ProCredit Holding Management
Management criteria checks 2/4
We currently do not have sufficient information about the CEO.
Key information
Eriola Bibolli
Chief executive officer
n/a
Total compensation
| CEO salary percentage | n/a |
| CEO tenure | 3.1yrs |
| CEO ownership | n/a |
| Management average tenure | 2.7yrs |
| Board average tenure | 2.7yrs |
Recent management updates
Recent updates
PCZ: Dividend Reset And Bullish Coverage Signal Scope For Future Re Rating
Analysts have raised their price target for ProCredit Holding to €15.90, citing updated assumptions for revenue growth, profit margins and future P/E that support a slightly higher long term return outlook despite a marginally adjusted discount rate. What's in the News for ProCredit Holding ProCredit Holding AG announced an annual dividend of €0.4700 per share, scheduled to be paid on June 8, 2026.PCZ: Dividend Visibility And Bullish Coverage Should Support Future Re Rating
Analysts now set their price target for ProCredit Holding at €15.90, with the latest update reflecting slightly adjusted assumptions on discount rate, revenue growth, profit margin and future P/E, following fresh bullish coverage from the Street. What's in the News ProCredit Holding AG announced an annual dividend of €0.47 per share.PCZ: Stable Profitability And Dividend Prospects Should Support Future Re Rating
Analysts now estimate ProCredit Holding's fair value at €15.90, reduced from €18.80. This revision reflects updated assumptions for revenue growth, profit margins and future P/E multiples, together with recently published bullish Street research.PCZ: Future Earnings Power Should Outweigh Higher Discount Rate Assumptions
Analysts have kept their average price target for ProCredit Holding steady at €18.80, reflecting slightly adjusted assumptions on discount rate, revenue growth, profit margin and future P/E following fresh research, including a bullish initiation from Berenberg. Analyst Commentary Recent bullish analysts highlight that the steady average price target of €18.80 reflects confidence that the latest research adjustments on discount rate, revenue growth, profit margin and future P/E still support the current valuation framework.ProCredit Holding AG (ETR:PCZ) Just Released Its Full-Year Earnings: Here's What Analysts Think
ProCredit Holding AG ( ETR:PCZ ) shareholders are probably feeling a little disappointed, since its shares fell 4.2% to...PCZ: Future Revenue Expectations Will Outweigh Index Removal Risk
Analysts have adjusted their fair value estimate for ProCredit Holding from €20.00 to €18.80. The change reflects updated views on revenue growth, profit margin expectations, the discount rate and the forward P/E multiple.
Expanding Smaller Banks And Ukraine Operations Will Broaden Reach
The downward revision in ProCredit Holding’s Price Target reflects reduced optimism on growth, as indicated by lower revenue growth forecasts and a declining future P/E, with the consensus price target now at €16.00. What's in the News ProCredit Holding AG's 2025 AGM approved a dividend of EUR 0.59 per ordinary share, distributing EUR 34.8 million for the 2024 financial year, in line with a policy to pay out one third of consolidated results as dividends.ProCredit Holding (ETR:PCZ) Has Announced That Its Dividend Will Be Reduced To €0.59
ProCredit Holding AG ( ETR:PCZ ) has announced that on 9th of June, it will be paying a dividend of€0.59, which a...
Bank Will Expand In Eastern Europe, Diversifying Lending Portfolio
Strategic focus on expanding small banks and granular loans aims to boost revenue by diversifying the lending portfolio.Growth Investors: Industry Analysts Just Upgraded Their ProCredit Holding AG (ETR:PCZ) Revenue Forecasts By 12%
ProCredit Holding AG ( ETR:PCZ ) shareholders will have a reason to smile today, with the analysts making substantial...These Analysts Think ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Sales Are Under Threat
The analysts covering ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) delivered a dose of negativity to shareholders today...Analysts Just Published A Bright New Outlook For ProCredit Holding AG & Co. KGaA's (ETR:PCZ)
ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) shareholders will have a reason to smile today, with the analysts making...Analysts Are Betting On ProCredit Holding AG & Co. KGaA (ETR:PCZ) With A Big Upgrade This Week
ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) shareholders will have a reason to smile today, with the analysts making...The ProCredit Holding AG & Co. KGaA (ETR:PCZ) Analysts Have Been Trimming Their Sales Forecasts
One thing we could say about the analysts on ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) - they aren't optimistic...News Flash: Analysts Just Made A Meaningful Upgrade To Their ProCredit Holding AG & Co. KGaA (ETR:PCZ) Forecasts
ProCredit Holding AG & Co. KGaA ( ETR:PCZ ) shareholders will have a reason to smile today, with the analysts making...CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | €80m |
| Dec 31 2025 | n/a | n/a | €83m |
| Sep 30 2025 | n/a | n/a | €78m |
| Jun 30 2025 | n/a | n/a | €94m |
| Mar 31 2025 | n/a | n/a | €96m |
| Dec 31 2024 | €429k | €330k | €104m |
| Sep 30 2024 | n/a | n/a | €104m |
| Jun 30 2024 | n/a | n/a | €107m |
| Mar 31 2024 | n/a | n/a | €117m |
| Dec 31 2023 | €381k | €222k | €113m |
Compensation vs Market: Insufficient data to establish whether Eriola's total compensation is reasonable compared to companies of similar size in the German market.
Compensation vs Earnings: Eriola's compensation has been consistent with company performance over the past year.
CEO
Eriola Bibolli
Mrs. Eriola Bibolli is Member of the Supervisory Board of B.C. ProCredit Bank S.A. & ProCredit Bank AD Skopje from 2025. She served as Management Board Member of ProCredit General Partner AG at ProCredit H...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman of Management Board | 3.1yrs | €429.00k | no data | |
| Member of Management Board | 3.5yrs | €372.00k | no data | |
| Chief Risk Officer & Member of Management Board | 2.3yrs | €330.58k | no data | |
| Member of Management Board | 2.3yrs | €340.58k | no data | |
| Chief Legal Counsel | no data | no data | no data |
Experienced Management: PCZ's management team is considered experienced (2.7 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Member of the Supervisory Board of Procredit General Partner AG | 3.1yrs | €84.00k | no data | |
| Chair of Supervisory Board of Procredit General Partner AG | less than a year | no data | no data | |
| Independent Supervisory Board Member of Procredit General Partner AG | 5.2yrs | €67.00k | no data | |
| Member of Supervisory Board of Procredit General Partner AG | less than a year | no data | no data | |
| Independent Member of the Supervisory Board of Procredit General Partner AG | 2.7yrs | €119.00k | no data | |
| Member of the Supervisory Board of Procredit General Partner AG | 2.3yrs | €58.00k | no data | |
| Member of the Supervisory Board of ProCredit General Partner AG | 2.7yrs | €93.00k | no data | |
| Member of the Supervisory Board of Procredit General Partner AG | 3.1yrs | €95.00k | no data |
Experienced Board: PCZ's board of directors are not considered experienced ( 2.7 years average tenure), which suggests a new board.
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/13 15:31 |
| End of Day Share Price | 2026/07/10 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
ProCredit Holding AG is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Marius Fuhrberg | Berenberg |
| Milosz Papst | Edison Investment Research |
| Knud Hinkel | Pareto Securities |