This company has been acquired
Home Capital Group Balance Sheet Health
Financial Health criteria checks 4/6
Home Capital Group has total assets of CA$22.9B and total equity of CA$1.7B. Total deposits are CA$16.1B, and total loans are CA$21.0B earning a Net Interest Margin of 2%. It has insufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are CA$709.2M.
Key information
13.8x
Asset to equity ratio
2.0%
Net interest margin
Total deposits | CA$16.12b |
Loan to deposit ratio | High |
Bad loans | 0.5% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | CA$709.19m |
Recent financial health updates
No updates
Recent updates
Here's Why We Think Home Capital Group (TSE:HCG) Might Deserve Your Attention Today
Jul 15Need To Know: Analysts Just Made A Substantial Cut To Their Home Capital Group Inc. (TSE:HCG) Estimates
May 07Do Home Capital Group's (TSE:HCG) Earnings Warrant Your Attention?
Apr 07With EPS Growth And More, Home Capital Group (TSE:HCG) Is Interesting
Dec 07With EPS Growth And More, Home Capital Group (TSE:HCG) Is Interesting
Sep 08The Compensation For Home Capital Group Inc.'s (TSE:HCG) CEO Looks Deserved And Here's Why
May 12With EPS Growth And More, Home Capital Group (TSE:HCG) Is Interesting
May 09Did Home Capital Group Inc. (TSE:HCG) Insiders Buy Up More Shares?
Mar 16Did You Miss Home Capital Group's (TSE:HCG) 96% Share Price Gain?
Feb 18With EPS Growth And More, Home Capital Group (TSE:HCG) Is Interesting
Jan 23What Type Of Shareholders Make Up Home Capital Group Inc.'s (TSE:HCG) Share Registry?
Dec 28Are Insiders Buying Home Capital Group Inc. (TSE:HCG) Stock?
Dec 05Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HCG's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: HCG has a low allowance for bad loans (57%).
Low Risk Liabilities: 76% of HCG's liabilities are made up of primarily low risk sources of funding.
Loan Level: HCG has an appropriate level of Loans to Assets ratio (92%).
Low Risk Deposits: HCG's Loans to Deposits ratio (130%) is high.
Level of Bad Loans: HCG has an appropriate level of bad loans (0.5%).
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Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2023/09/02 22:15 |
End of Day Share Price | 2023/09/01 00:00 |
Earnings | 2023/06/30 |
Annual Earnings | 2022/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package | Data | Timeframe | Example US Source * |
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Company Financials | 10 years |
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Analyst Consensus Estimates | +3 years |
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Market Prices | 30 years |
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Ownership | 10 years |
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Management | 10 years |
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Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Home Capital Group Inc. is covered by 18 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst | Institution |
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Atul Shah | BMO Capital Markets Equity Research |
Marco Giurleo | CIBC Capital Markets |
Adam Seanor | Clarus Securities Inc. |