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ProCredit Holding AG Stock Price

XTRA:PCZ Community·€557.2m Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 35 Fair Values set on narratives written by author

PCZ Share Price Performance

€9.42
1.14 (13.77%)
52.9% undervalued intrinsic discount
€20.00
Fair Value
€9.42
1.14 (13.77%)
52.9% undervalued intrinsic discount
€20.00
Fair Value
Price €9.42
AnalystHighTarget €20.00
AnalystConsensusTarget €16.00
AnalystLowTarget €14.00

PCZ Community Narratives

AnalystHighTarget·Updated
Fair Value €20 52.9% undervalued intrinsic discount

Digital Banking And ESG Trends Will Unlock Eastern Europe

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AnalystConsensusTarget·Updated
Fair Value €16 41.1% undervalued intrinsic discount

Digital Transformation And Retail Lending Will Unlock Eastern Market Potential

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AnalystLowTarget·Updated
Fair Value €14 32.7% undervalued intrinsic discount

Geopolitical Instability And Pressures Will Squeeze Margins But Mitigate Risk

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Recent PCZ News & Updates

ProCredit Holding (ETR:PCZ) Has Announced That Its Dividend Will Be Reduced To €0.59

Apr 24
ProCredit Holding (ETR:PCZ) Has Announced That Its Dividend Will Be Reduced To €0.59
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Bank Will Expand In Eastern Europe, Diversifying Lending Portfolio

Strategic focus on expanding small banks and granular loans aims to boost revenue by diversifying the lending portfolio.

ProCredit Holding AG Key Details

€449.6m

Revenue

€0

Cost of Revenue

€449.6m

Gross Profit

€355.8m

Other Expenses

€93.7m

Earnings

Last Reported Earnings
Jun 30, 2025
Next Reporting Earnings
Nov 13, 2025
Earnings per share (EPS)
1.59
Gross Margin
100.00%
Net Profit Margin
20.85%
Debt/Equity Ratio
131.1%

ProCredit Holding AG Competitors

 
 
 
 
 
 
 
 
 
 
 
 

Snowflake Analysis

Undervalued with excellent balance sheet and pays a dividend.

1 Risk
3 Rewards

About PCZ

Founded
1998
Employees
4610
CEO
Hubert Spechtenhauser
WebsiteView website
www.procredit-holding.com

ProCredit Holding AG, together with its subsidiaries, provides commercial banking products and services for small and medium enterprises and private customers in Europe, South America, and Germany. The company accepts various deposits, including current, savings, and term deposit accounts. It also offers business loans for wholesale and retail trade; agriculture; forestry and fishing; production; transportation and storage; construction and real estate; hotel, restaurant, and catering; electricity, gas, steam, and air conditioning supply; and other activities, as well as investment and green loans; and private loans, such as housing, investment, and consumer loans. The company was formerly known as Internationale Micro Investitionen AG. ProCredit Holding AG was founded in 1998 and is based in Frankfurt am Main, Germany.

Market Insight

Rare earths may be a sliver of the global metals market, but they punch far above their weight. These obscure elements are the invisible wiring of modern life.
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German Market Performance

  • 7 Days: 2.6%
  • 3 Months: -0.3%
  • 1 Year: 14.7%
  • Year to Date: 13.3%
The market is up 2.6% in the last 7 days, led by the Industrials and all sectors gaining ground. The market is up 15% over the last 12 months. Looking forward, earnings are forecast to grow by 17% annually. Market details ›