ProCredit Holding Balance Sheet Health

Financial Health criteria checks 5/6

ProCredit Holding has total assets of €10.3B and total equity of €1.0B. Total deposits are €7.8B, and total loans are €7.1B. It earns a Net Interest Margin of 3.6%. It has sufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are €2.1B.

Key information

10.1x

Asset to equity ratio

3.6%

Net interest margin

Total deposits

€7.82b

Loan to deposit ratio

Appropriate

Bad loans

2.1%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

€2.14b

Recent financial health updates

No updates

Recent updates

Growth Investors: Industry Analysts Just Upgraded Their ProCredit Holding AG (ETR:PCZ) Revenue Forecasts By 12%

May 01
Growth Investors: Industry Analysts Just Upgraded Their ProCredit Holding AG (ETR:PCZ) Revenue Forecasts By 12%

These Analysts Think ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Sales Are Under Threat

Sep 05
These Analysts Think ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Sales Are Under Threat

Analysts Just Published A Bright New Outlook For ProCredit Holding AG & Co. KGaA's (ETR:PCZ)

Jun 07
Analysts Just Published A Bright New Outlook For ProCredit Holding AG & Co. KGaA's (ETR:PCZ)

Analysts Are Betting On ProCredit Holding AG & Co. KGaA (ETR:PCZ) With A Big Upgrade This Week

Nov 25
Analysts Are Betting On ProCredit Holding AG & Co. KGaA (ETR:PCZ) With A Big Upgrade This Week

The ProCredit Holding AG & Co. KGaA (ETR:PCZ) Analysts Have Been Trimming Their Sales Forecasts

Sep 03
The ProCredit Holding AG & Co. KGaA (ETR:PCZ) Analysts Have Been Trimming Their Sales Forecasts

News Flash: Analysts Just Made A Meaningful Upgrade To Their ProCredit Holding AG & Co. KGaA (ETR:PCZ) Forecasts

Aug 17
News Flash: Analysts Just Made A Meaningful Upgrade To Their ProCredit Holding AG & Co. KGaA (ETR:PCZ) Forecasts

Is ProCredit Holding AG & Co. KGaA (ETR:PCZ) A Smart Pick For Income Investors?

Feb 19
Is ProCredit Holding AG & Co. KGaA (ETR:PCZ) A Smart Pick For Income Investors?

What Type Of Shareholders Make Up ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Share Registry?

Jan 15
What Type Of Shareholders Make Up ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Share Registry?

ProCredit Holding KGaA (ETR:PCZ) Share Prices Have Dropped 44% In The Last Three Years

Dec 11
ProCredit Holding KGaA (ETR:PCZ) Share Prices Have Dropped 44% In The Last Three Years

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: PCZ's Assets to Equity ratio (10.1x) is moderate.

Allowance for Bad Loans: PCZ has a sufficient allowance for bad loans (122%).

Low Risk Liabilities: 84% of PCZ's liabilities are made up of primarily low risk sources of funding.

Loan Level: PCZ has an appropriate level of Loans to Assets ratio (69%).

Low Risk Deposits: PCZ's Loans to Deposits ratio (91%) is appropriate.

Level of Bad Loans: PCZ has a high level of bad loans (2.1%).


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