AG & Co. KGaA (ETR:PCZ) Forecasts

ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) shareholders will have a reason to smile today, with the analysts making...

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: PCZ has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: PCZ's dividend payments have increased, but the company has only paid a dividend for 9 years.


Dividend Yield vs Market

ProCredit Holding Dividend Yield vs Market
How does PCZ dividend yield compare to the market?
SegmentDividend Yield
Company (PCZ)5.7%
Market Bottom 25% (DE)1.5%
Market Top 25% (DE)4.6%
Industry Average (Banks)4.5%
Analyst forecast (PCZ) (up to 3 years)9.9%

Notable Dividend: PCZ's dividend (5.71%) is higher than the bottom 25% of dividend payers in the German market (1.5%).

High Dividend: PCZ's dividend (5.71%) is in the top 25% of dividend payers in the German market (4.68%)


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (34.6%), PCZ's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: PCZ's dividends in 3 years are forecast to be well covered by earnings (39.2% payout ratio).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/12 16:46
End of Day Share Price 2026/06/12 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ProCredit Holding AG is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Marius FuhrbergBerenberg
Milosz PapstEdison Investment Research
Knud HinkelPareto Securities