ProCredit Holding Future Growth

Future criteria checks 2/6

ProCredit Holding is forecast to grow earnings and revenue by 12.2% and 6.4% per annum respectively. EPS is expected to grow by 10.9% per annum. Return on equity is forecast to be 10.4% in 3 years.

Key information

12.2%

Earnings growth rate

10.9%

EPS growth rate

Banks earnings growth	0.3%
Revenue growth rate	6.4%
Future return on equity	10.4%
Analyst coverage	Low
Last updated	02 Dec 2024

Recent future growth updates

Recent updates

Growth Investors: Industry Analysts Just Upgraded Their ProCredit Holding AG (ETR:PCZ) Revenue Forecasts By 12%

May 01

These Analysts Think ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Sales Are Under Threat

Sep 05

Analysts Just Published A Bright New Outlook For ProCredit Holding AG & Co. KGaA's (ETR:PCZ)

Jun 07

Analysts Are Betting On ProCredit Holding AG & Co. KGaA (ETR:PCZ) With A Big Upgrade This Week

Nov 25

The ProCredit Holding AG & Co. KGaA (ETR:PCZ) Analysts Have Been Trimming Their Sales Forecasts

Sep 03

News Flash: Analysts Just Made A Meaningful Upgrade To Their ProCredit Holding AG & Co. KGaA (ETR:PCZ) Forecasts

Aug 17

Is ProCredit Holding AG & Co. KGaA (ETR:PCZ) A Smart Pick For Income Investors?

Feb 19

What Type Of Shareholders Make Up ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Share Registry?

Jan 15

ProCredit Holding KGaA (ETR:PCZ) Share Prices Have Dropped 44% In The Last Three Years

Dec 11

Earnings and Revenue Growth Forecasts

XTRA:PCZ - Analysts future estimates and past financials data (EUR Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	493	138	N/A	N/A	1
12/31/2025	426	116	N/A	N/A	2
12/31/2024	444	109	N/A	N/A	1
9/30/2024	434	104	N/A	N/A	N/A
6/30/2024	422	107	-763	-735	N/A
3/31/2024	414	117	N/A	N/A	N/A
12/31/2023	399	113	-473	-445	N/A
9/30/2023	363	93	N/A	N/A	N/A
6/30/2023	327	73	29	50	N/A
3/31/2023	289	48	N/A	N/A	N/A
12/31/2022	239	16	-198	-177	N/A
9/30/2022	247	35	N/A	N/A	N/A
6/30/2022	257	51	-626	-609	N/A
3/31/2022	263	62	N/A	N/A	N/A
12/31/2021	280	80	-527	-510	N/A
9/30/2021	261	70	N/A	N/A	N/A
6/30/2021	244	56	-442	-413	N/A
3/31/2021	228	43	N/A	N/A	N/A
12/31/2020	226	41	-462	-432	N/A
9/30/2020	242	49	N/A	N/A	N/A
6/30/2020	252	58	-276	-256	N/A
3/31/2020	258	61	N/A	N/A	N/A
12/31/2019	257	60	-266	-246	N/A
9/30/2019	250	60	N/A	N/A	N/A
6/30/2019	243	56	-242	-217	N/A
3/31/2019	244	58	N/A	N/A	N/A
12/31/2018	246	60	-255	-230	N/A
9/30/2018	241	54	N/A	N/A	N/A
6/30/2018	242	54	N/A	-107	N/A
3/31/2018	247	51	N/A	N/A	N/A
1/1/2018	250	46	N/A	-65	N/A
9/30/2017	256	45	N/A	N/A	N/A
6/30/2017	256	42	N/A	-224	N/A
3/31/2017	261	45	N/A	N/A	N/A
12/31/2016	261	45	N/A	-92	N/A
9/30/2016	255	41	N/A	24	N/A
6/30/2016	257	39	N/A	25	N/A
3/31/2016	248	33	N/A	45	N/A
12/31/2015	266	37	N/A	-56	N/A
9/30/2015	350	54	N/A	-51	N/A
6/30/2015	369	53	N/A	-160	N/A
3/31/2015	390	54	N/A	-107	N/A
12/31/2014	391	49	N/A	-79	N/A
9/30/2014	365	31	N/A	-251	N/A
6/30/2014	387	33	N/A	-60	N/A
3/31/2014	410	34	N/A	-50	N/A
12/31/2013	411	36	N/A	-76	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: PCZ's forecast earnings growth (12.2% per year) is above the savings rate (1%).

Earnings vs Market: PCZ's earnings (12.2% per year) are forecast to grow slower than the German market (20.9% per year).

High Growth Earnings: PCZ's earnings are forecast to grow, but not significantly.

Revenue vs Market: PCZ's revenue (6.4% per year) is forecast to grow faster than the German market (5.7% per year).

High Growth Revenue: PCZ's revenue (6.4% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: PCZ's Return on Equity is forecast to be low in 3 years time (10.4%).

ProCredit Holding Future Growth

Future criteria checks 2/6

Key information

Recent future growth updates

Consensus revenue estimates increase by 12%

Consensus revenue estimates increase by 11%, EPS downgraded

Price target increased by 18% to €17.00

Consensus revenue estimates increase by 10%

Price target increased by 7.4% to €14.47

Price target increased by 12% to €14.50

Recent updates

Third quarter 2024 earnings released: EPS: €0.46 (vs €0.51 in 3Q 2023)

ProCredit Holding AG to Report First Half, 2025 Results on Aug 14, 2025

Second quarter 2024 earnings released: EPS: €0.41 (vs €0.59 in 2Q 2023)

Upcoming dividend of €0.64 per share

First quarter 2024 earnings released: EPS: €0.57 (vs €0.50 in 1Q 2023)

Growth Investors: Industry Analysts Just Upgraded Their ProCredit Holding AG (ETR:PCZ) Revenue Forecasts By 12%

Consensus revenue estimates increase by 12%

Consensus revenue estimates increase by 11%, EPS downgraded

Price target increased by 18% to €17.00

Full year 2023 earnings released: EPS: €1.93 (vs €0.28 in FY 2022)

Consensus revenue estimates increase by 10%

Price target increased by 7.4% to €14.47

Third quarter 2023 earnings released

ProCredit Holding AG to Report Fiscal Year 2023 Results on Mar 20, 2024

ProCredit Holding AG, Annual General Meeting, Jun 04, 2024

These Analysts Think ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Sales Are Under Threat

Price target increased by 12% to €14.50

Second quarter 2023 earnings released: EPS: €0.59 (vs €0.15 in 2Q 2022)

ProCredit Holding AG & Co. KGaA and Ms Sandrine Massiani Agrees that Ms Massiani's Management Board Contract Will End on 31 December 2023

Consensus EPS estimates increase by 13%

Consensus EPS estimates fall by 12%

Consensus EPS estimates fall by 12%

Consensus EPS estimates increase by 13%

Consensus EPS estimates increase by 13%

Analysts Just Published A Bright New Outlook For ProCredit Holding AG & Co. KGaA's (ETR:PCZ)

Investor sentiment improves as stock rises 16%

Consensus EPS estimates increase by 19%

First quarter 2023 earnings released: EPS: €0.50 (vs €0.03 loss in 1Q 2022)

Investor sentiment deteriorates as stock falls 16%

Price target increased by 31% to €12.00

Investor sentiment improves as stock rises 20%

Investor sentiment improves as stock rises 21%

Consensus forecasts updated

ProCredit Holding AG & Co. KGaA to Report First Half, 2023 Results on Aug 14, 2023

Analysts Are Betting On ProCredit Holding AG & Co. KGaA (ETR:PCZ) With A Big Upgrade This Week

Consensus forecasts updated

Investor sentiment improved over the past week

Consensus forecasts updated

The ProCredit Holding AG & Co. KGaA (ETR:PCZ) Analysts Have Been Trimming Their Sales Forecasts

Consensus forecasts updated

Consensus forecasts updated

News Flash: Analysts Just Made A Meaningful Upgrade To Their ProCredit Holding AG & Co. KGaA (ETR:PCZ) Forecasts

Second quarter 2022 earnings released: EPS: €0.15 (vs €0.35 in 2Q 2021)

Price target decreased to €8.83

First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Price target decreased to €11.26

Price target increased to €16.00

Investor sentiment improved over the past week

Investor sentiment deteriorated over the past week

Upcoming dividend of €0.35 per share

Price target increased to €13.25

Third quarter 2021 earnings released

Price target increased to €12.03

Consensus EPS estimates increase to €1.22

Second quarter 2021 earnings released: EPS €0.35 (vs €0.14 in 2Q 2020)

Supervisory Board Member of Procredit General Partner AG Petar Slavov has left the company

Supervisory Board Member of Procredit General Partner AG Christian Kramer has left the company

ProCredit Holding AG & Co. KGaA Approves Dividend

Upcoming dividend of €0.18 per share

First quarter 2021 earnings released: EPS €0.27 (vs €0.23 in 1Q 2020)

Price target increased to €10.30

Full year 2020 earnings released: EPS €0.70 (vs €1.02 in FY 2019)

Price target increased to €9.55

Is ProCredit Holding AG & Co. KGaA (ETR:PCZ) A Smart Pick For Income Investors?

Investor sentiment improved over the past week

New 90-day high: €7.85

Price target raised to €8.93

What Type Of Shareholders Make Up ProCredit Holding AG & Co. KGaA's (ETR:PCZ) Share Registry?

ProCredit Holding AG & Co. KGaA to Report First Half, 2021 Results on Aug 12, 2021